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About This Home

This 0-bedroom, 0-bathroom single family at 21423 Overseas Hwy in Cudjoe Key, FL is listed for $1,574,000. Built in 1980, on a 0.50 acres lot.

Agent Description

Two driveways, RV hookups, storage units, water, sewer, and power on site, legal billboard-style signage on US 1, Crystal-clear water views on the north side with no neighboring structures-ideal for a destination restaurant, waterfront bar, or food truck park.

SC zoning allows for a wide array of commercial uses, such as: Construction staging or contractor yard, retail center, marine services, gift shop, or medical office, live/work units or an outdoor event venue, affordable housing development with potential for 18 units per acre (verify with Monroe County).

Currently producing $108,000 annually in rental income. Perfect for 1031 exchange or long-term investors. Owner may hold mortgage for a qualified buyer. Located in the heart of the Lower Keys, just 20 minutes from Key West, this high-visibility corner delivers a rare combination of privacy, accessibility, and waterfront charm-with ample parking, water access, and no neighbors on the northern side.

Whether you're expanding operations, starting a destination business, or land banking for the future.-this is your canvas. Please do not disturb tenant.

Key Features

  • Built in 1980
  • 0.50 acre lot
  • Waterfront

Property Details

1 story
1980

Amenities

Waterfront

Monthly Cost Estimate

$8,418/mo

20% down · 6.5% · 30 years

Principal$1,138
Interest$6,821
Insurance$459

Estimates only. Actual payments may vary.

Location

21423 Overseas Hwy

Cudjoe Key, FL 33042

Questions & Answers

This 0-bedroom, 0-bathroom single family at 21423 Overseas Hwy is listed at $1,574,000. The estimated monthly payment is $6,821 based on 20% down at 6.5% interest.

Key features include: Built in 1980, 0.50 acre lot, Waterfront.

This property is listed by Infinity Rydzak, PA and can be reached at (888) 883-8509 or adminfl@exprealty.com.

IP

Infinity Rydzak, PA

Agent at eXp Realty LLC

(888) 883-8509

Listed by eXp Realty LLC

MLS# 225065378· Source: listhub· Updated 341 days ago

Copyright © 2026 Naples Area Board of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21423 Overseas Hwy, Cudjoe Key, FL 33042

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