# 21 Swift Stream Lane, Waynesville, NC 28785 > **TL;DR:** 3bd/2ba single family, $425,000 ($253/sqft), built 2023, 1,680 sqft. > Fireplace, View, 2-car garage. Est. $2,673/mo. Listed 170 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $425,000 | | Price/sqft | $253 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,680 | | Year Built | 2023 | | Lot Size | 36,155 sqft (0.83 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 170 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,149 | | Estimated Insurance | $124 | | HOA | $400 | | **Total** | **$2,673** | ## Nearby Schools - **Elementary:** Jonathan Valley - **Middle:** Waynesville - **High:** Tuscola ## Key Amenities - Fireplace - View - 2-car garage ## Property Highlights - Built in 2023 - 0.83 acre lot - Fireplace ## Description ### Agent Description Enjoy the rare opportunity to own a beautiful mountain creekfront property paired with an immaculate one-level home built in 2023. Offering 3 bedrooms, 2 baths, and approximately 1,680 square feet, this Energy Smart home has been thoughtfully designed for comfort, convenience, and easy mountain living-all set along a bold, trout-filled creek flowing through the scenic Cove Creek community of Haywood County. This mountain creek eventually feeds into the larger waterways of the Pigeon River, creating a peaceful natural setting right in your own backyard. Inside, you'll find an inviting open floor plan with a split-bedroom layout, enhanced by soaring 10-foot ceilings, crown molding, and a spacious airy feel throughout. The living area is centered around a striking stone wood-burning fireplace with built-in shelving, creating a warm and welcoming focal point for relaxing evenings or gathering with family and friends. The kitchen offers generous cabinet space and flows seamlessly into the dining and living areas, making everyday living and entertaining easy and enjoyable. The primary suite serves as a comfortable private retreat, complete with an ensuite bath featuring a large walk-in shower. Additional highlights include a well-insulated detached two-car garage, storage building, and durable metal roof designed for low-maintenance living. Step outside onto the generous covered back porch overlooking the bold flowing creek that runs along the entire backyard. Whether enjoying your morning coffee, casting a line in the trout waters, entertaining guests, or simply taking in the soothing sounds of the water and surrounding mountain scenery, this outdoor space invites you to slow down and savor the beauty around you. Located in a private community, the property allows both short-term and long-term rentals, offering excellent flexibility as a full-time residence, mountain getaway, or investment opportunity. Conveniently located with easy access to major highways and nearby amenities, you're just minutes from Maggie Valley, downtown Waynesville, and Cherokee, with Asheville approximately 30 minutes away via I-40. ## Location - **Address:** 21 Swift Stream Lane, Waynesville, NC 28785 - **County:** Haywood - **Neighborhood:** Waters Edge - **Coordinates:** 35.604497, -83.00915 - **Google Maps:** https://www.google.com/maps?q=35.604497,-83.00915 ## Listing Agent - **Name:** Judy Meyers - **Brokerage:** Select Real Estate Group,Inc - **Broker Phone:** (704) 405-2233 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/21-Swift-Stream-Ln_Waynesville_NC_28785_M97874-40161?f=listhub&s=CMLSNC&m=4380730&c=propsimple) ## Photos ![21 Swift Stream Lane - Photo 1](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1602202751r.jpg) ![21 Swift Stream Lane - Photo 2](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2372912705r.jpg) ![21 Swift Stream Lane - Photo 3](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1196679773r.jpg) ![21 Swift Stream Lane - Photo 4](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2852489825r.jpg) ![21 Swift Stream Lane - Photo 5](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2074971454r.jpg) ![21 Swift Stream Lane - Photo 6](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f812133944r.jpg) ![21 Swift Stream Lane - Photo 7](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2389767380r.jpg) ![21 Swift Stream Lane - Photo 8](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2594558175r.jpg) ![21 Swift Stream Lane - Photo 9](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3654055941r.jpg) ![21 Swift Stream Lane - Photo 10](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1025426831r.jpg) ![21 Swift Stream Lane - Photo 11](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f528691272r.jpg) ![21 Swift Stream Lane - Photo 12](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2461226551r.jpg) ![21 Swift Stream Lane - Photo 13](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1535092740r.jpg) ![21 Swift Stream Lane - Photo 14](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3761298741r.jpg) ![21 Swift Stream Lane - Photo 15](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2751790242r.jpg) ![21 