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About This Home

This 3-bedroom, 3-bathroom single family at 2222 W 29th Plaza in Panama City, FL is listed for $639,000 ($404 per sqft). Built in 1990, the home offers 1,581 sqft of living space on a 1.15 acres lot.

Agent Description

**WATERFRONT - A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou-where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end o

f the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry-not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion.

Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential-including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat.

Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water.

This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways-truly a **Fisherman's Paradise**.

Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine.

The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home-it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own.

Key Features

  • Built in 1990
  • 1.15 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
1990

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$3,418/mo

20% down · 6.5% · 30 years

Principal$462
Interest$2,769
Insurance$186

Estimates only. Actual payments may vary.

Location

2222 W 29th Plaza

Panama City, FL 32405

No Named Subdivision

Features & Amenities

Interior Features

InteriorSteps

Exterior Features

BoatSlipCoveredPatioRainGutters

Property Details

Construction

WoodSiding WoodFrame

Pool Features

PorchPatioDeck

Heating

CentralFireplace(s)

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricWaterHeaterPlumbedForIceMaker

Questions & Answers

This 3-bedroom, 3-bathroom single family at 2222 W 29th Plaza is listed at $639,000 ($404/sqft). The estimated monthly payment is $2,769 based on 20% down at 6.5% interest.

Key features include: Built in 1990, 1.15 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: InteriorSteps. Exterior Features: BoatSlip, CoveredPatio, RainGutters.

This property is listed by Sue Ann Bontrager and can be reached at 8508965531 or Sue@countsrealestate.com.

SB

Sue Ann Bontrager

Agent at Counts Real Estate Group Inc

(850) 896-5531

Listed by Counts Real Estate Group Inc · View on Broker Site

MLS# 783055· Source: listhub· Updated 152 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2222 W 29th Plaza, Panama City, FL 32405

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