# 220 Spencer Ave #104, Chelsea, MA 02150 > **TL;DR:** 2bd/1ba condo, $464,000 ($480/sqft), built 1900, 966 sqft. > A/C. Est. $2,881/mo. Listed 94 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $464,000 | | Price/sqft | $480 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 966 | | Year Built | 1900 | | Stories | 3 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 94 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,346 | | Estimated Insurance | $135 | | HOA | $400 | | **Total** | **$2,881** | ## Key Amenities - A/C ## Property Highlights - Built in 1900 - 3 stories - 1 parking spaces ## Description ### Agent Description **Seller offering 6 months of HOA fees paid in full at closing** Welcome to Keen Lofts, a stunning conversion of Chelsea's historic Tudor Schoolhouse, where timeless architecture meets modern living. This unique first floor SMART HOME residence offers an open concept layout filled with character, featuring soaring ceilings, oversized windows, exposed architectural details, and abundant natural light throughout. The spacious floor plan provides flexible living and entertaining space, while the well appointed kitchen offers ample cabinetry and functionality. Extensive storage space above the bedrooms is a great feature that adds both versatility & value. Enjoy the perfect blend of historic charm and contemporary convenience with central air, elevator access, laundry facilities, and deeded parking in a professionally managed building. Ideally located just minutes from Boston, Logan Airport, major highways, shopping, dining, and public transportation. A rare opportunity to own a distinctive home in one of Chelsea's most sought after landmark buildings. Seller sponsored financing incentive available for qualified buyers, including seller concessions that may be applied toward a 2-1 Temporary Rate Buy down. Inquire for more details and eligibility. ## Location - **Address:** 220 Spencer Ave #104, Chelsea, MA 02150 - **County:** Suffolk - **Coordinates:** 42.400205, -71.020851 - **Google Maps:** https://www.google.com/maps?q=42.400205,-71.020851 ## Listing Agent - **Name:** Keller Williams Realty Evolution - **Brokerage:** Keller Williams Realty Evolution - **Broker Phone:** 7813955600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/220-Spencer-Ave-Unit-104_Chelsea_MA_02150_M42889-33668?f=listhub&s=MLSPIN&m=73557061&c=propsimple) ## Photos ![220 Spencer Ave #104 - Photo 1](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f2870175954r.jpg) ![220 Spencer Ave #104 - Photo 2](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f2126500851r.jpg) ![220 Spencer Ave #104 - Photo 3](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f807487035r.jpg) ![220 Spencer Ave #104 - Photo 4](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3517936174r.jpg) ![220 Spencer Ave #104 - Photo 5](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3017587830r.jpg) ![220 Spencer Ave #104 - Photo 6](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3152081296r.jpg) ![220 Spencer Ave #104 - Photo 7](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3266522876r.jpg) ![220 Spencer Ave #104 - Photo 8](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f839095573r.jpg) ![220 Spencer Ave #104 - Photo 9](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f190020324r.jpg) ![220 Spencer Ave #104 - Photo 10](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f1730877088r.jpg) ![220 Spencer Ave #104 - Photo 11](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3153535339r.jpg) ![220 Spencer Ave #104 - Photo 12](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f1692910934r.jpg) ![220 Spencer Ave #104 - Photo 13](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f1763210676r.jpg) ![220 Spencer Ave #104 - Photo 14](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f512086569r.jpg) ![220 Spencer Ave #104 - Photo 15](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3010182847r.jpg) ![220 Spencer Ave #104 - Photo 16](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f1234858564r.jpg) ![220 Spencer Ave #104 - Photo 17](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3019559769r.jpg) ![220 Spencer Ave #104 - Photo 18](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f1835974635r.jpg) ![220 Spencer Ave #104 - Photo 19](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f2266241198r.jpg) ![220 Spencer Ave #104 - Photo 20](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f2308760510r.jpg) ![220 Spencer Ave #104 - Photo 21](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3756030998r.jpg) ![220 Spencer Ave #104 - Photo 22](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f666012585r.jpg) ![220 Spencer Ave #104 - Photo 23](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f1622016004r.jpg) ![220 Spencer Ave #104 - Photo 24](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f1838247510r.jpg) ![220 Spencer Ave #104 - Photo 25](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f896643724r.jpg) ![220 Spencer Ave #104 - Photo 26](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3295000456r.jpg) ![220 Spencer Ave #104 - Photo 27](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f2638521110r.jpg) ![220 Spencer Ave #104 - Photo 28](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f1156385590r.jpg) ![220 Spencer Ave #104 - Photo 29](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f2803405967r.jpg) ![220 Spencer Ave #104 - Photo 30](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3674145759r.jpg) ![220 Spencer Ave #104 - Photo 31](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f1685608838r.jpg) ![220 Spencer Ave #104 - Photo 32](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f2382080983r.jpg) ![220 Spencer Ave #104 - Photo 33](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f617301996r.jpg) ![220 Spencer Ave #104 - Photo 34](http://lh.rdcpix.com/dd9850049c132b364d9f16f5287115b2l-f3126347682r.jpg) --- **MLS#:** 73557061 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 MLS Property Information Network Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/220-spencer-ave-chelsea-ma-02150-a019221f77af482cbe95a6cb477563ca) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/220-spencer-ave-chelsea-ma-02150-a019221f77af482cbe95a6cb477563ca#listing", "url": "https://www.propertysimple.ai/listing/220-spencer-ave-chelsea-ma-02150-a019221f77af482cbe95a6cb477563ca", "name": "220 Spencer Ave #104, Chelsea, MA 02150", "description": "**Seller offering 6 months of HOA fees paid in full at closing** Welcome to Keen Lofts, a stunning conversion of Chelsea's historic Tudor Schoolhouse, where timeless architecture meets modern living. 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