Swift Stream Lane - Photo 16](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f951778592r.jpg) ![21 Swift Stream Lane - Photo 17](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3586783832r.jpg) ![21 Swift Stream Lane - Photo 18](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3941289552r.jpg) ![21 Swift Stream Lane - Photo 19](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f536636812r.jpg) ![21 Swift Stream Lane - Photo 20](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2879010823r.jpg) ![21 Swift Stream Lane - Photo 21](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1808483498r.jpg) ![21 Swift Stream Lane - Photo 22](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3065258977r.jpg) ![21 Swift Stream Lane - Photo 23](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3365946355r.jpg) ![21 Swift Stream Lane - Photo 24](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2933078853r.jpg) ![21 Swift Stream Lane - Photo 25](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1338629435r.jpg) ![21 Swift Stream Lane - Photo 26](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2707107955r.jpg) ![21 Swift Stream Lane - Photo 27](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3229759176r.jpg) ![21 Swift Stream Lane - Photo 28](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2314761866r.jpg) ![21 Swift Stream Lane - Photo 29](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3966981801r.jpg) ![21 Swift Stream Lane - Photo 30](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1471478130r.jpg) ![21 Swift Stream Lane - Photo 31](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f150343899r.jpg) ![21 Swift Stream Lane - Photo 32](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1235448261r.jpg) ![21 Swift Stream Lane - Photo 33](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3009606151r.jpg) ![21 Swift Stream Lane - Photo 34](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f560359312r.jpg) ![21 Swift Stream Lane - Photo 35](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f182275761r.jpg) ![21 Swift Stream Lane - Photo 36](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2417130557r.jpg) ![21 Swift Stream Lane - Photo 37](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1196679773r.jpg) ![21 Swift Stream Lane - Photo 38](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2146083938r.jpg) ![21 Swift Stream Lane - Photo 39](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f43163305r.jpg) ![21 Swift Stream Lane - Photo 40](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3197328048r.jpg) ![21 Swift Stream Lane - Photo 41](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3795835378r.jpg) ![21 Swift Stream Lane - Photo 42](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3162441965r.jpg) ![21 Swift Stream Lane - Photo 43](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f1320058475r.jpg) ![21 Swift Stream Lane - Photo 44](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2372912705r.jpg) ![21 Swift Stream Lane - Photo 45](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f2191324820r.jpg) ![21 Swift Stream Lane - Photo 46](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f3313379009r.jpg) ![21 Swift Stream Lane - Photo 47](http://lh.rdcpix.com/faaa432f3b95be16a25d66c4b499bc98l-f605793784r.jpg) --- **MLS#:** 4380730 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/21-swift-stream-lane-waynesville-nc-28785-a0e281a1ceca4d71945c5ba38fac06e6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/21-swift-stream-lane-waynesville-nc-28785-a0e281a1ceca4d71945c5ba38fac06e6#listing", "url": "https://www.propertysimple.ai/listing/21-swift-stream-lane-waynesville-nc-28785-a0e281a1ceca4d71945c5ba38fac06e6", "name": "21 Swift Stream Lane, Waynesville, NC 28785", "description": "Enjoy the rare opportunity to own a beautiful mountain creekfront property paired with an immaculate one-level home built in 2023. Offering 3 bedrooms, 2 baths, and approximately 1,680 square feet, this Energy Smart home has been thoughtfully designed for comfort, convenience, and easy mountain living-all set along a bold, trout-filled creek flowing through the scenic Cove Creek community of Haywood County. This mountain creek eventually feeds into the larger waterways of the Pigeon River, creating a peaceful natural setting right in your own backyard. Inside, you'll find an inviting open floor plan with a split-bedroom layout, enhanced by soaring 10-foot ceilings, crown molding, and a spacious airy feel throughout. The living area is centered around a striking stone wood-burning fireplace with built-in shelving, creating a warm and welcoming focal point for relaxing evenings or gathering with family and friends. The kitchen offers generous cabinet space and flows seamlessly into the dining and living areas, making everyday living and entertaining easy and enjoyable. 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