About This Home

This 3-bedroom, 2-bathroom single family at 22055 State Road 120 Highway in Elkhart, IN is listed for $369,900 ($181 per sqft). Built in 1963, the home offers 2,048 sqft of living space on a 0.43 acres lot.

Key Features

  • Built in 1963
  • 0.43 acre lot
  • Waterfront

Property Details

1 story
2 full
1963

Amenities

SolarWaterfrontA/C
Listing Description

Experience the best of waterfront living in this beautifully maintained 3 bedroom, 2 bathroom home offering channel access to the St. Joseph River and the privacy of a beautifully secluded backyard setting. This unique property combines comfort, efficiency, and flexible living space featuring solar panels, walk-out basement and a setting designed for enjoying the outdoors.

Inside, you'll find inviting living spaces and a finished walkout lower level designed with versatility in mind. The lower level features a full kitchen, spacious living area, bathroom, rec room, along with its own private exterior entrance and direct walkout access to the backyard.

This flexible space provides endless possibilities for multi-generational living, extended guests, a home office, recreation, or additional entertaining space. Outdoor amenities include an expansive deck overlooking the water, fenced backyard for privacy, hot tub, and your own private boat dock for easy channel access to the St.

Joseph River. Additional highlights include owned solar panels offering energy efficiency and long-term savings, a large storage shed with electricity for boating gear, lawn equipment, and hobbies. Conveniently located with easy access to major roadways including County Road 17 and the Indiana Toll Road. Offering the perfect blend of water recreation, flexible living space, modern efficiency, and everyday convenience, this is a rare opportunity to enjoy the lifestyle you've been looking for.

Monthly Cost Estimate

$1,978/mo

20% down · 6.5% · 30 years

Principal$268
Interest$1,603
Insurance$108

Estimates only. Actual payments may vary.

Location

22055 State Road 120 Highway

Elkhart, IN 46516

Property Details

Flooring

VinylLaminateCarpet

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 22055 State Road 120 Highway is listed at $369,900 ($181/sqft). The estimated monthly payment is $1,978 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1963, 0.43 acre lot, Waterfront.

This property is listed by Amanda Ramundo and can be reached at 5745387405.

AR

Amanda Ramundo

Agent at Model Real Estate LLC

(574) 538-7405

Listed by Model Real Estate LLC

MLS# 202630193· Source: listhub· 1 day on market

Copyright © 2026 Elkhart County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

22055 State Road 120 Highway, Elkhart, IN 46516

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