# 2104 Harbortown Circle #2104, Champaign, IL 61821

> **TL;DR:** 3bd/2ba condo, $185,000 ($124/sqft), built 1982, 1,486 sqft.
> Waterfront, A/C. Est. $1,234/mo. Listed 47 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $185,000 |
| Price/sqft | $124 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,486 |
| Year Built | 1982 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 47 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $935 |
| Estimated Insurance | $54 |
| HOA | $245 |
| **Total** | **$1,234** |

## Nearby Schools

- **Elementary:** Unit 4 Of Choice
- **Middle:** Champaign/Middle Call Unit 4 351
- **High:** Central High School

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1982
- 1 parking spaces
- Waterfront

## Description

### Agent Description
Welcome to 2104 Harbortown Circle! Lovingly maintained by the same owners for the past 31 years, this beautifully and tastefully updated condominium offers comfort, style, and picturesque lake views. The thoughtfully designed floor plan features three bedrooms plus a versatile office/den, a spacious living room with a cozy wood-burning fireplace, a dedicated dining room, and a well-appointed galley kitchen featuring quality Techline cabinetry, solid surface countertops and sink and under-cabinet lighting. Enjoy the convenience of one and a half bathrooms, abundant closet space, a walk-in closet, and additional built-in shelving in the attached garage. Step outside to the composite deck balcony and take in the peaceful lake views-an ideal setting for morning coffee or evening relaxation. Numerous updates over the years include flooring in the kitchen and dining room, ceramic tile flooring in both bathrooms, a refinished bathtub and shower, a Bacon Van Buskirk shower door, updated lighting and plumbing fixtures, lights on dimmer switches and many additional improvements that reflect the exceptional care this home has received. This move-in-ready condominium offers low-maintenance living in a beautiful waterfront setting. There is currently no owner occupied exemption on this property, so if new owner occupied as primary residence, they would receive exemption.

## Location

- **Address:** 2104 Harbortown Circle #2104, Champaign, IL 61821
- **County:** Champaign
- **Coordinates:** 40.089597, -88.273857
- **Google Maps:** https://www.google.com/maps?q=40.089597,-88.273857

## Virtual Tour & Media

- **Video Tour:** https://tours.premiumexposures.net/2396106?idx=1

## Listing Agent

- **Name:** Creg McDonald
- **Brokerage:** The McDonald Group
- **Phone:** (217) 359-7971
- **Broker Phone:** (217) 359-7971
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2104-Harbortown-Cir_Champaign_IL_61821_M86215-94874?f=listhub&s=MREDIL&m=12707027&c=propsimple)

## Photos

![2104 Harbortown Circle #2104 - Photo 1](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f841847455r.jpg)

![2104 Harbortown Circle #2104 - Photo 2](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3175075031r.jpg)

![2104 Harbortown Circle #2104 - Photo 3](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3168746226r.jpg)

![2104 Harbortown Circle #2104 - Photo 4](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f846723657r.jpg)

![2104 Harbortown Circle #2104 - Photo 5](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1703018074r.jpg)

![2104 Harbortown Circle #2104 - Photo 6](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3078988780r.jpg)

![2104 Harbortown Circle #2104 - Photo 7](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2359913395r.jpg)

![2104 Harbortown Circle #2104 - Photo 8](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f496559677r.jpg)

![2104 Harbortown Circle #2104 - Photo 9](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2482413562r.jpg)

![2104 Harbortown Circle #2104 - Photo 10](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3067325760r.jpg)

![2104 Harbortown Circle #2104 - Photo 11](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f4131288607r.jpg)

![2104 Harbortown Circle #2104 - Photo 12](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3931947613r.jpg)

![2104 Harbortown Circle #2104 - Photo 13](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f440942488r.jpg)

![2104 Harbortown Circle #2104 - Photo 14](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f411313386r.jpg)

![2104 Harbortown Circle #2104 - Photo 15](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1928460157r.jpg)

![2104 Harbortown Circle #2104 - Photo 16](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1386509981r.jpg)

![2104 Harbortown Circle #2104 - Photo 17](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3650981796r.jpg)

![2104 Harbortown Circle #2104 - Photo 18](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1597216525r.jpg)

![2104 Harbortown Circle #2104 - Photo 19](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f790749213r.jpg)

![2104 Harbortown Circle #2104 - Photo 20](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1452979482r.jpg)

![2104 Harbortown Circle #2104 - Photo 21](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f433875604r.jpg)

![2104 Harbortown Circle #2104 - Photo 22](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3103346091r.jpg)

![2104 Harbortown Circle #2104 - Photo 23](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2177003586r.jpg)

![2104 Harbortown Circle #2104 - Photo 24](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2103293394r.jpg)

