About This Home

This 1-bedroom, 2-bathroom single family at 216 E Church St in Pensacola, FL is listed for $915,000 ($683 per sqft). Built in 1885, the home offers 1,340 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1885
  • 0.09 acre lot
  • Fireplace

Property Details

1 story
1 full, 1 half
1885

Amenities

FireplaceHardwoodA/C
Listing Description

A Rare Address in the Heart of Pensacola's Historic District. This home sits steps from Old Christ Church and Seville Square, inside Pensacola's National Register Historic District - a location that rarely comes up for sale, since most owners on this street stay for decades.

The 1885 cottage has been fully remodeled and is in mint condition, completed to the highest standards of renovation, finishes, and decor. Every detail has been thoughtfully executed, pairing authentic historic character with a level of craftsmanship and design rarely found in homes of this era.

It is offered completely furnished, ready to move into or continue operating from day one. Its setting puts you close to Palafox Street's restaurants and galleries, pickleball courts, gyms, Broadway productions, concerts, the waterfront, and Seville Square's festivals.

It's an easy, walkable stretch of downtown that has become a draw for buyers relocating from larger cities, looking for that same in-town, urban energy at a fraction of the cost. Inside, the cottage lives larger than its footprint suggests, with an open living and dining layout, designer furnishings, and a private courtyard and garden that give it a quiet, residential feel just off the square.

Add in private off-street parking, and the home works equally well as a full-time residence, a low-maintenance second home, or a continuation of its current life as a licensed, five-star short-term rental with a loyal base of returning guests. HC-1 zoning keeps the options open even further.

The cottage can serve as a residence, an income property, a professional office, or a live-work space where you run your business from the front rooms and live just steps away. That gives a future owner flexibility that's increasingly hard to find this close to Palafox Street. To truly appreciate this address, see it from above. Click the Virtual Tour link in this listing for aerial drone footage of the church, the square, downtown and the bay.

Monthly Cost Estimate

$4,894/mo

20% down · 6.5% · 30 years

Principal$662
Interest$3,965
Insurance$267

Estimates only. Actual payments may vary.

Location

216 E Church St

Pensacola, FL 32502

Old City Tract

Features & Amenities

Interior Features

BaseboardsCeiling Fan(s)Crown MoldingHigh CeilingsHigh Speed InternetRecessed LightingSun Room

Exterior Features

Rain Gutters

Property Details

Flooring

HardwoodTile

Construction

Frame

Outdoor Features

Porch

Parking

Driveway

Heating

Fireplace(s)Central

Cooling

Ceiling Fan(s)Central Air

Appliances

Electric Water HeaterBuilt In MicrowaveDishwasherRefrigerator

Questions & Answers

This 1-bedroom, 2-bathroom single family at 216 E Church St is listed at $915,000 ($683/sqft). The estimated monthly payment is $4,894 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1885, 0.09 acre lot, Fireplace. Interior Features: Baseboards, Ceiling Fan(s), Crown Molding. Exterior Features: Rain Gutters.

This property is listed by Anabella Owens.

AO

Anabella Owens

Agent at Pointe South

Listed by Pointe South · Broker phone: (850) 492-1826 · View on Broker Site · Broker website

MLS# 688773· Source: Pensacola Association of REALTORS· 34 days on PropertySimple

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

216 E Church St, Pensacola, FL 32502

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