# 210 W 4th Street, Waterloo, IL 62298 > **TL;DR:** 4bd/2ba single family, $280,000 ($136/sqft), built 1920, 2,060 sqft. > A/C, 2-car garage. Est. $1,498/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $280,000 | | Price/sqft | $136 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,060 | | Year Built | 1920 | | Lot Size | 9,561 sqft (0.22 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,416 | | Estimated Insurance | $82 | | **Total** | **$1,498** | ## Nearby Schools - **Elementary:** WATERLOO DIST 5 - **Middle:** WATERLOO DIST 5 - **High:** Waterloo ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1920 - 0.22 acre lot - 2 stories - 2 parking spaces ## Description ### Agent Description Step into the charm and character of this spacious historic two-story home, ideally located in the heart of town. From the moment you enter the welcoming foyer, you'll notice the beautiful wood floors that continue throughout much of the main level and add to the warmth and character of the home. The main floor offers plenty of room to spread out, beginning with a spacious living room featuring a bay window that fills the space with natural light. Continue into the family room, bonus room, or whatever best fits your lifestyle. The kitchen offers an abundance of cabinet space, a center island and convenient main-level laundry tucked into a closet. A full bathroom is also located just off the kitchen. Toward the front of the home, the dining room provides a great space for meals and gatherings. Upstairs, you'll find three generously sized bedrooms and a second full bathroom. Step outside from the upper level onto the back deck, where you can enjoy a little fresh air overlooking the backyard. The unfinished basement provides additional storage space, while the backyard offers room to enjoy the outdoors along with an oversized detached garage that provides plenty of space for parking, projects, hobbies or storage. Full of character, generous living space and classic charm, this home is a great opportunity for anyone who appreciates the details and feel of an older home while wanting to be right in the middle of town. ## Location - **Address:** 210 W 4th Street, Waterloo, IL 62298 - **County:** Monroe - **Neighborhood:** Martins Add - **Coordinates:** 38.333358, -90.152454 - **Google Maps:** https://www.google.com/maps?q=38.333358,-90.152454 ## Listing Agent - **Name:** Monica Schmidt - **Brokerage:** eXp Realty - **Broker Phone:** (888) 574-9405 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/210-W-4th-St_Waterloo_IL_62298_M80033-63008?f=listhub&s=MARISMO&m=26059338&c=propsimple) ## Photos ![210 W 4th Street - Photo 1](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f83327164r.jpg) ![210 W 4th Street - Photo 2](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1737224741r.jpg) ![210 W 4th Street - Photo 3](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3004875010r.jpg) ![210 W 4th Street - Photo 4](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3884125608r.jpg) ![210 W 4th Street - Photo 5](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4280112688r.jpg) ![210 W 4th Street - Photo 6](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f495279736r.jpg) ![210 W 4th Street - Photo 7](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1740810118r.jpg) ![210 W 4th Street - Photo 8](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4051401038r.jpg) ![210 W 4th Street - Photo 9](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2915598783r.jpg) ![210 W 4th Street - Photo 10](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2475051696r.jpg) ![210 W 4th Street - Photo 11](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1961771654r.jpg) ![210 W 4th Street - Photo 12](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f614760735r.jpg) ![210 W 4th Street - Photo 13](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2184405308r.jpg) ![210 W 4th Street - Photo 14](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2219505979r.jpg) ![210 W 4th Street - Photo 15](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2581474876r.jpg) ![210 W 4th Street - Photo 16](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2034959939r.jpg) ![210 W 4th Street - Photo 17](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4123213123r.jpg) ![210 W 4th Street - Photo 18](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3342004862r.jpg) ![210 W 4th Street - Photo 19](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f414564566r.jpg) ![210 W 4th Street - Photo 20](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4221101408r.jpg) ![210 W 4th Street - Photo 21](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1953505641r.jpg) ![210 W 4th Street - Photo 22](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4288746706r.jpg) ![210 W 4th Street - Photo 23](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1819864805r.jpg) ![210 W 4th Street - Photo 24](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1619204359r.jpg) ![210 W 4th Street - Photo 25](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2885910632r.jpg) ![210 W 4th Street - Photo 26](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f969872504r.jpg) ![210 W 4th Street - Photo 27](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1901862818r.jpg) ![210 W 4th Street - Photo 28](http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3154120526r.jpg) --- **MLS#:** 26059338 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/210-w-4th-street-waterloo-il-62298-7cbcfcfd3ae84c2b8ad42b9acc70820c) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/210-w-4th-street-waterloo-il-62298-7cbcfcfd3ae84c2b8ad42b9acc70820c#listing", "url": "https://www.propertysimple.ai/listing/210-w-4th-street-waterloo-il-62298-7cbcfcfd3ae84c2b8ad42b9acc70820c", "name": "210 W 4th Street, Waterloo, IL 62298", "description": "Step into the charm and character of this spacious historic two-story home, ideally located in the heart of town. From the moment you enter the welcoming foyer, you'll notice the beautiful wood floors that continue throughout much of the main level and add to the warmth and character of the home. The main floor offers plenty of room to spread out, beginning with a spacious living room featuring a bay window that fills the space with natural light. Continue into the family room, bonus room, or whatever best fits your lifestyle. The kitchen offers an abundance of cabinet space, a center island and convenient main-level laundry tucked into a closet. A full bathroom is also located just off the kitchen. Toward the front of the