# 21216 Rio Oro Drive, Cornelius, NC 28031 > **TL;DR:** 5bd/6ba single family, $3,750,000 ($723/sqft), built 2026, 5,188 sqft. > Fireplace, Waterfront, View, A/C. Est. $20,131/mo. Listed 9 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,750,000 | | Price/sqft | $723 | | Bedrooms | 5 | | Bathrooms | 5 full, 1 half | | Square Feet | 5,188 | | Year Built | 2026 | | Lot Size | 10,019 sqft (0.23 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 9 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $18,962 | | Estimated Insurance | $1,094 | | HOA | $75 | | **Total** | **$20,131** | ## Nearby Schools - **Elementary:** Unspecified - **Middle:** Unspecified - **High:** Unspecified ## Key Amenities - Fireplace - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 2026 - 0.23 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed with incredible attention to detail, every level has been thoughtfully planned and the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, a diamond-coffered ceiling, and an oversized arched opening set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and the water beyond. At the heart of the home, the kitchen pairs high-end design with exceptional functionality. A 2.5-inch mitered-edge Azurra Bay quartzite island, custom two-tone inset cabinetry, white oak accents, a substantial panel-ready appliance package, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake. Just beyond is a hidden pantry/scullery with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage. The main level also features a private guest suite with its own finished en-suite bath and oversized walk-in shower, ideal for multigenerational living, long-term guests, or a private retreat. Upstairs, the primary suite feels like a true escape, with sliders to a private balcony overlooking the lake, two oversized custom closets with integrated LED lighting, and a spa-inspired bath with marble tile, floor-to-ceiling glass shower, custom cabinetry, dual vanities, and gold fixtures. Three additional bedrooms and a generously sized laundry room with extensive cabinetry and storage complete the upper level. The lower level is a finished basement built as an extension of the home's entertaining space, with a full custom golf simulator, built-in sauna, private home office, second laundry room, and a kitchenette with ice maker and wine cooler. Quad-stack sliders and a pass-through window from the kitchenette open the indoor/outdoor space to the lower terrace, with room for a future pool just outside. It was designed for lake days, pool parties, game days, and evenings with friends. Outside, professionally landscaped grounds lead to a private dock on a peaceful Lake Norman cove. The three covered rear porches offer places to relax, dine, and enjoy the setting, with a future pool area just steps from your door. Located in Bahia Bay in Cornelius, minutes from dining, shopping, and medical care, this home delivers the Lake Norman lifestyle in one of the area's most sought-after waterfront locations. Exceptional craftsmanship, thoughtful design, and waterfront living come together in a home that truly needs to be experienced in person ## Location - **Address:** 21216 Rio Oro Drive, Cornelius, NC 28031 - **County:** Mecklenburg - **Neighborhood:** Bahia Bay - **Coordinates:** 35.49697095, -80.88826971 - **Google Maps:** https://www.google.com/maps?q=35.49697095,-80.88826971 ## Virtual Tour & Media - **Video Tour:** https://listings.fourhorsemenmedia.com/video/VbDTfaP7feE00aAeOhAi2P8JgEA01oTLDOxwhuBEGPIcE ## Listing Agent - **Name:** Lori Jackson - **Brokerage:** Ivester Jackson Distinctive Properties - **Broker Phone:** (704) 996-5686 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/21216-Rio-Oro-Dr_Cornelius_NC_28031_M66438-00821?f=listhub&s=CMLSNC&m=4439919&c=propsimple) ## Photos ![21216 Rio Oro Drive - Photo 1](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1036990207r.jpg) ![21216 Rio Oro Drive - Photo 2](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3987717671r.jpg) ![21216 Rio Oro Drive - Photo 3](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1749232169r.jpg) ![21216 Rio Oro Drive - Photo 4](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1290816867r.jpg) ![21216 Rio Oro Drive - Photo 5](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f4234551249r.jpg) ![21216 Rio Oro Drive - Photo 6](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3520018366r.jpg) ![21216 Rio Oro Drive - Photo 7](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f2224566376r.jpg) ![21216 Rio Oro Drive - Photo 8](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f305502466r.jpg) ![21216 Rio Oro Drive - Photo 9](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f348443235r.jpg) ![21216 Rio Oro Drive - Photo 10](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f363747728r.jpg) ![21216 Rio Oro Drive - Photo 11](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3784860570r.jpg) ![21216 Rio Oro Drive - Photo 12](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1464126347r.jpg) ![21216 Rio Oro Drive - Photo 