# 21423 Overseas Hwy, Cudjoe Key, FL 33042

> **TL;DR:** single family, $1,574,000, built 1980.
> Waterfront. Est. $6,821/mo. Listed 341 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,574,000 |
| Year Built | 1980 |
| Lot Size | 21,780 sqft (0.50 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 341 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $6,821 |
| **Total** | **$6,821** |

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1980
- 0.50 acre lot
- Waterfront

## Description

### Agent Description
Two driveways, RV hookups, storage units, water, sewer, and power on site, legal billboard-style signage on US 1, Crystal-clear water views on the north side with no neighboring structures-ideal for a destination restaurant, waterfront bar, or food truck park. SC zoning allows for a wide array of commercial uses, such as: Construction staging or contractor yard, retail center, marine services, gift shop, or medical office, live/work units or an outdoor event venue, affordable housing development with potential for 18 units per acre (verify with Monroe County). Currently producing $108,000 annually in rental income. Perfect for 1031 exchange or long-term investors. Owner may hold mortgage for a qualified buyer. Located in the heart of the Lower Keys, just 20 minutes from Key West, this high-visibility corner delivers a rare combination of privacy, accessibility, and waterfront charm-with ample parking, water access, and no neighbors on the northern side. Whether you're expanding operations, starting a destination business, or land banking for the future.-this is your canvas. Please do not disturb tenant.

## Location

- **Address:** 21423 Overseas Hwy, Cudjoe Key, FL 33042
- **County:** Monroe
- **Coordinates:** 24.6672823, -81.4993581
- **Google Maps:** https://www.google.com/maps?q=24.6672823,-81.4993581

## Listing Agent

- **Name:** Infinity Rydzak, PA
- **Brokerage:** eXp Realty LLC
- **Phone:** (888) 883-8509
- **Email:** adminfl@exprealty.com

## Primary Photo

![21423 Overseas Hwy - Primary Photo](http://lh.rdcpix.com/c437505985c3a5c62f310bb69fe0e273l-f2275778891r.jpg)

*22 total photos available on [listing page](https://www.propertysimple.com/listing/21423-overseas-hwy-cudjoe-key-fl-33042-25065378)*

---

**MLS#:** 225065378 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Naples Area Board of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/21423-overseas-hwy-cudjoe-key-fl-33042-25065378)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "21423 Overseas Hwy, Cudjoe Key, FL 33042",
  "description": "Two driveways, RV hookups, storage units, water, sewer, and power on site, legal billboard-style signage on US 1, Crystal-clear water views on the north side with no neighboring structures-ideal for a destination restaurant, waterfront bar, or food truck park. SC zoning allows for a wide array of commercial uses, such as: Construction staging or contractor yard, retail center, marine services, gift shop, or medical office, live/work units or an outdoor event venue, affordable housing development",
  "url": "https://www.propertysimple.com/listing/21423-overseas-hwy-cudjoe-key-fl-33042-25065378",
  "image": "http://lh.rdcpix.com/c437505985c3a5c62f310bb69fe0e273l-f2275778891r.jpg",
  "datePosted": "2026-06-18",
  "price": 1574000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "21423 Overseas Hwy",
    "addressLocality": "Cudjoe Key",
    "addressRegion": "FL",
    "postalCode": "33042",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 24.6672823,
    "longitude": -81.4993581
  },
  "yearBuilt": 1980
}
```