About This Home

This 4-bedroom, 3-bathroom single family at 22 N 4TH Street in Fernandina Beach, FL is listed for $1,649,000 ($440 per sqft). Built in 1883, the home offers 3,745 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 1883
  • 0.12 acre lot
  • Fireplace

Property Details

3 full
2-car garage
1883

Amenities

Fireplace
Listing Description

Located in the Fernandina Beach Historic District, you can feel the timeless grandeur in this meticulously renovated 1883 residence in the heart of Amelia Island. Boasting 4 bedrooms, 3 baths, and 3,745 sq ft of beautifully updated living space, this historic home blends old-world charm with modern convenience.

Flex your creative vision and utilize the property however you choose-multi-generational living, a rental suite, professional office, or boutique commercial space. With flexible C-3 zoning, the opportunity to generate income or tailor the space to your lifestyle is already built in.

A comprehensive renovation revitalized every level, creating a bright, contemporary ambiance, while the addition of an elevator enhances accessibility and effortless flow throughout the home. This residence reflects the island's rich heritage. Enjoy walkable access to Centre Street's shops, dining, the riverfront, the beach, and unforgettable sunsets over the Amelia River.

With its blend of vintage elegance, modern luxury, and flexible zoning, this property delivers the best of Amelia Island living. Schedule your private showing today.

Monthly Cost Estimate

$8,819/mo

20% down · 6.5% · 30 years

Principal$1,193
Interest$7,146
Insurance$481

Estimates only. Actual payments may vary.

Location

22 N 4TH Street

Fernandina Beach, FL 32034

Features & Amenities

Interior Features

BlindsFireplaceVaulted CeilingStorage AreaWork Shop

Exterior Features

FencedSecurity SystemSprinkler SystemTermite Control

Property Details

Construction

Frame

Parking

DrivewayGarage

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

Water Softener - RentedRefrigeratorStoveMicrowaveDishwasherDisposalWasherDryerGas AppliancesStove TopOven

Questions & Answers

This 4-bedroom, 3-bathroom single family at 22 N 4TH Street is listed at $1,649,000 ($440/sqft). The estimated monthly payment is $8,819 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1883, 0.12 acre lot, Fireplace. Interior Features: Blinds, Fireplace, Vaulted Ceiling. Exterior Features: Fenced, Security System, Sprinkler System.

This property is listed by Hugh Williams.

HW

Hugh Williams

Agent at Chaplin Williams Realty

Listed by Chaplin Williams Realty · Broker phone: (904) 753-1415 · View on Broker Site · Broker website

MLS# 116963· Source: Amelia Island-Nassau County Association of Realtors· 87 days on PropertySimple

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

22 N 4TH Street, Fernandina Beach, FL 32034

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