13](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f309113610r.jpg) ![21216 Rio Oro Drive - Photo 14](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3916666033r.jpg) ![21216 Rio Oro Drive - Photo 15](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3391279018r.jpg) ![21216 Rio Oro Drive - Photo 16](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3557165071r.jpg) ![21216 Rio Oro Drive - Photo 17](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f2710476659r.jpg) ![21216 Rio Oro Drive - Photo 18](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1348968178r.jpg) ![21216 Rio Oro Drive - Photo 19](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f713458516r.jpg) ![21216 Rio Oro Drive - Photo 20](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3789073316r.jpg) ![21216 Rio Oro Drive - Photo 21](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1943132586r.jpg) ![21216 Rio Oro Drive - Photo 22](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f4244112579r.jpg) ![21216 Rio Oro Drive - Photo 23](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f57707666r.jpg) ![21216 Rio Oro Drive - Photo 24](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f2032030084r.jpg) ![21216 Rio Oro Drive - Photo 25](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f376836112r.jpg) ![21216 Rio Oro Drive - Photo 26](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f970676839r.jpg) ![21216 Rio Oro Drive - Photo 27](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3532704819r.jpg) ![21216 Rio Oro Drive - Photo 28](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f2499508583r.jpg) ![21216 Rio Oro Drive - Photo 29](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f756142097r.jpg) ![21216 Rio Oro Drive - Photo 30](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f4048373594r.jpg) ![21216 Rio Oro Drive - Photo 31](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3514120063r.jpg) ![21216 Rio Oro Drive - Photo 32](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1027502080r.jpg) ![21216 Rio Oro Drive - Photo 33](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f2341706020r.jpg) ![21216 Rio Oro Drive - Photo 34](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f2796909525r.jpg) ![21216 Rio Oro Drive - Photo 35](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1610137039r.jpg) ![21216 Rio Oro Drive - Photo 36](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3761786388r.jpg) ![21216 Rio Oro Drive - Photo 37](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f2305651062r.jpg) ![21216 Rio Oro Drive - Photo 38](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f2840790497r.jpg) ![21216 Rio Oro Drive - Photo 39](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3860100744r.jpg) ![21216 Rio Oro Drive - Photo 40](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f645718359r.jpg) ![21216 Rio Oro Drive - Photo 41](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1424416856r.jpg) ![21216 Rio Oro Drive - Photo 42](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f1713938821r.jpg) ![21216 Rio Oro Drive - Photo 43](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f3236881593r.jpg) ![21216 Rio Oro Drive - Photo 44](http://lh.rdcpix.com/c03dccd30ddcaa0b52b3a7e9b86e6a90l-f984316226r.jpg) --- **MLS#:** 4439919 | **Updated:** 2026-11-08 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/21216-rio-oro-drive-cornelius-nc-28031-995ecc32fc2e4b619cf1b910b4ee7dfe) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/21216-rio-oro-drive-cornelius-nc-28031-995ecc32fc2e4b619cf1b910b4ee7dfe#listing", "url": "https://www.propertysimple.ai/listing/21216-rio-oro-drive-cornelius-nc-28031-995ecc32fc2e4b619cf1b910b4ee7dfe", "name": "21216 Rio Oro Drive, Cornelius, NC 28031", "description": "Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed with incredible attention to detail, every level has been thoughtfully planned and the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, a diamond-coffered ceiling, and an oversized arched opening set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and the water beyond. At the heart of the home, the kitchen pairs high-end design with exceptional functionality. A 2.5-inch mitered-edge Azurra Bay quartzite island, custom two-tone inset cabinetry, white oak accents, a substantial panel-ready appliance package, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake. Just beyond is a hidden pantry/scullery with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage. The main level also features a private guest suite with its own finished en-suite bath and oversized walk-in shower, ideal for multigenerational living, long-term guests, or a private retreat. 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The three covered rear porches offer places to relax, dine, and enjoy the setting, with a future pool area just steps from your door. Located in Bahia Bay in Cornelius, minutes from dining, shopping, and medical care, this home delivers the Lake Norman lifestyle in one of the area's most sought-after waterfront locations. 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