About This Home

This 3-bedroom, 2-bathroom single family at 2105 W 10th Street in Spencer, IA is listed for $220,000 ($157 per sqft). Built in 1994, the home offers 1,400 sqft of living space on a 0.31 acres lot.

Key Features

  • Built in 1994
  • 0.31 acre lot

Property Details

1 story
2 full
2-car garage
1994

Amenities

A/C
Listing Description

LOOKING FOR LIFE ON ONE LEVEL? If having the everyday essentials on one floor is high on your list, this 3-bedroom, 2-bath ranch delivers. A bay window brings natural light into the living room, while the kitchen offers plenty of cabinet and counter space and opens to the dining area.

The mudroom/laundry combination adds storage and keeps laundry conveniently on the main floor. The primary bedroom features a walk-in closet and private bath with a walk-in tub and accessible shower, while a second full bath serves the rest of the home.

The full unfinished basement provides potential space if needed, with an egress window already in place. Patio doors off the dining area lead to a composite deck and spacious backyard with an additional storage shed. An attached two-car garage and approximately .31-acre lot round things out in a quiet Spencer neighborhood.

Monthly Cost Estimate

$1,177/mo

20% down · 6.5% · 30 years

Principal$159
Interest$953
Insurance$64

Estimates only. Actual payments may vary.

Location

2105 W 10th Street

Spencer, IA 51301

Features & Amenities

Interior Features

Garage Door OpenerMain Floor BedroomsMain Floor LaundryWalk-in Closet

Exterior Features

DeckDriveway-Concrete

Property Details

Construction

Vinyl Siding

Outdoor Features

Deck

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDisposalMicrowaveRange/Stove

Questions & Answers

This 3-bedroom, 2-bathroom single family at 2105 W 10th Street is listed at $220,000 ($157/sqft). The estimated monthly payment is $1,176 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1994, 0.31 acre lot. Interior Features: Garage Door Opener, Main Floor Bedrooms, Main Floor Laundry. Exterior Features: Deck, Driveway-Concrete.

This property is listed by Kelly Bierl.

KB

Kelly Bierl

Agent at Hometown Realty

Listed by Hometown Realty · Broker phone: (712) 260-5711 · View on Broker Site · Broker website

MLS# 261253· Source: Iowa Great Lakes Board of Realtors· 37 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2105 W 10th Street, Spencer, IA 51301

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