# 221 Pine Tree Circle Drive, Nancy, KY 42544 > **TL;DR:** 2bd/1ba single family, $204,900 ($216/sqft), built 2026, 950 sqft. > A/C. Est. $1,096/mo. Listed 2 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $204,900 | | Price/sqft | $216 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 950 | | Year Built | 2026 | | Lot Size | 17,424 sqft (0.40 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 2 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,036 | | Estimated Insurance | $60 | | **Total** | **$1,096** | ## Nearby Schools - **Elementary:** Nancy - **Middle:** Southern - **High:** Southwestern ## Key Amenities - A/C ## Property Highlights - Built in 2026 - 0.40 acre lot ## Description ### Agent Description Experience modern Lake Cumberland living in this brand-new barndominium-style home located just minutes from beautiful Lake Cumberland. Situated on approximately 0.4 acres in the peaceful community of Nancy, Kentucky, this 2-bedroom, 1-bath home is ideal as a full-time residence, weekend lake retreat, or short-term rental. Inside, the open-concept floor plan features convenient one-level living. The spacious living and dining areas flow seamlessly into the kitchen, complete with new cabinetry, modern fixtures, and generous storage. Two comfortable bedrooms, a full bathroom, and a dedicated laundry area complete the thoughtfully designed interior. The attached garage features a 10-foot door, providing excellent space for a boat, recreational vehicle, lake equipment, or additional storage. A durable metal roof, efficient HVAC system, and included one-year builder's warranty offer comfort, convenience, and peace of mind. Outside, there is ample parking for boats and RVs, along with room to add a detached garage, workshop, or outdoor entertaining area. With multiple boat ramps, marinas, and Lake Cumberland access points only minutes away, fishing, boating, and lakeside recreation are always within easy reach. Don't miss this low-maintenance new construction home offering comfort, versatility, and Kentucky charm near Lake Cumberland. ## Location - **Address:** 221 Pine Tree Circle Drive, Nancy, KY 42544 - **County:** Wayne - **Neighborhood:** Pine Tree Estates - **Coordinates:** 36.956926, -84.891021 - **Google Maps:** https://www.google.com/maps?q=36.956926,-84.891021 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=xdjYzDrJjD8&mls=1 ## Listing Agent - **Name:** Matthew Fouch - **Brokerage:** Keller Williams Commonwealth - Somerset - **Phone:** 8594098369 - **Broker Phone:** (859) 721-2121 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/221-Pine-Tree-Circle-Dr_Nancy_KY_42544_M92129-23581?f=listhub&s=LBARKY&m=26025838&c=propsimple) ## Photos ![221 Pine Tree Circle Drive - Photo 1](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3935378610r.jpg) ![221 Pine Tree Circle Drive - Photo 2](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f650788342r.jpg) ![221 Pine Tree Circle Drive - Photo 3](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3432769017r.jpg) ![221 Pine Tree Circle Drive - Photo 4](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3288227068r.jpg) ![221 Pine Tree Circle Drive - Photo 5](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f1951495290r.jpg) ![221 Pine Tree Circle Drive - Photo 6](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2369731731r.jpg) ![221 Pine Tree Circle Drive - Photo 7](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2349391059r.jpg) ![221 Pine Tree Circle Drive - Photo 8](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f285286241r.jpg) ![221 Pine Tree Circle Drive - Photo 9](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f961748489r.jpg) ![221 Pine Tree Circle Drive - Photo 10](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3746977191r.jpg) ![221 Pine Tree Circle Drive - Photo 11](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f4078182355r.jpg) ![221 Pine Tree Circle Drive - Photo 12](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f141696052r.jpg) ![221 Pine Tree Circle Drive - Photo 13](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3785964528r.jpg) ![221 Pine Tree Circle Drive - Photo 14](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f646245503r.jpg) ![221 Pine Tree Circle Drive - Photo 15](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f467236686r.jpg) ![221 Pine Tree Circle Drive - Photo 16](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f598041089r.jpg) ![221 Pine Tree Circle Drive - Photo 17](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2011595838r.jpg) ![221 