About This Home

This 5-bedroom, 6-bathroom single family at 21216 Rio Oro Drive in Cornelius, NC is listed for $3,750,000 ($723 per sqft). Built in 2026, the home offers 5,188 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 2026
  • 0.23 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
5 full, 1 half
2-car garage
2026

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed with incredible attention to detail, every level has been thoughtfully planned and the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, a diamond-coffered

ceiling, and an oversized arched opening set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and the water beyond. At the heart of the home, the kitchen pairs high-end design with exceptional functionality.

A 2.5-inch mitered-edge Azurra Bay quartzite island, custom two-tone inset cabinetry, white oak accents, a substantial panel-ready appliance package, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake.

Just beyond is a hidden pantry/scullery with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage. The main level also features a private guest suite with its own finished en-suite bath and oversized walk-in shower, ideal for multigenerational living, long-term guests, or a private retreat.

Upstairs, the primary suite feels like a true escape, with sliders to a private balcony overlooking the lake, two oversized custom closets with integrated LED lighting, and a spa-inspired bath with marble tile, floor-to-ceiling glass shower, custom cabinetry, dual vanities, and gold fixtures.

Three additional bedrooms and a generously sized laundry room with extensive cabinetry and storage complete the upper level. The lower level is a finished basement built as an extension of the home's entertaining space, with a full custom golf simulator, built-in sauna, private home office, second laundry room, and a kitchenette with ice maker and wine cooler.

Quad-stack sliders and a pass-through window from the kitchenette open the indoor/outdoor space to the lower terrace, with room for a future pool just outside. It was designed for lake days, pool parties, game days, and evenings with friends. Outside, professionally landscaped grounds lead to a private dock on a peaceful Lake Norman cove.

The three covered rear porches offer places to relax, dine, and enjoy the setting, with a future pool area just steps from your door. Located in Bahia Bay in Cornelius, minutes from dining, shopping, and medical care, this home delivers the Lake Norman lifestyle in one of the area's most sought-after waterfront locations. Exceptional craftsmanship, thoughtful design, and waterfront living come together in a home that truly needs to be experienced in person

Monthly Cost Estimate

$20,131/mo

20% down · 6.5% · 30 years

Principal$2,712
Interest$16,250
Insurance$1,094
HOA$75

Estimates only. Actual payments may vary.

Location

21216 Rio Oro Drive

Cornelius, NC 28031

Bahia Bay

Features & Amenities

Interior Features

Wet BarDrop ZoneEntrance FoyerKitchen IslandOpen FloorplanPantrySaunaStorageWalk-In Closet(s)Walk-In Pantry

Exterior Features

In-Ground Irrigation

Property Details

Flooring

WoodTile

Construction

Hard Stucco Fiber Cement

Views

Water

Outdoor Features

Porch

Parking

GarageDrivewayGarage - Attached

Heating

Natural GasHeat Pump (Heating)

Cooling

Central Air

Appliances

MicrowaveBar FridgeDishwasherDisposalDouble OvenExhaust HoodFreezerGas CooktopGas Water HeaterIce Maker

Questions & Answers

This 5-bedroom, 6-bathroom single family at 21216 Rio Oro Drive is listed at $3,750,000 ($723/sqft). The estimated monthly payment is $20,131 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $75/month.

Key features include: Built in 2026, 0.23 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Wet Bar, Drop Zone, Entrance Foyer. Exterior Features: In-Ground Irrigation.

This property is listed by Lori Jackson.

LJ

Lori Jackson

Agent at Ivester Jackson Distinctive Properties

Listed by Ivester Jackson Distinctive Properties · Broker phone: (704) 996-5686 · View on Broker Site · Broker website

MLS# 4439919· Source: Canopy MLS· 6 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21216 Rio Oro Drive, Cornelius, NC 28031

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