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About This Home
This 3-bedroom, 3-bathroom single family at 21123 Rio Oro Drive in Cornelius, NC is listed for $645,000 ($258 per sqft). Built in 1983, the home offers 2,497 sqft of living space on a 0.49 acres lot.
Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag.
Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining.
The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom.
Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.
Key Features
- Built in 1983
- 0.49 acre lot
- 2 stories
Property Details
Amenities
Monthly Cost Estimate
$3,525/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
21123 Rio Oro Drive
Cornelius, NC 28031
Bahia Bay
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Pool Features
Parking
Heating
Cooling
Appliances
Questions & Answers
This 3-bedroom, 3-bathroom single family at 21123 Rio Oro Drive is listed at $645,000 ($258/sqft). The estimated monthly payment is $2,870 based on 20% down at 6.5% interest.
HOA fees are $75/month.
Key features include: Built in 1983, 0.49 acre lot, 2 stories. Interior Features: Attic Other, Breakfast Bar, Built-in Features. Exterior Features: Fire Pit.
This property is listed by Alison Alston and can be reached at 7043964100 or alison@lodestonerealestate.com.








