# 2104 Harbortown Circle, Champaign, IL 61821

> **TL;DR:** 3bd/2ba condo, $185,000 ($124/sqft), built 1982, 1,486 sqft.
> Waterfront, A/C. Est. $1,234/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $185,000 |
| Price/sqft | $124 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,486 |
| Year Built | 1982 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $935 |
| Estimated Insurance | $54 |
| HOA | $245 |
| **Total** | **$1,234** |

## Nearby Schools

- **Elementary:** Unit 4 Of Choice
- **Middle:** Champaign/Middle Call Unit 4 351
- **High:** Central High School

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1982
- 1 parking spaces
- Waterfront

## Description

### Agent Description
Welcome to 2104 Harbortown Circle! Lovingly maintained by the same owners for the past 31 years, this beautifully and tastefully updated condominium offers comfort, style, and picturesque lake views. The thoughtfully designed floor plan features three bedrooms plus a versatile office/den, a spacious living room with a cozy wood-burning fireplace, a dedicated dining room, and a well-appointed galley kitchen featuring quality Techline cabinetry, solid surface countertops and sink and under-cabinet lighting. Enjoy the convenience of one and a half bathrooms, abundant closet space, a walk-in closet, and additional built-in shelving in the attached garage. Step outside to the composite deck balcony and take in the peaceful lake views-an ideal setting for morning coffee or evening relaxation. Numerous updates over the years include flooring in the kitchen and dining room, ceramic tile flooring in both bathrooms, a refinished bathtub and shower, a Bacon Van Buskirk shower door, updated lighting and plumbing fixtures, lights on dimmer switches and many additional improvements that reflect the exceptional care this home has received. This move-in-ready condominium offers low-maintenance living in a beautiful waterfront setting. There is currently no owner occupied exemption on this property, so if new owner occupied as primary residence, they would receive exemption.

## Location

- **Address:** 2104 Harbortown Circle, Champaign, IL 61821
- **County:** Champaign
- **Coordinates:** 40.089597, -88.273857
- **Google Maps:** https://www.google.com/maps?q=40.089597,-88.273857

## Virtual Tour & Media

- **Video Tour:** https://tours.premiumexposures.net/2396106?idx=1

## Listing Agent

- **Name:** Creg McDonald
- **Brokerage:** Realty Select One
- **Phone:** (217) 359-7971

## Primary Photo

![2104 Harbortown Circle - Primary Photo](http://lh.rdcpix.com/ae3b30909469bf719c630e32149d8e49l-f841847455r.jpg)

*36 total photos available on [listing page](https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027)*

---

**MLS#:** 12707027 | **Updated:** 2026-08-02
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2104-harbortown-circle-champaign-il-61821-12707027)

---

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