About This Home

This 3-bedroom, 3-bathroom single family at 217 W Main Street in Mount Sterling, KY is listed for $475,000 ($146 per sqft). the home offers 3,255 sqft of living space on a 0.40 acres lot.

Key Features

  • 0.40 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full

Amenities

FireplaceA/C
Listing Description

Please click on the virtual tour section to see the video walk through...You will know you have reached a special home from the time you enter the front porch and open the screen door. Dramatic remodel-renovated home with all the attention to details where pride in quality choices shows everywhere.

Home has 3255 finished square feet with generously sized rooms, including living room, dining room, new kitchen with new cabinetry, new quartz countertops & new appliances, primary bedroom with separate dressing room & separate walk in closet, new primary bathroom, two additional bedrooms, two additional new bathrooms, new utility room, office, studio, & mudroom.

One of the rooms on the first floor could easily be used for a fourth bedroom. Additionally, there is a floored attic with permanent steps & unfinished basement. In addition to original refinished wood floors, there are new ceramic tile floors in baths and luxury vinyl in office & utility.

Plumbing has been replaced, all new wiring with new electrical panel installed, There are two new central HVAC units-dual-fuel heating system/hybrid heat combines an electric heat pump with a gas furnace and new ductwork. The home has all new large energy efficient windows on the first and second floors and an original transom above the front entrance.

You will love all the daylight with the many large windows where everything just seems to sparkle. For extra energy efficiency, there is new insulation in the attic and between some walls. Other features you are sure to enjoy include six fireplaces and one having new ventless gas logs, laundry chute, corbels, beautiful mantels, French doors, some beveled glass, wainscoting, original oversized baseboards.

The attic room with wood walls, wood ceiling, wood floor, and arched window is just waiting for your creative use. (Hvac could easily be installed in this attic room.) The covered front porch, freshly painted, is a place to enjoy all your family and friends.

The home is located in beautiful, historic downtown Mt Sterling where you can walk to church, shops, arts, restaurants, dog park. The home has a .40 acre lot with shed/doll house and four bay lean-to. Come and enjoy this amazing home. (A document is attached for realtors to show additional renovation details, like replacing the front wall at the street and more.) Home square footage to be verified, schools to be verified.

The home was built approximately 1907. The property was formerly a part of the Mt Sterling Female College. (Photos with furniture are staged virtually.)

Monthly Cost Estimate

$2,540/mo

20% down · 6.5% · 30 years

Principal$344
Interest$2,058
Insurance$139

Estimates only. Actual payments may vary.

Location

217 W Main Street

Mount Sterling, KY 40353

Downtown

Features & Amenities

Interior Features

Eat-in KitchenWalk-In Closet(s)Ceiling Fan(s)

Exterior Features

Awning(s)Storm Door(s)

Property Details

Flooring

WoodVinylTile - Ceramic

Construction

Vinyl Siding

Parking

Driveway

Heating

Natural GasHeat Pump (Heating)Forced Air

Cooling

Central AirHeat PumpMulti Units

Appliances

DishwasherMicrowaveRefrigeratorRangeDishwasherMicrowaveRefrigeratorRange

Questions & Answers

This 3-bedroom, 3-bathroom single family at 217 W Main Street is listed at $475,000 ($146/sqft). The estimated monthly payment is $2,541 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: 0.40 acre lot, 2 stories, Fireplace. Interior Features: Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s). Exterior Features: Awning(s), Storm Door(s).

This property is listed by Pamela P Simmons.

PS

Pamela P Simmons

Agent at United Real Estate Lexington KY

Listed by United Real Estate Lexington KY · Broker phone: (859) 396-6706 · View on Broker Site · Broker website

MLS# 26022498· Source: ImagineMLS· 72 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

217 W Main Street, Mount Sterling, KY 40353

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