![2104 Harbortown Circle #2104 - Photo 25](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f710535995r.jpg)

![2104 Harbortown Circle #2104 - Photo 26](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2148688274r.jpg)

![2104 Harbortown Circle #2104 - Photo 27](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1099081781r.jpg)

![2104 Harbortown Circle #2104 - Photo 28](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f4030435798r.jpg)

![2104 Harbortown Circle #2104 - Photo 29](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f696410142r.jpg)

![2104 Harbortown Circle #2104 - Photo 30](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3685753023r.jpg)

![2104 Harbortown Circle #2104 - Photo 31](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2322355712r.jpg)

![2104 Harbortown Circle #2104 - Photo 32](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1004723223r.jpg)

![2104 Harbortown Circle #2104 - Photo 33](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f80755876r.jpg)

![2104 Harbortown Circle #2104 - Photo 34](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2878826237r.jpg)

![2104 Harbortown Circle #2104 - Photo 35](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1097143785r.jpg)

![2104 Harbortown Circle #2104 - Photo 36](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2026708880r.jpg)

---

**MLS#:** 12707027 | **Updated:** 2026-07-31
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027#listing",
  "url": "https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027",
  "name": "2104 Harbortown Circle #2104, Champaign, IL 61821",
  "description": "Welcome to 2104 Harbortown Circle! Lovingly maintained by the same owners for the past 31 years, this beautifully and tastefully updated condominium offers comfort, style, and picturesque lake views. The thoughtfully designed floor plan features three bedrooms plus a versatile office/den, a spacious living room with a cozy wood-burning fireplace, a dedicated dining room, and a well-appointed galley kitchen featuring quality Techline cabinetry, solid surface countertops and sink and under-cabinet lighting. Enjoy the convenience of one and a half bathrooms, abundant closet space, a walk-in closet, and additional built-in shelving in the attached garage. Step outside to the composite deck balcony and take in the peaceful lake views-an ideal setting for morning coffee or evening relaxation. Numerous updates over the years include flooring in the kitchen and dining room, ceramic tile flooring in both bathrooms, a refinished bathtub and shower, a Bacon Van Buskirk shower door, updated lighting and plumbing fixtures, lights on dimmer switches and many additional improvements that reflect the exceptional care this home has received. This move-in-ready condominium offers low-maintenance living in a beautiful waterfront setting. There is currently no owner occupied exemption on this property, so if new owner occupied as primary residence, they would receive exemption.",
  "image": [
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f841847455r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3175075031r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3168746226r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f846723657r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1703018074r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3078988780r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2359913395r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f496559677r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2482413562r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3067325760r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f4131288607r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3931947613r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f440942488r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f411313386r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1928460157r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1386509981r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3650981796r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1597216525r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f790749213r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1452979482r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f433875604r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3103346091r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2177003586r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2103293394r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f710535995r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2148688274r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1099081781r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f4030435798r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f696410142r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3685753023r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2322355712r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1004723223r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f80755876r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2878826237r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1097143785r.jpg",
    "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2026708880r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f841847455r.jpg",
    "caption": "2104 Harbortown Circle #2104 - Champaign, IL"
  },
  "datePosted": "2026-07-31T00:00:00+00:00",
  "dateModified": "2026-07-31T16:36:39.340023+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027#property",
    "name": "2104 Harbortown Circle #2104, Champaign, IL 61821",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "2104 Harbortown Circle #2104",
      "addressLocality": "Champaign",
      "addressRegion": "IL",
      "postalCode": "61821",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 40.089597,
      "longitude": -88.273857
    },
    "image": [
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f841847455r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3175075031r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3168746226r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f846723657r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1703018074r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3078988780r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2359913395r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f496559677r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2482413562r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3067325760r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f4131288607r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3931947613r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f440942488r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f411313386r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1928460157r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1386509981r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3650981796r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1597216525r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f790749213r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1452979482r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f433875604r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3103346091r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2177003586r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2103293394r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f710535995r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2148688274r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1099081781r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f4030435798r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f696410142r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f3685753023r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2322355712r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1004723223r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f80755876r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2878826237r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f1097143785r.jpg",
      "http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f2026708880r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "12707027"
    },
    "accommodationCategory": "Condominium",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 1,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1486,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1982,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Natural Gas"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Microwave, Dishwasher, Refrigerator, Washer, Dryer, Cooktop, Oven"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Cedar"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Waterfront",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Unit Number",
        "value": "2104"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Condominium"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027#offer",
    "url": "https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027",
    "price": 185000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027#agent",
    "name": "Creg McDonald",
    "telephone": "(217) 359-7971",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027#brokerage",
      "name": "The McDonald Group",
      "telephone": "(217) 359-7971"
    }
  }
}
```