21439 SOUTHERN CHARM Drive, Land O Lakes, FL 34637

**BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!*** Yes, it may be possible! **21439 Southern Charm Drive is USDA eligible**, offering qualified buyers the opportunity for **100% financing with NO DOWN PAYMENT**. Combine that with available **SELLER CREDITS toward allowable closing costs**, and qualified buyers may be able to purchase this home with **$0 out of pocket at closing!** Now let's talk about the home.

What if you could get **4 BEDROOMS, 2.5 BATHROOMS, 2,245 SQ FT, a 2-CAR GARAGE, and a CONSERVATION HOMESITE in Connerton for $374,000?** Built by Ryland Homes, this spacious property offers the room you've been looking for without sacrificing privacy or outdoor space.

The home is positioned on a desirable **CONSERVATION HOMESITE WITH NO REAR NEIGHBORS**, providing a peaceful green backdrop and added privacy. Inside, you'll find a bright, functional floor plan with generous living spaces designed for everyday living and entertaining.

The open main living area flows naturally into the kitchen and dining spaces, while four true bedrooms provide plenty of flexibility for guests, a home office, playroom, fitness space, or whatever fits your lifestyle. An **UPDATED HVAC SYSTEM** adds another valuable improvement.

Step outside to the large backyard overlooking conservation-plenty of room for entertaining, gardening, playing, or simply relaxing and enjoying the Florida lifestyle. And then there's **CONNERTON**. Residents enjoy resort-style pools, clubhouses, fitness facilities, pickleball and tennis courts, basketball courts, parks, playgrounds, dog parks, miles of walking and biking trails, fishing ponds, community activities, and more.

Conveniently located near shopping, dining, recreation, major roadways, and the developing **Moffitt Speros campus near Ridge Road**, this home combines space, privacy, amenities, and an outstanding financing opportunity. **4 BEDROOMS - 2,245 SQ FT - CONSERVATION - NO REAR NEIGHBORS - CONNERTON - USDA 100% FINANCING** Don't assume you need thousands of dollars saved to become a homeowner. **You may be able to buy this home with ZERO MONEY OUT OF POCKET. Ask us how and schedule your private showing today!**