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About This Home

This 3-bedroom, 2-bathroom single family at 21 Swift Stream Lane in Waynesville, NC is listed for $445,000 ($265 per sqft). Built in 2023, the home offers 1,680 sqft of living space on a 0.83 acres lot.

Agent Description

Enjoy the rare opportunity to own a beautiful mountain creekfront property paired with an immaculate one-level home built in 2023. Offering 3 bedrooms, 2 baths, and approximately 1,680 square feet, this Energy Smart home has been thoughtfully designed for comfort, convenience, and easy mountain living-all set along a bold, trout-filled creek flowing through the scenic Cove Creek community of Haywood County.

This mountain creek eventually feeds into the larger waterways of the Pigeon River, creating a peaceful natural setting right in your own backyard. Inside, you'll find an inviting open floor plan with a split-bedroom layout, enhanced by soaring 10-foot ceilings, crown molding, and a spacious airy feel throughout.

The living area is centered around a striking stone wood-burning fireplace with built-in shelving, creating a warm and welcoming focal point for relaxing evenings or gathering with family and friends. The kitchen offers generous cabinet space and flows seamlessly into the dining and living areas, making everyday living and entertaining easy and enjoyable.

The primary suite serves as a comfortable private retreat, complete with an ensuite bath featuring a large walk-in shower. Additional highlights include a well-insulated detached two-car garage, storage building, and durable metal roof designed for low-maintenance living.

Step outside onto the generous covered back porch overlooking the bold flowing creek that runs along the entire backyard. Whether enjoying your morning coffee, casting a line in the trout waters, entertaining guests, or simply taking in the soothing sounds of the water and surrounding mountain scenery, this outdoor space invites you to slow down and savor the beauty around you.

Located in a private community, the property allows both short-term and long-term rentals, offering excellent flexibility as a full-time residence, mountain getaway, or investment opportunity. Conveniently located with easy access to major highways and nearby amenities, you're just minutes from Maggie Valley, downtown Waynesville, and Cherokee, with Asheville approximately 30 minutes away via I-40.

Key Features

  • Built in 2023
  • 0.83 acre lot
  • Fireplace

Property Details

1 story
2 full
2023

Amenities

FireplaceView

Monthly Cost Estimate

$2,780/mo

20% down · 6.5% · 30 years

Principal$322
Interest$1,928
Insurance$130
HOA$400

Estimates only. Actual payments may vary.

Location

21 Swift Stream Lane

Waynesville, NC 28785

Waters Edge

Features & Amenities

Interior Features

Breakfast BarKitchen IslandOpen FloorplanSplit Bedroom

Property Details

Flooring

Vinyl

Construction

Fiber Cement

Views

Water

Pool Features

Porch

Parking

Garage - Detached

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DishwasherElectric OvenElectric RangeElectric Water HeaterMicrowavePlumbed For Ice MakerRefrigerator with Ice MakerSelf Cleaning OvenWasher/Dryer

Questions & Answers

This 3-bedroom, 2-bathroom single family at 21 Swift Stream Lane is listed at $445,000 ($265/sqft). The estimated monthly payment is $2,328 based on 20% down at 6.5% interest.

HOA fees are $400/month.

Key features include: Built in 2023, 0.83 acre lot, Fireplace. Interior Features: Breakfast Bar, Kitchen Island, Open Floorplan.

This property is listed by Judy Meyers and can be reached at 8287342899 or jameyers1224@gmail.com.

JM

Judy Meyers

Agent at RE/MAX Executive

(828) 734-2899

Listed by RE/MAX Executive · View on Broker Site

MLS# 4380730· Source: listhub· Updated 17 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21 Swift Stream Lane, Waynesville, NC 28785

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