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About This Home

This 0-bedroom, 1-bathroom condo at 214 SW Miracle Strip Parkway in Fort Walton Beach, FL is listed for $189,900 ($584 per sqft). Built in 1986, the home offers 325 sqft of living space on a N/A lot.

Agent Description

Enjoy coastal living at its finest with this beautiful fully furnished first-floor waterfront studio located at Pirates Bay Condominiums overlooking the tranquil waters of the Santa Rosa Sound in Fort Walton Beach, Florida. This charming unit offers an incredible opportunity as a vacation getaway, income-producing investment, or personal waterfront retreat.

Positioned second from the end of the building, the condo sits just steps from the water and provides beautiful sound views from inside the unit, the back porch and even the front door. Located directly along U.S. Route 98, Pirates Bay places you just minutes from the brilliant white sand beaches and emerald waters of Destin and Okaloosa Island, along with the dining, shopping, and entertainment of downtown Fort Walton Beach.

The waterfront complex features several desirable amenities including a large in-ground pool, dock and waterfront access, an updated picnic area, and convenient kayak and bike storage for owners. Residents and guests can spend their days fishing from the dock, catching lunch or dinner from the sound, or simply relaxing while watching dolphins swim and play across the water.

Laundry facilities are located on each floor for added convenience, and owners are allowed to have pets. Whether you prefer to keep this coastal escape all to yourself or share it with visitors, short-term rentals are permitted, offering excellent flexibility and investment potential. Private boat slips are also available onsite for boat owners and may even be made available to renters, adding even more appeal to this waterfront opportunity.

Key Features

  • Built in 1986
  • 4 stories
  • Waterfront

Property Details

4 stories
1 full
#A102
1986

Amenities

WaterfrontA/C

Monthly Cost Estimate

$2,666/mo

20% down · 6.5% · 30 years

Principal$137
Interest$823
Insurance$55
HOA$1,650

Estimates only. Actual payments may vary.

Location

214 SW Miracle Strip Parkway

Fort Walton Beach, FL 32548

PIRATES BAY PH 1

Features & Amenities

Exterior Features

Dock

Property Details

Flooring

Tile

Construction

Concrete Steel Stucco

Pool Features

Patio

Heating

Central

Cooling

Central Air

Appliances

MicrowaveRefrigeratorWater Heater - Elect

Questions & Answers

This 0-bedroom, 1-bathroom condo at 214 SW Miracle Strip Parkway is listed at $189,900 ($584/sqft). The estimated monthly payment is $2,473 based on 20% down at 6.5% interest.

HOA fees are $1650/month.

Key features include: Built in 1986, 4 stories, Waterfront. Exterior Features: Dock.

This property is listed by Shane T Grady and can be reached at 8506845466 or shane@myfloridahomegroup.com.

SG

Shane T Grady

Agent at Coldwell Banker Realty

(850) 684-5466

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 997760· Source: listhub· Updated 81 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

214 SW Miracle Strip Parkway, Fort Walton Beach, FL 32548

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