# 220 N Saint Francis Drive, Miramar Beach, FL 32550 > **TL;DR:** 6bd/5ba single family, $1,750,000 ($555/sqft), built 2019, 3,155 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $9,889/mo. Listed 49 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,750,000 | | Price/sqft | $555 | | Bedrooms | 6 | | Bathrooms | 4 full, 1 half | | Square Feet | 3,155 | | Year Built | 2019 | | Lot Size | 3,920 sqft (0.09 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 49 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $8,849 | | Estimated Insurance | $510 | | HOA | $530 | | **Total** | **$9,889** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Destin ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2019 - 0.09 acre lot - 2 stories - 4 parking spaces - Fireplace ## Description ### Agent Description A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to ''Old 98''. Rather than placing the pool behind the house, the architecture wraps around it, with floor-to-ceiling black-framed glass along two sides and a covered loggia on the third. The kitchen, living and dining areas open directly to the courtyard, keeping the water in view throughout much of the main level. The result is a pool that functions as a second living room rather than a separate outdoor amenity. Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming. Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to "Old 98". Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming. Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace anchors a wood-clad feature wall. The first-floor primary suite includes a sitting area and walk-in closet. Upstairs, a wet bar and a second family room provides the perfect gathering space and creates separation among the sleeping areas, while bunk accommodations contribute to the home's guest capacity. Built-in shelving, a wet bar and an owner's closet add functionality for both personal stays and rental use. The property is offered fully furnished with a two-car garage and additional driveway parking. Emerald Waters Village is a gated, short-term-rental-friendly community with two community pools, including one just steps from the home. Positioned on a cul-de-sac and steps from the beach pedestrian gate to the deeded beach access. The golf-cart-friendly location sits between Destin and 30A, with Grand Boulevard, Baytowne Wharf, Silver Sands and the restaurants, shopping and entertainment of the Emerald Coast within easy reach. With a private pool at the heart of the architecture, accommodations for up to 16 and an established rental setup, the home combines the features of a coastal retreat with the practical advantages of a turnkey second home or investment property. ## Location - **Address:** 220 N Saint Francis Drive, Miramar Beach, FL 32550 - **County:** Walton - **Neighborhood:** EMERALD WATERS VILLAGE - **Coordinates:** 30.382754, -86.379574 - **Google Maps:** https://www.google.com/maps?q=30.382754,-86.379574 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/5fc2ce70-b749-4f5a-82ab-61a153538a08?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** The Richards Group · **License:** 3016863 - **Brokerage:** Compass Florida, LLC - **Phone:** 8505026035 - **Broker Phone:** (305) 851-2820 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/220-Saint-Francis-Dr-N_Miramar-Beach_FL_32550_M56330-54851?f=listhub&s=ECARMLSFL&m=1009982&c=propsimple) ## Photos ![220 N Saint Francis Drive - Photo 1](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f324233770r.jpg) ![220 N Saint Francis Drive - Photo 2](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3737372552r.jpg) ![220 N Saint Francis Drive - Photo 3](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3601265974r.jpg) ![220 N Saint Francis Drive - Photo 4](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f2615921738r.jpg) ![220 N Saint Francis Drive - Photo 5](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f539172107r.jpg) ![220 N Saint Francis Drive - Photo 6](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f4113561857r.jpg) ![220 N Saint Francis Drive - Photo 7](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f1540275456r.jpg) ![220 N Saint Francis Drive - Photo 8](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f1932883629r.jpg) ![220 N Saint Francis Drive - Photo 9](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3769891604r.jpg) ![220 N Saint Francis Drive - Photo 10](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f519603091r.jpg) ![220 N Saint Francis Drive - Photo 11](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f660320097r.jpg) ![220 N Saint Francis Drive - Photo 12](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3359218581r.jpg) ![220 N Saint Francis Drive - Photo 13](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f2597736500r.jpg) ![220 N Saint Francis Drive - Photo 14](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f2215897844r.jpg) ![220 N Saint Francis Drive - Photo 15](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f2263640859r.jpg) ![220 N Saint Francis Drive - Photo 16](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f935489251r.jpg) ![220 N Saint Francis Drive - Photo 17](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f1618849652r.jpg) ![220 N Saint Francis Drive - Photo 18](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f638810117r.jpg) ![220 N Saint Francis Drive - Photo 19](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f700979816r.jpg) ![220 N Saint Francis Drive - Photo 20](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3076154432r.jpg) ![220 N Saint Francis Drive - Photo 21](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f2869362378r.jpg) ![220 N Saint Francis Drive - Photo 22](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f1013786135r.jpg) ![220 N Saint Francis Drive - Photo 23](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f721831312r.jpg) ![220 N Saint Francis Drive - Photo 24](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f1056564198r.jpg) ![220 N Saint Francis Drive - Photo 25](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f130320763r.jpg) ![220 N Saint Francis Drive - Photo 26](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f4199107691r.jpg) ![220 N Saint Francis Drive - Photo 27](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f1659287127r.jpg) ![220 N Saint Francis Drive - Photo 28](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3090053013r.jpg) ![220 N Saint Francis Drive - Photo 29](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3024675148r.jpg) ![220 N Saint Francis Drive - Photo 30](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3450725574r.jpg) ![220 N Saint Francis Drive - Photo 31](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f1712824568r.jpg) ![220 N Saint Francis Drive - Photo 32](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f366042670r.jpg) ![220 N Saint Francis Drive - Photo 33](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f184210032r.jpg) ![220 N Saint Francis Drive - Photo 34](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f2652524501r.jpg) ![220 N Saint Francis Drive - Photo 35](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f1897753365r.jpg) ![220 N Saint Francis Drive - Photo 36](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f1997820340r.jpg) ![220 N Saint Francis Drive - Photo 37](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f753912317r.jpg) ![220 N Saint Francis Drive - Photo 38](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3907698850r.jpg) ![220 N Saint Francis Drive - Photo 39](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f508630530r.jpg) ![220 N Saint Francis Drive - Photo 40](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f3901950466r.jpg) ![220 N Saint Francis Drive - Photo 41](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f2107036r.jpg) ![220 N Saint Francis Drive - Photo 42](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f4033686602r.jpg) ![220 N Saint Francis Drive - Photo 43](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f2881882914r.jpg) ![220 N Saint Francis Drive - Photo 44](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f582314845r.jpg) ![220 N Saint Francis Drive - Photo 45](http://lh.rdcpix.com/6b880082dd8ae7acdf0811d1ff60f889l-f4127877179r.jpg) --- **MLS#:** 1009982 | **Updated:** 2026-10-03 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/220-n-saint-francis-drive-miramar-beach-fl-32550-1009982) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/220-n-saint-francis-drive-miramar-beach-fl-32550-1009982#listing", "url": "https://www.propertysimple.ai/listing/220-n-saint-francis-drive-miramar-beach-fl-32550-1009982", "name": "220 N Saint Francis Drive, Miramar Beach, FL 32550", "description": "A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to ''Old 98''. Rather than placing the pool behind the house, the architecture wraps around it, with floor-to-ceiling black-framed glass along two sides and a covered loggia on the third. The kitchen, living and dining areas open directly to the courtyard, keeping the water in view throughout much of the main level. The result is a pool that functions as a second living room rather than a separate outdoor amenity. Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming. Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace A private courtyard pool anchors this fully furnished contemporary residence in gated Emerald Waters Village, bringing resort-style outdoor living to the center of the home. Built in 2019 and spanning approximately 3,155 square feet across two levels, the residence offers seven sleeping rooms and four baths, a two-car garage, and accommodations for up to 16 guests. Deeded beach access, easily reached through the footpath and gate from the community to \"Old 98\". Under the covered loggia, a plank wood ceiling, recessed lighting and ceiling fan create a comfortable gathering space with a mounted television, built-in grill and dining area. Travertine pavers, river-rock borders, mosaic waterline tile and color-changing pool lighting complete the courtyard, extending its use from afternoons by the water to dinner and night swimming. Inside, raised ceilings, hardwood and tile flooring, designer lighting and warm wood accents give the contemporary interiors texture and depth. The kitchen centers on a waterfall-edge island and Thermador appliances, while a linear gas fireplace anchors a wood-clad feature wall. The first-floor primary suite includes a sitting area and walk-in closet. Upstairs, a wet bar and a second family room provides the perfect gathering space and creates separation among the sleeping areas, while bunk accommodations contribute to the home's guest capacity. Built-in shelving, a wet bar and an owner's closet add functionality for both personal stays and rental use. The property is offered fully furnished with a two-car garage and additional driveway parking. Emerald Waters Village is a gated, short-term-rental-friendly community with two community pools, including one just steps from the home. Positioned on a cul-de-sac and steps from the beach pedestrian gate to the deeded beach access. The golf-cart-friendly location sits between Destin and 30A, with Grand Boulevard, Baytowne Wharf, Silver Sands and the restaurants, shopping and entertainment of the Emerald Coast within easy reach. 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