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About This Home

This 0-bedroom, 0-bathroom commercial at 215 S 1st Street in Union City, TN is listed for $185,000 ($42 per sqft). Built in 1900, the home offers 4,375 sqft of living space on a N/A lot.

Agent Description

Unlock the potential of this historic 4,375+/- sq ft former bank building, positioned in the heart of downtown Union City, TN. Surrounded by a growing collection of renovated and revitalized buildings, this property sits in the middle of the action-an ideal location for retail, office, mixed-use, or live/work concepts.

Featuring four prominent display windows (two downstairs and two upstairs), this building delivers excellent street presence and natural light. The main level offers generous open retail/office space, perfect for a storefront, professional services, boutique, studio, or showroom.

The second floor provides additional office or creative space and can also be configured as a comfortable living area-allowing you to work downstairs and live upstairs, or expand your business footprint on both levels. A third-story attic currently offers unfinished storage, but could be built out to add even more usable square footage and value.

The property also includes 2 bathrooms and a kitchen area, adding to its versatility for a wide range of uses. With downtown Union City actively being revitalized, this is a rare opportunity to secure a great building in a re-emerging district. Even better, the owners are open to flexible purchase options, including lease-to-own/contract for deed, making this an accessible investment for both users and investors.

Highlights: - 4,375+/- sq ft historic former bank in downtown Union City - High-visibility location amid active downtown revitalization - 4 display windows (2 downstairs, 2 upstairs) for strong storefront presence - Expansive retail/office space on main level - Flexible second floor: business use, live/work, or additional office - Third-story attic

with potential for finish-out and additional square footage - 2 bathrooms + kitchen space - Owners open to lease-to-purchase / contract for deed Ideal for retail, office, studio, mixed-use, or live/work conversion Don't miss your chance to own a signature property in a downtown that's on the rise!

Key Features

  • Built in 1900
  • 3 stories
  • 8 parking spaces

Property Details

3 stories
8 spaces
1900

Amenities

A/C

Monthly Cost Estimate

$989/mo

20% down · 6.5% · 30 years

Principal$134
Interest$802
Insurance$54

Estimates only. Actual payments may vary.

Location

215 S 1st Street

Union City, TN 38261

Property Details

Construction

Brick

Heating

Central

Cooling

Central Air

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 215 S 1st Street is listed at $185,000 ($42/sqft). The estimated monthly payment is $802 based on 20% down at 6.5% interest.

Key features include: Built in 1900, 3 stories, 8 parking spaces.

This property is listed by Adam Parker Arnold and can be reached at 7316950708 or adam.arnold@larealtyllc.com.

AA

Adam Parker Arnold

Agent at L A Realty,LLC

(731) 695-0708

Listed by L A Realty,LLC · View on Broker Site

MLS# 2602354· Source: listhub· Updated 12 days ago

Copyright © 2026 Central West Tennessee Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

215 S 1st Street, Union City, TN 38261

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