# 220 OLD COURSE LOOP, Cape Charles, VA 23310

> **TL;DR:** 3bd/2ba multi-family, $759,000 ($317/sqft), built 2021, 2,394 sqft.
> Fireplace, EV Charger, A/C, 2-car garage. Est. $11,535/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $759,000 |
| Price/sqft | $317 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 2,394 |
| Year Built | 2021 |
| Lot Size | 8,276 sqft (0.19 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 3 |

## Why This Home Stands Out

- **EV Charger** - Electric vehicle ready

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,838 |
| Estimated Insurance | $221 |
| HOA | $7,476 |
| **Total** | **$11,535** |

## Key Amenities

- Fireplace
- EV Charger
- A/C
- 2-car garage

## Property Highlights

- Built in 2021
- 0.19 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Welcome to 220 Old Course Loop, a charming, move-in-ready Villa in the sought-after Palmer Lakes Villas at Bay Creek. Built by Beacon Homes in 2021, this beautifully appointed home offers 3 bedrooms, 2 full baths, a desirable first-floor primary suite, and coastal charm around every corner. And here's a bonus that makes moving even easier...the furnishings convey! Just bring your suitcase and start enjoying the good life! From the moment you step inside, you'll appreciate the open, airy floor plan, custom finishes, and natural light that make this home feel welcoming and effortlessly elegant. The oversized screened porch is the perfect spot for anytime enjoyment, cozy mornings overlooking the 13th hole of the Palmer Green, or afternoon refreshments! With beautiful golf course views in every season, there's always a reason to linger a little longer. Need room to grow? Head upstairs to discover an unfinished blank slate ready for your imagination! Envision a bonus room, home office, hobby space, extra guest retreat, or whatever best suits your future needs. It's an opportunity to create additional living space on your own timeline and make this villa uniquely yours. The thoughtful extras keep coming, including a spacious two-car garage, an additional storage closet, a sleek epoxy garage floor, and a Tesla electric vehicle charger. Whether you're searching for a full-time home, a weekend escape, or the perfect place to enjoy future retirement, this villa checks so many boxes. And let's talk about the lifestyle! Bay Creek offers an incredible collection of amenities, including 27 holes of golf, a private beach, a nature preserve, pools, pickleball courts, and so much more. Golf, beach days, outdoor adventures, and time with friends are all part of the package! Just a short golf cart trip away, historic Cape Charles delivers small-town charm with year-round fun, inviting restaurants, boutique shopping, theater, local events, and beautiful Chesapeake Bay sunsets. The Villas at Bay Creek are always in demand, and opportunities like this are worth a closer look. With furnishings, golf course views, room to grow, amenities in place why wait to start living your coastal dream? Come see what makes 220 Old Course Loop such a special place to call home!

## Location

- **Address:** 220 OLD COURSE LOOP, Cape Charles, VA 23310
- **County:** Northampton
- **Neighborhood:** BAY CREEK - FAIRWAYS
- **Coordinates:** 37.2559437, -76.0016401
- **Google Maps:** https://www.google.com/maps?q=37.2559437,-76.0016401

## Virtual Tour & Media

- **Video Tour:** my.matterport.com/show/?m=bsNcM1XsMLL&brand=0&mls=1&

## Listing Agent

- **Name:** Natalie Ann Smith
- **Brokerage:** BAY CREEK REALTY
- **Broker Phone:** 7573318742
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/220-Old-Course-Loop_Cape-Charles_VA_23310_M95921-32984?f=listhub&s=SHARVA&m=72402&c=propsimple)

## Photos

![220 OLD COURSE LOOP - Photo 1](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f3188286247r.jpg)

![220 OLD COURSE LOOP - Photo 2](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f1547116686r.jpg)

![220 OLD COURSE LOOP - Photo 3](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f776613989r.jpg)

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![220 OLD COURSE LOOP - Photo 33](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f2859356702r.jpg)

![220 OLD COURSE LOOP - Photo 34](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f2468853757r.jpg)

![220 OLD COURSE LOOP - Photo 35](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f3694113156r.jpg)

![220 OLD COURSE LOOP - Photo 36](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f4069217756r.jpg)

![220 OLD COURSE LOOP - Photo 37](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f328498813r.jpg)

![220 OLD COURSE LOOP - Photo 38](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f3517138481r.jpg)

![220 OLD COURSE LOOP - Photo 39](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f933865782r.jpg)

![220 OLD COURSE LOOP - Photo 40](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f3379231686r.jpg)

![220 OLD COURSE LOOP - Photo 41](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f3460086606r.jpg)

![220 OLD COURSE LOOP - Photo 42](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f3462381479r.jpg)

![220 OLD COURSE LOOP - Photo 43](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f286985724r.jpg)

![220 OLD COURSE LOOP - Photo 44](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f1719594924r.jpg)

![220 OLD COURSE LOOP - Photo 45](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f3656221381r.jpg)

![220 OLD COURSE LOOP - Photo 46](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f2924931009r.jpg)

![220 OLD COURSE LOOP - Photo 47](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f2446509856r.jpg)

![220 OLD COURSE LOOP - Photo 48](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f3618867896r.jpg)

![220 OLD COURSE LOOP - Photo 49](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f1254053609r.jpg)

![220 OLD COURSE LOOP - Photo 50](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f1213084276r.jpg)

![220 OLD COURSE LOOP - Photo 51](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f2573690135r.jpg)

![220 OLD COURSE LOOP - Photo 52](http://lh.rdcpix.com/dc438cd291ec34da986961b4d41dd8a4l-f2400988246r.jpg)

---

**MLS#:** 72402 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Eastern Shore Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/220-old-course-loop-cape-charles-va-23310-13900f608d264044aee560a7923b008f)

---

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