About This Home

This 4-bedroom, 3-bathroom single family at 2109 Chad Lane in Montgomery, IL is listed for $449,900 ($171 per sqft). Built in 2005, the home offers 2,627 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2005
  • 0.17 acre lot
  • 2 stories
  • 3 parking spaces

Property Details

2 stories
2 full, 1 half
3-car garage
2005

Amenities

A/C
Listing Description

Space, flexibility, and thoughtful updates come together in this impressive 4-bedroom home featuring a first-floor office, finished basement, 3-car garage, and plenty of room to spread out! A freshly blacktopped driveway accented with brick ribbons leads to the welcoming covered front porch.

Inside, an open and airy floor plan connects the vaulted living and dining areas with the spacious family room, creating an ideal setup for both everyday living and entertaining. The kitchen offers an abundance of 42" maple cabinetry, decorative backsplash, center island, pantry, and a refrigerator that's only two years old.

Just beyond the kitchen, a bright sunroom surrounded by windows provides the perfect spot for casual dining while overlooking the backyard. A private first-floor den offers excellent flexibility as a home office, playroom, or potential 5th bedroom. A half bath and convenient laundry room with washer, dryer, and additional refrigerator/freezer complete the main level.

Upstairs you'll find four generously sized bedrooms, including the primary suite with a walk-in closet and private bath featuring dual sinks, a soaking tub, and separate shower. Three additional bedrooms and another full bath provide plenty of space for family or guests.

The finished basement adds an entirely new level of living space with a theater area featuring built-in speakers, an expansive recreation room, an additional flex space with French doors ideal for an office, home gym, hobby area, or playroom. There's also a large dedicated storage room.

Outside, enjoy the beautifully landscaped backyard from the brick paver patio, easily accessed through the kitchen sliding glass door. The oversized 3-car garage includes heavy-duty stainless steel and wood shelving for additional storage. Major exterior improvements include a NEW ROOF, VINYL SIDING, AND GUTTERS IN 2025! For added peace of mind, the seller is also including a one-year HWA Diamond home warranty. A spacious, versatile home with multiple living areas inside and out-ready for its next owner!

Monthly Cost Estimate

$2,461/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131
HOA$55

Estimates only. Actual payments may vary.

Location

2109 Chad Lane

Montgomery, IL 60538

Lakewood Creek West

Features & Amenities

Interior Features

Cathedral Ceiling(s)

Property Details

Flooring

CarpetVinyl

Construction

Vinyl Siding

Outdoor Features

Patio

Parking

GarageOpen

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorDisposal

Questions & Answers

This 4-bedroom, 3-bathroom single family at 2109 Chad Lane is listed at $449,900 ($171/sqft). The estimated monthly payment is $2,461 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $55/month.

Key features include: Built in 2005, 0.17 acre lot, 2 stories, 3 parking spaces. Interior Features: Cathedral Ceiling(s).

This property is listed by Chris McGary and can be reached at (888) 574-9405.

CM

Chris McGary

Agent at eXp Realty, LLC

(888) 574-9405
Agent website

Listed by eXp Realty, LLC · Broker phone: (888) 574-9405 · View on Broker Site · Broker website

MLS# 12761502· Source: Midwest Real Estate Data, LLC· 6 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2109 Chad Lane, Montgomery, IL 60538

Open this listing in: