# 21 THURMAN RD, Troy, VA 22974

> **TL;DR:** 4bd/4ba single family, $1,250,000 ($235/sqft), built 1994, 5,325 sqft.
> Fireplace, Solar, Waterfront, View. Est. $7,586/mo. Listed 136 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,250,000 |
| Price/sqft | $235 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 5,325 |
| Year Built | 1994 |
| Lot Size | 435,600 sqft (10.00 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 136 |

## Why This Home Stands Out

- **Solar Panels** - Solar panels listed
- **Waterfront** - Waterfront location listed
- **Views** - Water
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,321 |
| Estimated Insurance | $365 |
| HOA | $900 |
| **Total** | **$7,586** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- Fireplace
- Solar
- Waterfront
- View
- Hardwood
- A/C

## Property Highlights

- Built in 1994
- 10.00 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Now Offered at $1,250,000. Discover the perfect blend of luxury, privacy, and modern efficiency on this exceptional 10-acre estate in the coveted South Keswick community, just 10 minutes from Charlottesville. Offering over 5,000 finished square feet, the home features two main-level primary suites, a finished lower level with a gym, and thoughtfully designed spaces for both everyday living and entertaining. A detached 1,200-square-foot finished annex with a bedroom, full bath, and kitchenette provides outstanding flexibility for guests, multigenerational living, a private office, or creative studio. Outdoors, enjoy peaceful pond and meadow views, a barn, classic three-board fencing, and miles of private riding and walking trails that create a truly exceptional country lifestyle. Extensive recent improvements include a 16.7-kW solar system with two Tesla Powerwall batteries, advanced air filtration and humidity control systems, and numerous high-quality renovations throughout. A rare opportunity to own a distinctive Virginia estate where luxury, land, and lifestyle come together. Exceptional small estate featuring a barn, classic three-board fencing, and open pasture ideal for horses or hobby farm use. Located in the South Keswick community with direct access to miles of private riding and walking trails. Scenic pond and meadow views complete this unique country property.

## Location

- **Address:** 21 THURMAN RD, Troy, VA 22974
- **County:** Fluvanna
- **Neighborhood:** SOUTH KESWICK
- **Coordinates:** 37.965027, -78.338031
- **Google Maps:** https://www.google.com/maps?q=37.965027,-78.338031

## Virtual Tour & Media

- **Video Tour:** https://app.cloudpano.com/tours/mchG-5AbT?mls=1

## Listing Agent

- **Name:** ANNE OLIVER
- **Brokerage:** Keller Williams Realty
- **Phone:** 4348258174
- **Broker Phone:** (434) 220-2200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/21-Thurman-Rd_Troy_VA_22974_M67887-14496?f=listhub&s=CAARMLSVA&m=676557&c=propsimple)

## Photos

![21 THURMAN RD - Photo 1](http://lh.rdcpix.com/002d7ac7e507b1722bc4b840363946b0l-f74471410r.jpg)

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---

**MLS#:** 676557 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/21-thurman-rd-troy-va-22974-a676557)

---

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