# 21123 Rio Oro Drive, Cornelius, NC 28031

> **TL;DR:** 3bd/3ba single family, $580,000 ($232/sqft), built 1983, 2,497 sqft.
> A/C. Est. $3,177/mo. Listed 140 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $580,000 |
| Price/sqft | $232 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,497 |
| Year Built | 1983 |
| Lot Size | 21,519 sqft (0.49 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 140 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,933 |
| Estimated Insurance | $169 |
| HOA | $75 |
| **Total** | **$3,177** |

## Nearby Schools

- **Elementary:** Cornelius
- **Middle:** Bailey
- **High:** William Amos Hough

## Key Amenities

- A/C

## Property Highlights

- Built in 1983
- 0.49 acre lot
- 2 stories

## Description

### Agent Description
Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.

## Location

- **Address:** 21123 Rio Oro Drive, Cornelius, NC 28031
- **County:** Mecklenburg
- **Neighborhood:** Bahia Bay
- **Coordinates:** 35.496533, -80.886585
- **Google Maps:** https://www.google.com/maps?q=35.496533,-80.886585

## Listing Agent

- **Name:** Alison Alston
- **Brokerage:** Don Anthony Realty, LLC
- **Phone:** 7043964100
- **Broker Phone:** (888) 388-4377
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/21123-Rio-Oro-Dr_Cornelius_NC_28031_M66280-37327?f=listhub&s=CMLSNC&m=4387095&c=propsimple)

## Photos

![21123 Rio Oro Drive - Photo 1](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3251950975r.jpg)

![21123 Rio Oro Drive - Photo 2](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2722922521r.jpg)

![21123 Rio Oro Drive - Photo 3](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2111369447r.jpg)

![21123 Rio Oro Drive - Photo 4](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f643497113r.jpg)

![21123 Rio Oro Drive - Photo 5](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f348725677r.jpg)

![21123 Rio Oro Drive - Photo 6](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2389157463r.jpg)

![21123 Rio Oro Drive - Photo 7](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2313500791r.jpg)

![21123 Rio Oro Drive - Photo 8](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f807318941r.jpg)

![21123 Rio Oro Drive - Photo 9](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f23785272r.jpg)

![21123 Rio Oro Drive - Photo 10](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2704927067r.jpg)

![21123 Rio Oro Drive - Photo 11](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2270091541r.jpg)

![21123 Rio Oro Drive - Photo 12](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f1698724828r.jpg)

![21123 Rio Oro Drive - Photo 13](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f1490332071r.jpg)

![21123 Rio Oro Drive - Photo 14](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2743060741r.jpg)

![21123 Rio Oro Drive - Photo 15](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3133861220r.jpg)

![21123 Rio Oro Drive - Photo 16](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f1965981001r.jpg)

![21123 Rio Oro Drive - Photo 17](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3446342900r.jpg)

![21123 Rio Oro Drive - Photo 18](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f681138746r.jpg)

![21123 Rio Oro Drive - Photo 19](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3173360295r.jpg)

![21123 Rio Oro Drive - Photo 20](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f4006880125r.jpg)

![21123 Rio Oro Drive - Photo 21](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3634936988r.jpg)

![21123 Rio Oro Drive - Photo 22](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2976318733r.jpg)

![21123 Rio Oro Drive - Photo 23](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2725747982r.jpg)

![21123 Rio Oro Drive - Photo 24](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3973600912r.jpg)

![21123 Rio Oro Drive - Photo 25](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2116729055r.jpg)

![21123 Rio Oro Drive - Photo 26](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f1453252145r.jpg)

![21123 Rio Oro Drive - Photo 27](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3739391902r.jpg)

![21123 Rio Oro Drive - Photo 28](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3261765211r.jpg)

![21123 Rio Oro Drive - Photo 29](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f1098445095r.jpg)

![21123 Rio Oro Drive - Photo 30](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f2966523288r.jpg)

![21123 Rio Oro Drive - Photo 31](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3038741651r.jpg)

![21123 Rio Oro Drive - Photo 32](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3596165008r.jpg)

![21123 Rio Oro Drive - Photo 33](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f3956660110r.jpg)

![21123 Rio Oro Drive - Photo 34](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f674084160r.jpg)

![21123 Rio Oro Drive - Photo 35](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f706938572r.jpg)

![21123 Rio Oro Drive - Photo 36](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f1694306733r.jpg)

![21123 Rio Oro Drive - Photo 37](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f365802217r.jpg)

![21123 Rio Oro Drive - Photo 38](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f1340025623r.jpg)

![21123 Rio Oro Drive - Photo 39](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f203164544r.jpg)

![21123 Rio Oro Drive - Photo 40](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f1636576263r.jpg)

![21123 Rio Oro Drive - Photo 41](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f837416343r.jpg)

![21123 Rio Oro Drive - Photo 42](http://lh.rdcpix.com/afef5917a19ec776e52e1d2691aa588dl-f679227169r.jpg)

---

**MLS#:** 4387095 | **Updated:** 2026-10-15
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/21123-rio-oro-drive-cornelius-nc-28031-4387095)

---

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}
```