# 21189 4th Lane, Spirit Lake, IA 51360

> **TL;DR:** 4bd/3ba single family, $1,690,000 ($607/sqft), built 1979, 2,784 sqft.
> Waterfront, A/C. Est. $7,323/mo. Listed 31 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,690,000 |
| Price/sqft | $607 |
| Bedrooms | 4 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 2,784 |
| Year Built | 1979 |
| Lot Size | 9,104 sqft (0.21 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 31 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $7,323 |
| **Total** | **$7,323** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1979
- 0.21 acre lot
- Waterfront

## Description

### Agent Description
Welcome to Monarch Cove! This is one of the many special communities that make Okoboji timeless! You will absolutely gain lifelong friends living here! This home exemplifies the charm of the lake life. Friends and family can enjoy enjoy hanging out on the dock, reading on the deck or retiring to the house to lounge in front of the gorgeous fireplace. Writing your family's piece of Okoboji history starts here!

## Location

- **Address:** 21189 4th Lane, Spirit Lake, IA 51360
- **County:** Dickinson
- **Coordinates:** 43.4230105, -95.1655546
- **Google Maps:** https://www.google.com/maps?q=43.4230105,-95.1655546

## Listing Agent

- **Name:** Kirk Stauss
- **Brokerage:** Stauss Realty
- **Phone:** 7123200123
- **Email:** kirk@okobojihomes.com

## Primary Photo

![21189 4th Lane - Primary Photo](http://lh.rdcpix.com/1fc528d7ada8626cdc24316821d73b76l-f2070465228r.jpg)

*19 total photos available on [listing page](https://www.propertysimple.com/listing/21189-4th-lane-spirit-lake-ia-51360-a260387)*

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**MLS#:** 260387 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/21189-4th-lane-spirit-lake-ia-51360-a260387)

---

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