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About This Home

This 3-bedroom, 2-bathroom single family at 216 Palm Beach Drive in Panama City Beach, FL is listed for $585,000 ($491 per sqft). Built in 1972, the home offers 1,191 sqft of living space on a N/A lot.

Agent Description

Welcome to 216 Palm Beach Dr., a beautifully updated coastal cottage-style home ideally located on the highly sought-after west end of Panama City Beach. Offering the perfect blend of charm, flexibility, and investment potential, this property features no HOA and allows for short-term rentals, making it an exceptional opportunity for a primary residence, second home, or income-producing retreat.

Embrace the coastal lifestyle with beach access #95 just a short 2-minute walk away, providing effortless access to the sugar-white sands and emerald Gulf waters. Outdoor enthusiasts will appreciate being only a 4-minute drive to Lake Powell's public boat launch and Camp Helen State Park, known for its rare coastal dune lake, scenic beauty, and nature trails.

From the moment you arrive, the home's crisp exterior, inviting covered front porch, and relaxed beachside appeal set the tone for easy living. Inside, the layout offers a bright and welcoming atmosphere with an open feel, ideal for both everyday living and hosting guests.

The spacious homesite provides plenty of room to enjoy the outdoors, entertain, or simply unwind in your own private setting. Convenience is key, with shopping, dining, and entertainment just minutes away, including a nearby center anchored by Publix, along with all the charm and attractions of 30A.

This home has undergone extensive recent improvements, offering peace of mind and long-term value, including: Foundation piers installed (2024, warranted) New metal roof (2024, warranted) New HVAC system (2025, warranted) New gutters with gutter guards (2026, warranted) Refinished tubs with new valves and faucets (2026) Fresh exterior paint (2026)

With major systems already upgraded and a prime location just steps from the beach, 216 Palm Beach Dr is a rare find that truly checks all the boxes. Whether you're seeking a personal coastal escape or a high-performing rental investment, this property delivers both lifestyle and opportunity.

Key Features

  • Built in 1972

Property Details

1 story
2 full
1972

Amenities

A/C

Monthly Cost Estimate

$3,129/mo

20% down · 6.5% · 30 years

Principal$423
Interest$2,535
Insurance$171

Estimates only. Actual payments may vary.

Location

216 Palm Beach Drive

Panama City Beach, FL 32413

INLET BEACH HEIGHTS

Features & Amenities

Interior Features

Breakfast Bar

Exterior Features

Columns

Property Details

Flooring

Vinyl

Pool Features

PorchPatio

Heating

Central

Cooling

Central Air

Appliances

DishwasherMicrowaveRefrigeratorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom single family at 216 Palm Beach Drive is listed at $585,000 ($491/sqft). The estimated monthly payment is $2,535 based on 20% down at 6.5% interest.

Key features include: Built in 1972. Interior Features: Breakfast Bar. Exterior Features: Columns.

This property is listed by Michael Tomlin and can be reached at 8504992432 or michaeltomlinrealestate@gmail.com.

MT

Michael Tomlin

Agent at Coldwell Banker Realty

(850) 499-2432

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 999743· Source: listhub· Updated 59 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

216 Palm Beach Drive, Panama City Beach, FL 32413

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