About This Home

This 5-bedroom, 6-bathroom single family at 220 HARBOR VIEW Lane in Largo, FL is listed for $2,995,995 ($626 per sqft). Built in 1968, the home offers 4,786 sqft of living space on a 0.67 acres lot.

Key Features

  • Built in 1968
  • 0.67 acre lot
  • 2 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

2 stories
5 full, 1 half
2-car garage
1968

Amenities

PoolFireplaceWaterfrontViewSpaA/C
Listing Description

Under contract-accepting backup offers. Nestled within the highly coveted Harbor Bluffs waterfront neighborhood, where much of this stretch rests atop natural limestone bluffs rising approximately 20 feet above sea level, this exceptional waterfront residence offers a rare blend of timeless elegance, flexible living spaces, and the quintessential Florida lifestyle.

From the moment you arrive, lush tropical landscaping and impressive curb appeal create a warm and welcoming first impression. Step through the front door and discover a light-filled interior where neutral tones, rich wood flooring, and soaring ceilings create an atmosphere that is both inviting and sophisticated.

A spectacular catwalk overlooks the main living area below, adding architectural drama while drawing your eye toward the spacious family room, where a handsome brick fireplace serves as the heart of the home. Thoughtful custom built-ins in both the dining room and kitchen add warmth, character, and functionality throughout.

Designed to impress even the most discerning chef, the enormous kitchen features a large center island with stovetop and seating, granite countertops, a Sub-Zero refrigerator, Sub-Zero freezer, wine fridge, pantry, and abundant workspace for entertaining family and friends.

The flexible floor plan is ideal for multigenerational living, offering two primary suites-one conveniently located on the main level and an extraordinary retreat upstairs. The upper-level primary suite is truly a private sanctuary, complete with a dramatic double-sided fireplace, an expansive walk-in closet with custom built-ins, breathtaking wate

r views, and a luxurious en-suite bath featuring dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Additional bedrooms are generously sized, filled with natural light, and offer ample closet space, while an upstairs laundry room with a utility sink and mini refrigerator adds everyday convenience.

Two separate staircases provide easy access throughout the home and enhance the thoughtful design. Step outside and experience the very best of waterfront living. A sparkling pool and spa are surrounded by multiple entertaining areas designed for both intimate gatherings and grand celebrations with an outside tiled shower room and separate bathroom.

Beyond the pool, a sprawling lawn stretches toward the water's edge, where a Trex dock and private boat slip await boating enthusiasts eager to explore the Intracoastal waterways and Gulf beyond. Perfectly positioned near local restaurants, boutique shopping, and the area's world-famous white sand beaches, this remarkable Harbor Bluffs residence offers an unparalleled opportunity to enjoy luxury waterfront living at its finest.

Monthly Cost Estimate

$16,023/mo

20% down · 6.5% · 30 years

Principal$2,167
Interest$12,983
Insurance$874

Estimates only. Actual payments may vary.

Location

220 HARBOR VIEW Lane

Largo, FL 33770

HARBOR BLUFFS SEC 2

Features & Amenities

Interior Features

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Chair RailCrown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomVaulted Ceiling(s)Walk-In Closet(s)Window Treatments

Exterior Features

BalconyHurricane ShuttersOutdoor Shower

Property Details

Flooring

TileWoodCarpet

Construction

Block

Views

WaterOcean

Pool Features

Pool

Heating

Central

Cooling

Central Air

Appliances

Built-In OvenDishwasherDisposalMicrowave

Questions & Answers

This 5-bedroom, 6-bathroom single family at 220 HARBOR VIEW Lane is listed at $2,995,995 ($626/sqft). The estimated monthly payment is $16,023 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1968, 0.67 acre lot, 2 stories, Private pool, Fireplace, Waterfront. Interior Features: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s). Exterior Features: Balcony, Hurricane Shutters, Outdoor Shower.

This property is listed by Martha Thorn.

MT

Martha Thorn

Agent at Coldwell Banker

Listed by Coldwell Banker · Broker phone: (813) 754-3586 · View on Broker Site

MLS# TB8521648· Source: Stellar MLS· 132 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

220 HARBOR VIEW Lane, Largo, FL 33770

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