About This Home

This 4-bedroom, 4-bathroom townhouse at 21518 Front Beach Road in Panama City Beach, FL is listed for $1,099,000 ($539 per sqft). Built in 2003, the home offers 2,040 sqft of living space on a 0.08 acres lot.

Key Features

  • Built in 2003
  • 0.08 acre lot

Property Details

4 full
2-car garage
2003

Amenities

A/C
Listing Description

Coastal living meets investment potential at this spacious 4-bedroom, 4-bath beach home along Front Beach Road in Panama City Beach. Offering approximately 2,540 square feet across three levels, this property provides the space, location, and layout sought after by vacationers and short-term rental investors alike.

Enjoy Gulf views and easy access to the sugar-white sand just across the street. Multiple balconies provide outdoor spaces to take in the coastal surroundings, while the interior offers generous accommodations for guests, including multiple living areas and well-appointed bedrooms.

An elevator adds convenience between floors, and the two-car garage provides valuable parking and storage--an added benefit for a beach property. With short-term rentals allowed and no HOA, this property offers flexibility for investors looking to capitalize on Panama City Beach's strong vacation market or buyers searching for a second home with income-producing potential.

Conveniently located near dining, shopping, entertainment, and everything the west end of PCB has to offer, this is an opportunity to own a versatile coastal property in a highly desirable location. Tons of room to add a pool in the backyard too

Monthly Cost Estimate

$5,878/mo

20% down · 6.5% · 30 years

Principal$795
Interest$4,762
Insurance$321

Estimates only. Actual payments may vary.

Location

21518 Front Beach Road

Panama City Beach, FL 32413

Riviera Beach 1st Add

Features & Amenities

Interior Features

CofferedCeilingsSeparateShower

Exterior Features

CoveredPatioPatio

Property Details

Construction

Stucco VinylSiding

Outdoor Features

PorchPatioDeck

Heating

CentralElectric (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

ElectricOven

Questions & Answers

This 4-bedroom, 4-bathroom townhouse at 21518 Front Beach Road is listed at $1,099,000 ($539/sqft). The estimated monthly payment is $5,878 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2003, 0.08 acre lot. Interior Features: CofferedCeilings, SeparateShower. Exterior Features: CoveredPatio, Patio.

This property is listed by Joseph Rohne.

JR

Joseph Rohne

Agent at EXP Realty LLC

Listed by EXP Realty LLC · Broker phone: (888) 883-8509 · View on Broker Site · Broker website

MLS# 794633· Source: Central Panhandle Association of REALTORS· 71 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21518 Front Beach Road, Panama City Beach, FL 32413

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