# 21541 Highland Terrace, Monte Rio, CA 95462

> **TL;DR:** 2bd/1ba single family, $482,000 ($669/sqft), built 1956, 720 sqft.
> Fireplace. Est. $2,578/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $482,000 |
| Price/sqft | $669 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 720 |
| Year Built | 1956 |
| Lot Size | 7,000 sqft (0.16 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,437 |
| Estimated Insurance | $141 |
| **Total** | **$2,578** |

## Key Amenities

- Fireplace

## Property Highlights

- Built in 1956
- 0.16 acre lot
- 4 parking spaces
- Fireplace

## Description

### Agent Description
Welcome to "Fernwood," a beautifully renovated Russian River cottage shown in tax records as a two-bedroom home and served by a two-bedroom septic, now thoughtfully opened up by the sellers to create a spacious and airy one-bedroom retreat. Nestled along one of the area's most idyllic lanes, surrounded by lovingly maintained and updated homes, this enchanting hideaway feels worlds away from the everyday. Towering trees, filtered sunlight, and the peaceful sounds of nature create a setting that invites you to slow down and stay awhile. Taken down to the studs by the current owners, the home has undergone extensive renovations, including updated electrical and plumbing systems, new insulation, drywall, flooring, and numerous cosmetic improvements throughout. Tucked against hundreds of acres of forestland, with a sitting area perfectly positioned to take in the views, the property enjoys exceptional privacy, front and back decks, and a serene natural backdrop that changes beautifully with the seasons. Inside, the warm and inviting floor plan is filled with natural light and timeless character, with large windows creating a seamless connection between the indoors and the surrounding landscape. While currently configured as a spacious one-bedroom, one-bath home, the layout can be converted back to two bedrooms if desired. Outside, gated off-street parking for four or more vehicles is a rare and valuable amenity in this neighborhood. Whether you're searching for a full-time residence, a weekend escape, or a turnkey investment property, "Fernwood" offers a unique blend of comfort and natural beauty, just minutes from Sonoma Coast State Park, Bodega Bay, the Pacific Ocean, and the Russian River.

## Location

- **Address:** 21541 Highland Terrace, Monte Rio, CA 95462
- **County:** Sonoma
- **Coordinates:** 38.464566, -123.016389
- **Google Maps:** https://www.google.com/maps?q=38.464566,-123.016389

## Virtual Tour & Media

- **Video Tour:** http://youtube.com/watch?v=ecVzepDWH3g&feature=youtu.be

## Listing Agent

- **Name:** Mallory Lambert Silipo
- **Brokerage:** Corcoran Icon Properties
- **Broker Phone:** 4152663100
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/21541-Highland-Ter_Monte-Rio_CA_95462_M16873-74687?f=listhub&s=BAREISCA&m=326051357&c=propsimple)

## Photos

![21541 Highland Terrace - Photo 1](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f3200055100r.jpg)

![21541 Highland Terrace - Photo 2](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f4107155948r.jpg)

![21541 Highland Terrace - Photo 3](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f3380109363r.jpg)

![21541 Highland Terrace - Photo 4](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2855446817r.jpg)

![21541 Highland Terrace - Photo 5](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2395376436r.jpg)

![21541 Highland Terrace - Photo 6](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2489566574r.jpg)

![21541 Highland Terrace - Photo 7](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f1551895879r.jpg)

![21541 Highland Terrace - Photo 8](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f3236294909r.jpg)

![21541 Highland Terrace - Photo 9](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f3538902770r.jpg)

![21541 Highland Terrace - Photo 10](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f885754963r.jpg)

![21541 Highland Terrace - Photo 11](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f997506159r.jpg)

![21541 Highland Terrace - Photo 12](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2760094779r.jpg)

![21541 Highland Terrace - Photo 13](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f1060426855r.jpg)

![21541 Highland Terrace - Photo 14](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2851420499r.jpg)

![21541 Highland Terrace - Photo 15](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f3765187433r.jpg)

![21541 Highland Terrace - Photo 16](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f1792853372r.jpg)

![21541 Highland Terrace - Photo 17](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f548181424r.jpg)

![21541 Highland Terrace - Photo 18](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f39049203r.jpg)

![21541 Highland Terrace - Photo 19](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2625234853r.jpg)

![21541 Highland Terrace - Photo 20](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f935599690r.jpg)

![21541 Highland Terrace - Photo 21](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2715008856r.jpg)

![21541 Highland Terrace - Photo 22](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f944246566r.jpg)

![21541 Highland Terrace - Photo 23](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2920393983r.jpg)

![21541 Highland Terrace - Photo 24](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2475600870r.jpg)

![21541 Highland Terrace - Photo 25](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f3301198288r.jpg)

![21541 Highland Terrace - Photo 26](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2297265957r.jpg)

![21541 Highland Terrace - Photo 27](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f3119243778r.jpg)

![21541 Highland Terrace - Photo 28](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f4164308143r.jpg)

![21541 Highland Terrace - Photo 29](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2201399850r.jpg)

![21541 Highland Terrace - Photo 30](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f1247642597r.jpg)

![21541 Highland Terrace - Photo 31](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f2045135065r.jpg)

![21541 Highland Terrace - Photo 32](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f321520951r.jpg)

![21541 Highland Terrace - Photo 33](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f166615687r.jpg)

![21541 Highland Terrace - Photo 34](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f1831176129r.jpg)

![21541 Highland Terrace - Photo 35](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f4116984285r.jpg)

![21541 Highland Terrace - Photo 36](http://lh.rdcpix.com/0189a250634e8f0ed8a9675bb3d51915l-f3779469680r.jpg)

---

**MLS#:** 326051357 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 Bay Area Real Estate Information Services, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/21541-highland-terrace-monte-rio-ca-95462-a65977b979824870956bdc8cda726800)

---

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```