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About This Home

This 2-bedroom, 2-bathroom single family at 220 S 4th Street in Palatka, FL is listed for $550,000 ($293 per sqft). Built in 1871, the home offers 1,876 sqft of living space on a 0.36 acres lot.

Agent Description

A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality.

Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living.

Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors.

The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional of

fice, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history.

Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage--carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences. "Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

Key Features

  • Built in 1871
  • 0.36 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full, 1 half
1871

Amenities

FireplaceViewA/C

Monthly Cost Estimate

$2,942/mo

20% down · 6.5% · 30 years

Principal$398
Interest$2,383
Insurance$160

Estimates only. Actual payments may vary.

Location

220 S 4th Street

Palatka, FL 32177

Not on the List

Features & Amenities

Interior Features

Ceiling Fan(s)Entrance FoyerKitchen IslandPantry

Property Details

Views

River

Pool Features

Porch

Heating

Heat Pump (Heating)Electric (Heating)Central

Cooling

Multi UnitsCentral AirElectric

Appliances

WasherTankless Water HeaterRefrigeratorIce MakerGas CooktopDryerDisposalDishwasherConvection Oven

Questions & Answers

This 2-bedroom, 2-bathroom single family at 220 S 4th Street is listed at $550,000 ($293/sqft). The estimated monthly payment is $2,383 based on 20% down at 6.5% interest.

Key features include: Built in 1871, 0.36 acre lot, 2 stories, Fireplace. Interior Features: Ceiling Fan(s), Entrance Foyer, Kitchen Island.

This property is listed by Jennifer Jewels and can be reached at 3869317003 or jjewels0806@gmail.com.

JJ

Jennifer Jewels

Agent at Coldwell Banker Premier Properties

(386) 931-7003

Listed by Coldwell Banker Premier Properties · View on Broker Site

MLS# 1227291· Source: listhub· Updated 1 days ago

Copyright © 2026 Daytona Beach Area Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

220 S 4th Street, Palatka, FL 32177

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