About This Home

This 4-bedroom, 3-bathroom single family at 21504 Front Beach Road #11 in Panama City Beach, FL is listed for $1,374,900 ($651 per sqft). Built in 2003, the home offers 2,111 sqft of living space on a 0.05 acres lot.

Key Features

  • Built in 2003
  • 0.05 acre lot
  • 3 stories
  • Waterfront

Property Details

3 stories
2 full, 1 half
#11
2003

Amenities

WaterfrontView
Listing Description

Welcome to Panama Joe's--where the Florida Coastal Lifestyle meets exceptional vacation rental potential! This 4-bedroom, 3-bathroom vacation rental home is ideally positioned on the highly desirable West End of Panama City Beach, directly across the street from the Gulf.

With Gulf views, a coastal dune lake in the backyard, and a proven history as a high-performing vacation rental, Panama Joe's offers an exceptional combination of lifestyle and investment opportunity. Just steps from the beach, guests can easily spend their days enjoying the sugar-white sand and emerald waters of the Gulf of Mexico, then return home to relax and take in the coastal surroundings.

The Gulf views add an extra layer of appeal, while the coastal dune lake directly behind the property creates a truly unique backyard setting that is hard to replicate. Inside, the spacious 4-bedroom, 3-bath layout provides comfortable accommodations for families and groups, making this an ideal vacation home for generating rental income while still offering a place for the owners to enjoy themselves.

The West End is known for its more relaxed coastal atmosphere while still putting you within easy reach of Panama City Beach's restaurants, entertainment, shopping, and attractions. Panama Joe's isn't simply an investment property--it's an opportunity to own a piece of the Florida Coastal Lifestyle while benefiting from an established vacation rental business. Gulf views in the front. A coastal dune lake in the backyard. The beach across the street. And income potential in between. That's Panama Joe's.

Monthly Cost Estimate

$8,103/mo

20% down · 6.5% · 30 years

Principal$994
Interest$5,958
Insurance$401
HOA$750

Estimates only. Actual payments may vary.

Location

21504 Front Beach Road #11

Panama City Beach, FL 32413

Riviera Beach Villas

Property Details

Views

Lake

Questions & Answers

This 4-bedroom, 3-bathroom single family at 21504 Front Beach Road is listed at $1,374,900 ($651/sqft). The estimated monthly payment is $8,103 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $750/month.

Key features include: Built in 2003, 0.05 acre lot, 3 stories, Waterfront.

This property is listed by Christopher C Jennings.

CJ

Christopher C Jennings

License 3287657

Agent at Pelican Real Estate

Listed by Pelican Real Estate · Broker phone: (850) 896-1225 · View on Broker Site · Broker website

MLS# 795020· Source: Central Panhandle Association of REALTORS· 56 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21504 Front Beach Road #11, Panama City Beach, FL 32413

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