# 2109 Chad Lane, Montgomery, IL 60538

> **TL;DR:** 4bd/3ba single family, $449,900 ($171/sqft), built 2005, 2,627 sqft.
> A/C, 3-car garage. Est. $2,461/mo. Listed 15 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $449,900 |
| Price/sqft | $171 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,627 |
| Year Built | 2005 |
| Lot Size | 7,405 sqft (0.17 acres) |
| Stories | 2 |
| Garage | 3-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 15 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,275 |
| Estimated Insurance | $131 |
| HOA | $55 |
| **Total** | **$2,461** |

## Nearby Schools

- **Elementary:** Lakewood Creek Elementary School
- **Middle:** Thompson Junior High School
- **High:** Oswego East High School

## Key Amenities

- A/C
- 3-car garage

## Property Highlights

- Built in 2005
- 0.17 acre lot
- 2 stories
- 3 parking spaces

## Description

### Agent Description
Space, flexibility, and thoughtful updates come together in this impressive 4-bedroom home featuring a first-floor office, finished basement, 3-car garage, and plenty of room to spread out! A freshly blacktopped driveway accented with brick ribbons leads to the welcoming covered front porch. Inside, an open and airy floor plan connects the vaulted living and dining areas with the spacious family room, creating an ideal setup for both everyday living and entertaining. The kitchen offers an abundance of 42" maple cabinetry, decorative backsplash, center island, pantry, and a refrigerator that's only two years old. Just beyond the kitchen, a bright sunroom surrounded by windows provides the perfect spot for casual dining while overlooking the backyard. A private first-floor den offers excellent flexibility as a home office, playroom, or potential 5th bedroom. A half bath and convenient laundry room with washer, dryer, and additional refrigerator/freezer complete the main level. Upstairs you'll find four generously sized bedrooms, including the primary suite with a walk-in closet and private bath featuring dual sinks, a soaking tub, and separate shower. Three additional bedrooms and another full bath provide plenty of space for family or guests. The finished basement adds an entirely new level of living space with a theater area featuring built-in speakers, an expansive recreation room, an additional flex space with French doors ideal for an office, home gym, hobby area, or playroom. There's also a large dedicated storage room. Outside, enjoy the beautifully landscaped backyard from the brick paver patio, easily accessed through the kitchen sliding glass door. The oversized 3-car garage includes heavy-duty stainless steel and wood shelving for additional storage. Major exterior improvements include a NEW ROOF, VINYL SIDING, AND GUTTERS IN 2025! For added peace of mind, the seller is also including a one-year HWA Diamond home warranty. A spacious, versatile home with multiple living areas inside and out-ready for its next owner!

## Location

- **Address:** 2109 Chad Lane, Montgomery, IL 60538
- **County:** Kendall
- **Neighborhood:** Lakewood Creek West
- **Coordinates:** 41.720299, -88.405593
- **Google Maps:** https://www.google.com/maps?q=41.720299,-88.405593

## Listing Agent

- **Name:** Chris McGary
- **Brokerage:** eXp Realty, LLC
- **Phone:** (888) 574-9405
- **Broker Phone:** (888) 574-9405
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2109-Chad-Ln_Montgomery_IL_60538_M71041-69748?f=listhub&s=MREDIL&m=12761502&c=propsimple)

## Photos

![2109 Chad Lane - Photo 1](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f456011816r.jpg)

![2109 Chad Lane - Photo 2](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f3060554729r.jpg)

![2109 Chad Lane - Photo 3](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f4187548572r.jpg)

![2109 Chad Lane - Photo 4](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f1764359544r.jpg)

![2109 Chad Lane - Photo 5](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2774889357r.jpg)

![2109 Chad Lane - Photo 6](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f3662355320r.jpg)

![2109 Chad Lane - Photo 7](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f3038863648r.jpg)

![2109 Chad Lane - Photo 8](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2642857293r.jpg)

![2109 Chad Lane - Photo 9](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2022843039r.jpg)

![2109 Chad Lane - Photo 10](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f280886681r.jpg)

![2109 Chad Lane - Photo 11](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f1795459138r.jpg)

![2109 Chad Lane - Photo 12](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f234207690r.jpg)

![2109 Chad Lane - Photo 13](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f1091009032r.jpg)

![2109 Chad Lane - Photo 14](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f3232026310r.jpg)

![2109 Chad Lane - Photo 15](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2990803036r.jpg)

![2109 Chad Lane - Photo 16](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2676779674r.jpg)

![2109 Chad Lane - Photo 17](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2406229945r.jpg)

![2109 Chad Lane - Photo 18](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2715444922r.jpg)

![2109 Chad Lane - Photo 19](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f1878244603r.jpg)

![2109 Chad Lane - Photo 20](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2805306329r.jpg)

![2109 Chad Lane - Photo 21](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f251953218r.jpg)

![2109 Chad Lane - Photo 22](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f1464711208r.jpg)

![2109 Chad Lane - Photo 23](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2427511849r.jpg)

![2109 Chad Lane - Photo 24](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f1854081412r.jpg)

![2109 Chad Lane - Photo 25](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2878703338r.jpg)

![2109 Chad Lane - Photo 26](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f1521760999r.jpg)

![2109 Chad Lane - Photo 27](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f358857866r.jpg)

![2109 Chad Lane - Photo 28](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f2927129706r.jpg)

![2109 Chad Lane - Photo 29](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f1856640120r.jpg)

![2109 Chad Lane - Photo 30](http://lh.rdcpix.com/cb6e1a0cce15a15585ba4438eda44cccl-f689047535r.jpg)

---

**MLS#:** 12761502 | **Updated:** 2026-09-25
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2109-chad-lane-montgomery-il-60538-12761502)

---

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