About This Home

This 3-bedroom, 2-bathroom multi-family at 220 S Spruce St in Fort Morgan, CO is listed for $265,000 ($116 per sqft). Built in 2002, the home offers 2,280 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2002
  • 0.14 acre lot

Property Details

1 story
1 full
2002

Amenities

A/C
Listing Description

Welcome to this well-maintained 3-bedroom, 2-bath home offering convenient main-floor living and excellent potential! This half-duplex property features a functional and inviting layout, perfect for a variety of lifestyles. Recent upgrades include a new roof, new windows, new carpet in living room/primary bedroom, and some fresh interior paint.

The primary suite has a private attached bathroom with lots of storage and walk-in closet. Two additional bedrooms and a second full bath provide flexibility for guests, family, or a home office. Downstairs, you'll find a full unfinished basement with a bathroom rough-in-ready for your personal touch and future expansion.

Step outside to enjoy a fully fenced backyard with plenty of space for outdoor activities, pets, or gardening, plus a handy storage shed for your tools and equipment. Parking is easy with off-street options and space for two vehicles directly in front of the home. Whether you're looking for a comfortable primary residence or an income-producing rental opportunity, this property offers versatility and value. Don't miss your chance to own this great home!

Monthly Cost Estimate

$1,417/mo

20% down · 6.5% · 30 years

Principal$192
Interest$1,148
Insurance$77

Estimates only. Actual payments may vary.

Location

220 S Spruce St

Fort Morgan, CO 80701

Pioneer Add

Features & Amenities

Interior Features

Eat-in KitchenOpen FloorplanWalk-In Closet(s)

Exterior Features

Sprinkler System

Property Details

Construction

Frame

Parking

Off Street

Heating

Forced Air

Cooling

Central Air

Appliances

Electric RangeDishwasherRefrigeratorWasherDryer

Questions & Answers

This 3-bedroom, 2-bathroom multi-family at 220 S Spruce St is listed at $265,000 ($116/sqft). The estimated monthly payment is $1,417 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2002, 0.14 acre lot. Interior Features: Eat-in Kitchen, Open Floorplan, Walk-In Closet(s). Exterior Features: Sprinkler System.

This property is listed by Baylei Curtis.

BC

Baylei Curtis

Agent at 8z Real Estate

Listed by 8z Real Estate · Broker phone: (303) 543-3083 · View on Broker Site · Broker website

MLS# 1056341· Source: IRES MLS· 197 days on PropertySimple

Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

220 S Spruce St, Fort Morgan, CO 80701

Open this listing in: