About This Home

This 6-bedroom, 5-bathroom single family at 220 N Saint Francis Drive in Miramar Beach, FL is listed for $1,750,000 ($555 per sqft). Built in 2019, the home offers 3,155 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 2019
  • 0.09 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace

Property Details

2 stories
4 full, 1 half
2-car garage
2019

Amenities

FireplaceHardwoodA/C
Listing Description

A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests.

Deeded beach access, easily reached through the footpath and gate from the community to ''Old 98''. Rather than placing the pool behind the house, the architecture wraps around it, with floor-to-ceiling black-framed glass along two sides and a covered loggia on the third.

The kitchen, living and dining areas open directly to the courtyard, keeping the water in view throughout much of the main level. The result is a pool that functions as a second living room rather than a separate outdoor amenity. Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area.

Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming. Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth.

The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home.

Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to "Old 98".

Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming.

Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace anchors a wood-clad feature wall.

The first-floor primary suite includes a sitting area and walk-in closet. Upstairs, a wet bar and a second family room provides the perfect gathering space and creates separation among the sleeping areas, while bunk accommodations contribute to the home's guest capacity.

Built-in shelving, a wet bar and an owner's closet add functionality for both personal stays and rental use. The property is offered fully furnished with a two-car garage and additional driveway parking. Emerald Waters Village is a gated, short-term-rental-friendly community with two community pools, including one just steps from the home.

Positioned on a cul-de-sac and steps from the beach pedestrian gate to the deeded beach access. The golf-cart-friendly location sits between Destin and 30A, with Grand Boulevard, Baytowne Wharf, Silver Sands and the restaurants, shopping and entertainment of the Emerald Coast within easy reach.

With a private pool at the heart of the architecture, accommodations for up to 16 and an established rental setup, the home combines the features of a coastal retreat with the practical advantages of a turnkey second home or investment property.

Monthly Cost Estimate

$9,889/mo

20% down · 6.5% · 30 years

Principal$1,266
Interest$7,583
Insurance$510
HOA$530

Estimates only. Actual payments may vary.

Location

220 N Saint Francis Drive

Miramar Beach, FL 32550

EMERALD WATERS VILLAGE

Features & Amenities

Interior Features

Breakfast BarBuilt-In BookcasesCeiling RaisedFireplaceKitchen IslandLighting RecessedLighting TrackOwner's ClosetPantryShelvingSplit BedroomWasher/Dryer HookupWet Bar

Exterior Features

Rain GutterBalconyBBQ Pit/GrillFenced Back YardLawn PumpShowerSprinkler System

Property Details

Flooring

VinylHardwoodTile

Construction

Frame Roof Pitched Stucco Trim Vinyl

Outdoor Features

Porch

Parking

GarageGuest

Heating

Heat Pump (Heating)

Appliances

Auto Garage Door OpnDishwasherDisposalDryerIce MachineMicrowaveOven Self CleaningRange HoodRefrigeratorRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricStove/Oven GasWasherWater Heater - Tnkls

Questions & Answers

This 6-bedroom, 5-bathroom single family at 220 N Saint Francis Drive is listed at $1,750,000 ($555/sqft). The estimated monthly payment is $9,889 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $530/month.

Key features include: Built in 2019, 0.09 acre lot, 2 stories, 4 parking spaces, Fireplace. Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Raised. Exterior Features: Rain Gutter, Balcony, BBQ Pit/Grill.

This property is listed by The Richards Group and can be reached at 8505026035.

TG

The Richards Group

License 3016863

Agent at Compass Florida, LLC

(850) 502-6035
Agent website

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1009982· Source: Emerald Coast Association of Realtors· 44 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

220 N Saint Francis Drive, Miramar Beach, FL 32550

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