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About This Home
This 0-bedroom, 0-bathroom single family at 21423 Overseas Hwy in Cudjoe Key, FL is listed for $1,574,000. Built in 1980, on a 0.50 acres lot.
Two driveways, RV hookups, storage units, water, sewer, and power on site, legal billboard-style signage on US 1, Crystal-clear water views on the north side with no neighboring structures-ideal for a destination restaurant, waterfront bar, or food truck park.
SC zoning allows for a wide array of commercial uses, such as: Construction staging or contractor yard, retail center, marine services, gift shop, or medical office, live/work units or an outdoor event venue, affordable housing development with potential for 18 units per acre (verify with Monroe County).
Currently producing $108,000 annually in rental income. Perfect for 1031 exchange or long-term investors. Owner may hold mortgage for a qualified buyer. Located in the heart of the Lower Keys, just 20 minutes from Key West, this high-visibility corner delivers a rare combination of privacy, accessibility, and waterfront charm-with ample parking, water access, and no neighbors on the northern side.
Whether you're expanding operations, starting a destination business, or land banking for the future.-this is your canvas. Please do not disturb tenant.
Key Features
- Built in 1980
- 0.50 acre lot
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$8,418/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
21423 Overseas Hwy
Cudjoe Key, FL 33042
Questions & Answers
This 0-bedroom, 0-bathroom single family at 21423 Overseas Hwy is listed at $1,574,000. The estimated monthly payment is $6,821 based on 20% down at 6.5% interest.
Key features include: Built in 1980, 0.50 acre lot, Waterfront.
This property is listed by Infinity Rydzak, PA and can be reached at (888) 883-8509 or adminfl@exprealty.com.



