# 2234 W MAPLE Terrace, Saint Cloud, FL 34771 > **TL;DR:** 3bd/2ba single family, $429,900 ($286/sqft), built 1979, 1,504 sqft. > Pool, Spa, Waterfront, View. Est. $2,299/mo. Listed 123 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $429,900 | | Price/sqft | $286 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,504 | | Year Built | 1979 | | Lot Size | 17,424 sqft (0.40 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 123 | ## Why This Home Stands Out - **Pool** - Porch, Patio - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,174 | | Estimated Insurance | $125 | | **Total** | **$2,299** | ## Nearby Schools - **Elementary:** Hickory Tree Elem - **Middle:** Harmony Middle - **High:** Harmony High ## Key Amenities - Pool - Spa - Waterfront - View - A/C ## Property Highlights - Built in 1979 - 0.40 acre lot - Private pool - Waterfront ## Description ### Agent Description MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions. ## Location - **Address:** 2234 W MAPLE Terrace, Saint Cloud, FL 34771 - **County:** Osceola - **Neighborhood:** MAPLE TERRACE - **Coordinates:** 28.238323, -81.197679 - **Google Maps:** https://www.google.com/maps?q=28.238323,-81.197679 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/S5149826 ## Listing Agent - **Name:** Tommy Harris - **Brokerage:** Dalton Wade, Inc. - **Phone:** 4077859100 - **Broker Phone:** (727) 888-4175 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2234-Maple-Ter_Saint-Cloud_FL_34771_M52331-17002?f=listhub&s=MFRMLSFL&m=S5149826&c=propsimple) ## Photos ![2234 W MAPLE Terrace - Photo 1](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f3868290853r.jpg) ![2234 W MAPLE Terrace - Photo 2](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f882701823r.jpg) ![2234 W MAPLE Terrace - Photo 3](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f3247385163r.jpg) ![2234 W MAPLE Terrace - Photo 4](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f225792540r.jpg) ![2234 W MAPLE Terrace - Photo 5](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f2590221803r.jpg) ![2234 W MAPLE Terrace - Photo 6](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f2351194156r.jpg) ![2234 W MAPLE Terrace - Photo 7](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f305261019r.jpg) ![2234 W MAPLE Terrace - Photo 8](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f1694936934r.jpg) ![2234 W MAPLE Terrace - Photo 9](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f3418202961r.jpg) ![2234 W MAPLE Terrace - Photo 10](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f1447061433r.jpg) ![2234 W MAPLE Terrace - Photo 11](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f2924669080r.jpg) ![2234 W MAPLE Terrace - Photo 12](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f1670539066r.jpg) ![2234 W MAPLE Terrace - Photo 13](http://lh.rdcpix.com/6dbecddf023ad278101c16bb62dfaa0al-f3802316888r.jpg) --- **MLS#:** S5149826 | **Updated:** 2026-09-12 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2234-w-maple-terrace-st-cloud-fl-34771-s5149826) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2234-w-maple-terrace-st-cloud-fl-34771-s5149826#listing", "url": "https://www.propertysimple.ai/listing/2234-w-maple-terrace-st-cloud-fl-34771-s5149826", "name": "2234 W MAPLE Terrace, Saint Cloud, FL 34771", "description": "MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. 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