# 21 VINE RIDGE DR, Palmyra, VA 22963

> **TL;DR:** 5bd/3ba single family, $710,000, built 1979. Est. $3,797/mo. Listed 37 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $710,000 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Year Built | 1979 |
| Lot Size | 24,394 sqft (0.56 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 37 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,590 |
| Estimated Insurance | $207 |
| **Total** | **$3,797** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Property Highlights

- Built in 1979
- 0.56 acre lot

## Description

### Agent Description
A rare opportunity to own one of Lake Monticello's premier waterfront properties! Situated on a spectacular lot with over 100 feet of shoreline, this property offers breathtaking lake views and endless potential. Whether you're ready to restore the existing home or start fresh with a custom waterfront build, opportunities like this are few and far between. The value is truly in the location-enjoy direct water access, stunning sunsets, and the chance to create your dream lakefront retreat in one of Central Virginia's most sought-after communities. Bring your vision, your builder, or your renovation plans and unlock the incredible potential this property has to offer. Conveniently located within the gated Lake Monticello community, residents enjoy access to a private lake, beaches, golf course, tennis and pickleball courts, swimming pool, walking trails, playgrounds, dining, and more. Don't miss this chance to invest in an exceptional waterfront property where the possibilities are as expansive as the views.

## Location

- **Address:** 21 VINE RIDGE DR, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** LAKE MONTICELLO
- **Coordinates:** 37.91307449, -78.32758331
- **Google Maps:** https://www.google.com/maps?q=37.91307449,-78.32758331

## Listing Agent

- **Name:** Diane M Miller
- **Brokerage:** Long & Foster Real Estate
- **Broker Phone:** 4345897653

## Photos

![21 VINE RIDGE DR - Photo 1](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f4254273367r.jpg)

![21 VINE RIDGE DR - Photo 2](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f689519338r.jpg)

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![21 VINE RIDGE DR - Photo 9](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f3221632976r.jpg)

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![21 VINE RIDGE DR - Photo 31](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f1943903302r.jpg)

![21 VINE RIDGE DR - Photo 32](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f1771847576r.jpg)

![21 VINE RIDGE DR - Photo 33](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f2805491481r.jpg)

![21 VINE RIDGE DR - Photo 34](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f957604243r.jpg)

![21 VINE RIDGE DR - Photo 35](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f504496725r.jpg)

![21 VINE RIDGE DR - Photo 36](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f652069804r.jpg)

![21 VINE RIDGE DR - Photo 37](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f2320967473r.jpg)

![21 VINE RIDGE DR - Photo 38](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f1511294060r.jpg)

![21 VINE RIDGE DR - Photo 39](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f4145045710r.jpg)

![21 VINE RIDGE DR - Photo 40](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f1642229665r.jpg)

![21 VINE RIDGE DR - Photo 41](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f3807018482r.jpg)

![21 VINE RIDGE DR - Photo 42](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f854916193r.jpg)

![21 VINE RIDGE DR - Photo 43](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f489539688r.jpg)

![21 VINE RIDGE DR - Photo 44](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f3907731545r.jpg)

![21 VINE RIDGE DR - Photo 45](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f1604539986r.jpg)

![21 VINE RIDGE DR - Photo 46](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f1419140732r.jpg)

![21 VINE RIDGE DR - Photo 47](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f3730572210r.jpg)

![21 VINE RIDGE DR - Photo 48](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f3387861221r.jpg)

![21 VINE RIDGE DR - Photo 49](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f2780411524r.jpg)

![21 VINE RIDGE DR - Photo 50](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f3717401315r.jpg)

![21 VINE RIDGE DR - Photo 51](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f1728074539r.jpg)

![21 VINE RIDGE DR - Photo 52](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f3172470037r.jpg)

![21 VINE RIDGE DR - Photo 53](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f1128911637r.jpg)

![21 VINE RIDGE DR - Photo 54](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f2203558409r.jpg)

![21 VINE RIDGE DR - Photo 55](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f758894842r.jpg)

![21 VINE RIDGE DR - Photo 56](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f3943832095r.jpg)

![21 VINE RIDGE DR - Photo 57](http://lh.rdcpix.com/3bca0c7722ee742b40d6795a558baed3l-f1432793987r.jpg)

---

**MLS#:** 680466 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/21-vine-ridge-dr-palmyra-va-22963-6680466)

---

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