# 221 SETTLERS Lane, Stephenson, VA 22656

> **TL;DR:** 4bd/3ba single family, $665,000 ($220/sqft), built 1989, 3,020 sqft.
> Fireplace, A/C. Est. $3,182/mo. Listed 33 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $665,000 |
| Price/sqft | $220 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,020 |
| Year Built | 1989 |
| Lot Size | 387,248 sqft (8.89 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 33 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,882 |
| HOA | $300 |
| **Total** | **$3,182** |

## Nearby Schools

- **Elementary:** STONEWALL
- **Middle:** JAMES WOOD
- **High:** MILLBROOK

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1989
- 8.89 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Spacious custom contemporary home set on 8.89 scenic acres, offering peaceful rural living just minutes from Winchester with convenient access to commuter routes. Designed and built by the original owner/architect, this property features 9+ ft ceilings with exposed wood beams, blending character and craftsmanship throughout. This 4-bedroom, 3-bath brick home offers wood and tile flooring throughout, a cozy living room with a wood-burning fireplace and forced air insert, and a spacious kitchen with ceramic tile countertops and ample workspace. The main level includes a primary suite with a jetted tub and separate shower, along with a guest bedroom for added convenience. Enjoy the outdoors from the covered front and rear porches or relax on the brick patio overlooking the surrounding acreage. Additional features include two water heaters, an owned 500-gallon underground propane tank, and septic pumped in 2025. High-speed internet is available. Seller is in the process of dividing the land and establishing an easement-see attached plat for details. Seller will also replace roof with acceptable offer. Septic system is designed for <#BR.

## Location

- **Address:** 221 SETTLERS Lane, Stephenson, VA 22656
- **County:** FREDERICK
- **Neighborhood:** WOODS MILL
- **Coordinates:** 39.20745, -78.10209
- **Google Maps:** https://www.google.com/maps?q=39.20745,-78.10209

## Listing Agent

- **Name:** Sheila R Pack
- **Brokerage:** RE/MAX Roots
- **Phone:** 5402471438
- **Email:** srpack@comcast.net

## Primary Photo

![221 SETTLERS Lane - Primary Photo](http://lh.rdcpix.com/1126b24e2b4ea83777403af97dc705f0l-f2074292658r.jpg)

*50 total photos available on [listing page](https://www.propertysimple.com/listing/221-settlers-lane-stephenson-va-22656-v2040732)*

---

**MLS#:** VAFV2040732 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/221-settlers-lane-stephenson-va-22656-v2040732)

---

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