Pine Tree Circle Drive - Photo 18](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2643740566r.jpg) ![221 Pine Tree Circle Drive - Photo 19](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2236699082r.jpg) ![221 Pine Tree Circle Drive - Photo 20](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3028038489r.jpg) ![221 Pine Tree Circle Drive - Photo 21](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2161785724r.jpg) ![221 Pine Tree Circle Drive - Photo 22](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3361396450r.jpg) ![221 Pine Tree Circle Drive - Photo 23](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3034158174r.jpg) ![221 Pine Tree Circle Drive - Photo 24](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2127016298r.jpg) ![221 Pine Tree Circle Drive - Photo 25](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3123207235r.jpg) ![221 Pine Tree Circle Drive - Photo 26](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f3616300268r.jpg) ![221 Pine Tree Circle Drive - Photo 27](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f485877886r.jpg) ![221 Pine Tree Circle Drive - Photo 28](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f1695065646r.jpg) ![221 Pine Tree Circle Drive - Photo 29](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f1724235454r.jpg) ![221 Pine Tree Circle Drive - Photo 30](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2713706738r.jpg) ![221 Pine Tree Circle Drive - Photo 31](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2590773621r.jpg) ![221 Pine Tree Circle Drive - Photo 32](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f1356335226r.jpg) ![221 Pine Tree Circle Drive - Photo 33](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2053758272r.jpg) ![221 Pine Tree Circle Drive - Photo 34](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f118626051r.jpg) ![221 Pine Tree Circle Drive - Photo 35](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f878378639r.jpg) ![221 Pine Tree Circle Drive - Photo 36](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f1693981125r.jpg) ![221 Pine Tree Circle Drive - Photo 37](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f256950314r.jpg) ![221 Pine Tree Circle Drive - Photo 38](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f4139616133r.jpg) ![221 Pine Tree Circle Drive - Photo 39](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2526356527r.jpg) ![221 Pine Tree Circle Drive - Photo 40](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2557381937r.jpg) ![221 Pine Tree Circle Drive - Photo 41](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f228219490r.jpg) ![221 Pine Tree Circle Drive - Photo 42](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f2633984292r.jpg) ![221 Pine Tree Circle Drive - Photo 43](http://lh.rdcpix.com/12045db7a25007a2a3ebc3a9ad0f4e8bl-f553035635r.jpg) --- **MLS#:** 26025838 | **Updated:** 2026-09-18 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/221-pine-tree-circle-drive-nancy-ky-42544-26025838) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/221-pine-tree-circle-drive-nancy-ky-42544-26025838#listing", "url": "https://www.propertysimple.ai/listing/221-pine-tree-circle-drive-nancy-ky-42544-26025838", "name": "221 Pine Tree Circle Drive, Nancy, KY 42544", "description": "Experience modern Lake Cumberland living in this brand-new barndominium-style home located just minutes from beautiful Lake Cumberland. Situated on approximately 0.4 acres in the peaceful community of Nancy, Kentucky, this 2-bedroom, 1-bath home is ideal as a full-time residence, weekend lake retreat, or short-term rental. Inside, the open-concept floor plan features convenient one-level living. The spacious living and dining areas flow seamlessly into the kitchen, complete with new cabinetry, modern fixtures, and generous storage. Two comfortable bedrooms, a full bathroom, and a dedicated laundry area complete the thoughtfully designed interior. The attached garage features a 10-foot door, providing excellent space for a boat, recreational vehicle, lake equipment, or additional storage. A durable metal roof, efficient HVAC system, and included one-year builder's warranty offer comfort, convenience, and peace of mind. Outside, there is ample parking for boats and RVs, along with room to add a detached garage, workshop, or outdoor entertaining area. With multiple boat ramps, marinas, and Lake Cumberland access points only minutes away, fishing, boating, and lakeside recreation are always within easy reach. 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