home, the dining room provides a great space for meals and gatherings. Upstairs, you'll find three generously sized bedrooms and a second full bathroom. Step outside from the upper level onto the back deck, where you can enjoy a little fresh air overlooking the backyard. The unfinished basement provides additional storage space, while the backyard offers room to enjoy the outdoors along with an oversized detached garage that provides plenty of space for parking, projects, hobbies or storage. Full of character, generous living space and classic charm, this home is a great opportunity for anyone who appreciates the details and feel of an older home while wanting to be right in the middle of town.", "image": [ "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f83327164r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1737224741r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3004875010r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3884125608r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4280112688r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f495279736r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1740810118r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4051401038r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2915598783r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2475051696r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1961771654r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f614760735r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2184405308r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2219505979r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2581474876r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2034959939r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4123213123r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3342004862r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f414564566r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4221101408r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1953505641r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4288746706r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1819864805r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1619204359r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2885910632r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f969872504r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1901862818r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3154120526r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f83327164r.jpg", "caption": "210 W 4th Street - Waterloo, IL" }, "datePosted": "2026-10-29T10:28:22.059Z", "dateModified": "2026-10-29T10:28:22.059Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/210-w-4th-street-waterloo-il-62298-7cbcfcfd3ae84c2b8ad42b9acc70820c#property", "name": "210 W 4th Street, Waterloo, IL 62298", "address": { "@type": "PostalAddress", "streetAddress": "210 W 4th Street", "addressLocality": "Waterloo", "addressRegion": "IL", "postalCode": "62298", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 38.333358, "longitude": -90.152454 }, "image": [ "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f83327164r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1737224741r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3004875010r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3884125608r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4280112688r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f495279736r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1740810118r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4051401038r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2915598783r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2475051696r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1961771654r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f614760735r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2184405308r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2219505979r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2581474876r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2034959939r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4123213123r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3342004862r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f414564566r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4221101408r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1953505641r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f4288746706r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1819864805r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1619204359r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f2885910632r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f969872504r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f1901862818r.jpg", "http://lh.rdcpix.com/4ffef1f13c7160ef2c32a54bd3a9278bl-f3154120526r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "26059338" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 4, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 2060, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1920, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Forced Air" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, Microwave, Gas Oven, Gas Range, Refrigerator" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Vinyl Siding" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Porch, Deck, Patio" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Oversize, Alley, Off Street" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.22 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 2 }, { "@type": "PropertyValue", "name": "Parking Spaces", "value": 2 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 2 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/210-w-4th-street-waterloo-il-62298-7cbcfcfd3ae84c2b8ad42b9acc70820c#offer", "url": "https://www.propertysimple.ai/listing/210-w-4th-street-waterloo-il-62298-7cbcfcfd3ae84c2b8ad42b9acc70820c", "price": 280000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/210-w-4th-street-waterloo-il-62298-7cbcfcfd3ae84c2b8ad42b9acc70820c#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/210-w-4th-street-waterloo-il-62298-7cbcfcfd3ae84c2b8ad42b9acc70820c#agent", "name": "Monica Schmidt", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/210-w-4th-street-waterloo-il-62298-7cbcfcfd3ae84c2b8ad42b9acc70820c#brokerage", "name": "eXp Realty", "telephone": "(888) 574-9405", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/e29ba0d401f811ec95910242ac110002k-c421378670r.png" } } } } ```