About This Home

This 3-bedroom, 3-bathroom single family at 221 Cumberland Cove Rd in Monterey, TN is listed for $534,998 ($214 per sqft). Built in 2009, the home offers 2,496 sqft of living space on a 5.00 acres lot.

Key Features

  • Built in 2009
  • 5.00 acre lot
  • 2 stories
  • 1 parking spaces
  • Fireplace

Property Details

2 stories
3 full
1 space
2009

Amenities

FireplaceViewHardwoodA/C
Listing Description

Five acres, a move-in-ready home, and the Cumberland Cove lifestyle-this is the kind of opportunity that deserves a closer look! Set in the sought-after Cumberland Cove subdivision, this well-kept property gives you room to spread out while enjoying the comfort and character of a home designed for everyday living.

Inside, you'll find 3 bedrooms and 3 full bathrooms arranged across two levels, offering flexibility for daily routines, guests, hobbies, or a little extra breathing room. The mostly finished basement adds valuable space to make your own, whether you envision a recreation area, workout zone, hobby room, or relaxed hangout; only the furnace room remains unfinished.

Thoughtful details bring warmth throughout, including custom-made drapes and curtain rods that add a distinctive finishing touch. When temperatures drop, settle in beside the gas fireplace and enjoy the cozy atmosphere. The kitchen features a gas stove/oven, while a tankless water heater adds everyday convenience.

Outside, five acres open the door to all kinds of possibilities, and the 5-foot horse fence is already in place. Imagine enjoying your own slice of Tennessee countryside, with space to roam, garden, entertain, or simply savor a slower pace. Cumberland Cove offers community amenities and access to an appealing golf course, bringing recreation and relaxation within reach.

Need to get out and about? Monterey is approximately 11 minutes away, while Cookeville and Crossville are each about 25 minutes away. Nashville International Airport (BNA) is roughly an hour and a half away for regional travel. If you've been waiting for a property that pairs acreage, practical features, and a welcoming community setting, put this one on your list. Come see what five acres and Cumberland Cove living could look like for you-schedule your showing today!

Monthly Cost Estimate

$2,987/mo

20% down · 6.5% · 30 years

Principal$387
Interest$2,318
Insurance$156
HOA$126

Estimates only. Actual payments may vary.

Location

221 Cumberland Cove Rd

Monterey, TN 38574

Cumberland Cove

Features & Amenities

Interior Features

Ceiling Fan(s)

Property Details

Flooring

HardwoodCarpet

Construction

Frame Brick Vinyl Siding

Views

Water

Outdoor Features

DeckPorchPatio

Parking

CarportGarageOpen

Heating

Electric (Heating)Natural Gas

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherGas OvenRefrigeratorGas RangeMicrowave

Questions & Answers

This 3-bedroom, 3-bathroom single family at 221 Cumberland Cove Rd is listed at $534,998 ($214/sqft). The estimated monthly payment is $2,987 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $126/month.

Key features include: Built in 2009, 5.00 acre lot, 2 stories, 1 parking spaces, Fireplace. Interior Features: Ceiling Fan(s).

This property is listed by Elijah Castelli.

EC

Elijah Castelli

Agent at Elevate Real Estate

Listed by Elevate Real Estate · Broker phone: (931) 261-8748 · View on Broker Site · Broker website

MLS# 248173· Source: Upper Cumberland Association of Realtors· 1 day on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

221 Cumberland Cove Rd, Monterey, TN 38574

Open this listing in: