# 2105 W 10th Street, Spencer, IA 51301 > **TL;DR:** 3bd/2ba single family, $220,000 ($157/sqft), built 1994, 1,400 sqft. > A/C, 2-car garage. Est. $1,176/mo. Listed 38 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $220,000 | | Price/sqft | $157 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,400 | | Year Built | 1994 | | Lot Size | 13,678 sqft (0.31 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 38 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,112 | | Estimated Insurance | $64 | | **Total** | **$1,176** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1994 - 0.31 acre lot ## Description ### Agent Description LOOKING FOR LIFE ON ONE LEVEL? If having the everyday essentials on one floor is high on your list, this 3-bedroom, 2-bath ranch delivers. A bay window brings natural light into the living room, while the kitchen offers plenty of cabinet and counter space and opens to the dining area. The mudroom/laundry combination adds storage and keeps laundry conveniently on the main floor. The primary bedroom features a walk-in closet and private bath with a walk-in tub and accessible shower, while a second full bath serves the rest of the home. The full unfinished basement provides potential space if needed, with an egress window already in place. Patio doors off the dining area lead to a composite deck and spacious backyard with an additional storage shed. An attached two-car garage and approximately .31-acre lot round things out in a quiet Spencer neighborhood. ## Location - **Address:** 2105 W 10th Street, Spencer, IA 51301 - **County:** Clay - **Coordinates:** 43.1471634, -95.17462153 - **Google Maps:** https://www.google.com/maps?q=43.1471634,-95.17462153 ## Listing Agent - **Name:** Kelly Bierl - **Brokerage:** Hometown Realty - **Broker Phone:** (712) 260-5711 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2105-W-10th-St_Spencer_IA_51301_M74876-70137?f=listhub&s=IGLBORIA&m=261253&c=propsimple) ## Photos ![2105 W 10th Street - Photo 1](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f4070199857r.jpg) ![2105 W 10th Street - Photo 2](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f2329402631r.jpg) ![2105 W 10th Street - Photo 3](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3451684359r.jpg) ![2105 W 10th Street - Photo 4](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f2123042155r.jpg) ![2105 W 10th Street - Photo 5](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3979881911r.jpg) ![2105 W 10th Street - Photo 6](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f1605377820r.jpg) ![2105 W 10th Street - Photo 7](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3286186115r.jpg) ![2105 W 10th Street - Photo 8](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f973085742r.jpg) ![2105 W 10th Street - Photo 9](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f2551790190r.jpg) ![2105 W 10th Street - Photo 10](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3052552098r.jpg) ![2105 W 10th Street - Photo 11](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3465909387r.jpg) ![2105 W 10th Street - Photo 12](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f871558122r.jpg) ![2105 W 10th Street - Photo 13](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3200981012r.jpg) ![2105 W 10th Street - Photo 14](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3902362035r.jpg) ![2105 W 10th Street - Photo 15](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3100457480r.jpg) ![2105 W 10th Street - Photo 16](http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3400290527r.jpg) --- **MLS#:** 261253 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2105-w-10th-street-spencer-ia-51301-58fa0c0eab5045a5b5e46f33e551cd34) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2105-w-10th-street-spencer-ia-51301-58fa0c0eab5045a5b5e46f33e551cd34#listing", "url": "https://www.propertysimple.ai/listing/2105-w-10th-street-spencer-ia-51301-58fa0c0eab5045a5b5e46f33e551cd34", "name": "2105 W 10th Street, Spencer, IA 51301", "description": "LOOKING FOR LIFE ON ONE LEVEL? If having the everyday essentials on one floor is high on your list, this 3-bedroom, 2-bath ranch delivers. A bay window brings natural light into the living room, while the kitchen offers plenty of cabinet and counter space and opens to the dining area. The mudroom/laundry combination adds storage and keeps laundry conveniently on the main floor. The primary bedroom features a walk-in closet and private bath with a walk-in tub and accessible shower, while a second full bath serves the rest of the home. The full unfinished basement provides potential space if needed, with an egress window already in place. Patio doors off the dining area lead to a composite deck and spacious backyard with an additional storage shed. An attached two-car garage and approximately .31-acre lot round things out in a quiet Spencer neighborhood.", "image": [ "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f4070199857r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f2329402631r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3451684359r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f2123042155r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3979881911r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f1605377820r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3286186115r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f973085742r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f2551790190r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3052552098r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3465909387r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f871558122r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3200981012r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3902362035r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3100457480r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3400290527r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f4070199857r.jpg", "caption": "2105 W 10th Street - Spencer, IA" }, "datePosted": "2026-09-23", "dateModified": "2026-10-26T20:37:57.772Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/2105-w-10th-street-spencer-ia-51301-58fa0c0eab5045a5b5e46f33e551cd34#property", "name": "2105 W 10th Street, Spencer, IA 51301", "address": { "@type": "PostalAddress", "streetAddress": "2105 W 10th Street", "addressLocality": "Spencer", "addressRegion": "IA", "postalCode": "51301", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 43.1471634, "longitude": -95.17462153 }, "image": [ "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f4070199857r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f2329402631r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3451684359r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f2123042155r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3979881911r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f1605377820r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3286186115r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f973085742r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f2551790190r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3052552098r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3465909387r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f871558122r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3200981012r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3902362035r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3100457480r.jpg", "http://lh.rdcpix.com/e18561a611e526e68a9b0514e1bb7fd3l-f3400290527r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "261253" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 1400, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1994, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Forced Air" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, Disposal, Microwave, Range/Stove" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Vinyl Siding" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Deck" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.31 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 2 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/2105-w-10th-street-spencer-ia-51301-58fa0c0eab5045a5b5e46f33e551cd34#offer", "url": "https://www.propertysimple.ai/listing/2105-w-10th-street-spencer-ia-51301-58fa0c0eab5045a5b5e46f33e551cd34", "price": 220000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/LimitedAvailability", "seller": { "@id": "https://www.propertysimple.ai/listing/2105-w-10th-street-spencer-ia-51301-58fa0c0eab5045a5b5e46f33e551cd34#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/2105-w-10th-street-spencer-ia-51301-58fa0c0eab5045a5b5e46f33e551cd34#agent", "name": "Kelly Bierl", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/2105-w-10th-street-spencer-ia-51301-58fa0c0eab5045a5b5e46f33e551cd34#brokerage", "name": "Hometown Realty", "telephone": "(712) 260-5711", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/17529c41b3c411e5ad7206a720fc6110k-c509856808r.png" } } } } ```