# 220 S Spruce St, Fort Morgan, CO 80701 > **TL;DR:** 3bd/2ba multi-family, $265,000 ($116/sqft), built 2002, 2,280 sqft. > A/C. Est. $1,417/mo. Listed 198 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $265,000 | | Price/sqft | $116 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 2,280 | | Year Built | 2002 | | Lot Size | 6,098 sqft (0.14 acres) | | Stories | 1 | | Property Type | Multi-Family (Duplex) | | Status | Active | | Days on Market | 198 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,340 | | Estimated Insurance | $77 | | **Total** | **$1,417** | ## Nearby Schools - **Elementary:** Fort Morgan - **Middle:** Fort Morgan - **High:** Fort Morgan ## Key Amenities - A/C ## Property Highlights - Built in 2002 - 0.14 acre lot ## Description ### Agent Description Welcome to this well-maintained 3-bedroom, 2-bath home offering convenient main-floor living and excellent potential! This half-duplex property features a functional and inviting layout, perfect for a variety of lifestyles. Recent upgrades include a new roof, new windows, new carpet in living room/primary bedroom, and some fresh interior paint. The primary suite has a private attached bathroom with lots of storage and walk-in closet. Two additional bedrooms and a second full bath provide flexibility for guests, family, or a home office. Downstairs, you'll find a full unfinished basement with a bathroom rough-in-ready for your personal touch and future expansion. Step outside to enjoy a fully fenced backyard with plenty of space for outdoor activities, pets, or gardening, plus a handy storage shed for your tools and equipment. Parking is easy with off-street options and space for two vehicles directly in front of the home. Whether you're looking for a comfortable primary residence or an income-producing rental opportunity, this property offers versatility and value. Don't miss your chance to own this great home! ## Location - **Address:** 220 S Spruce St, Fort Morgan, CO 80701 - **County:** Morgan - **Neighborhood:** Pioneer Add - **Coordinates:** 40.244549, -103.79703 - **Google Maps:** https://www.google.com/maps?q=40.244549,-103.79703 ## Listing Agent - **Name:** Baylei Curtis - **Brokerage:** 8z Real Estate - **Broker Phone:** (303) 543-3083 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/220-Spruce-St_Fort-Morgan_CO_80701_M23373-62823?f=listhub&s=IRESCO&m=1056341&c=propsimple) ## Photos ![220 S Spruce St - Photo 1](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f3352990574r.jpg) ![220 S Spruce St - Photo 2](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f1491132172r.jpg) ![220 S Spruce St - Photo 3](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f3246004411r.jpg) ![220 S Spruce St - Photo 4](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f3304403914r.jpg) ![220 S Spruce St - Photo 5](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f1330553511r.jpg) ![220 S Spruce St - Photo 6](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f3677640454r.jpg) ![220 S Spruce St - Photo 7](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f1845616466r.jpg) ![220 S Spruce St - Photo 8](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f1674002882r.jpg) ![220 S Spruce St - Photo 9](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f1555403115r.jpg) ![220 S Spruce St - Photo 10](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f2501043977r.jpg) ![220 S Spruce St - Photo 11](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f659254863r.jpg) ![220 S Spruce St - Photo 12](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f2780466969r.jpg) ![220 S Spruce St - Photo 13](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f2622313851r.jpg) ![220 S Spruce St - Photo 14](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f2690776850r.jpg) ![220 S Spruce St - Photo 15](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f3599035849r.jpg) ![220 S Spruce St - Photo 16](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f3597154537r.jpg) ![220 S Spruce St - Photo 17](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f498087046r.jpg) ![220 S Spruce St - Photo 18](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f551373400r.jpg) ![220 S Spruce St - Photo 19](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f4192782183r.jpg) ![220 S Spruce St - Photo 20](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f681642190r.jpg) ![220 S Spruce St - Photo 21](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f797974737r.jpg) ![220 S Spruce St - Photo 22](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f1437087245r.jpg) ![220 S Spruce St - Photo 23](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f1220081160r.jpg) ![220 S Spruce St - Photo 24](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f184951482r.jpg) ![220 S Spruce St - Photo 25](http://lh.rdcpix.com/72127642bb195fe23c3631514eba77b8l-f4293489254r.jpg) --- **MLS#:** 1056341 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/220-s-spruce-st-fort-morgan-co-80701-efe3beb9a16e46e5b2eba15c68cb5320) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/220-s-spruce-st-fort-morgan-co-80701-efe3beb9a16e46e5b2eba15c68cb5320#listing", "url": "https://www.propertysimple.ai/listing/220-s-spruce-st-fort-morgan-co-80701-efe3beb9a16e46e5b2eba15c68cb5320", "name": "220 S Spruce St, Fort Morgan, CO 80701", "description": "Welcome to this well-maintained 3-bedroom, 2-bath home offering convenient main-floor living and excellent potential! This half-duplex property features a functional and inviting layout, perfect for a variety of lifestyles. 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