About This Home

This 3-bedroom, 3-bathroom single family at 2239 Surf Road in Panacea, FL is listed for $324,000 ($165 per sqft). Built in 1971, the home offers 1,969 sqft of living space on a 0.35 acres lot.

Key Features

  • Built in 1971
  • 0.35 acre lot
  • Fireplace

Property Details

1 story
2 full
1971

Amenities

FireplaceA/C
Listing Description

Enjoy the relaxed coastal lifestyle of Florida's Forgotten Coast! Located in the Ochlockonee Bay community of Panacea, this spacious 3-bedroom, 2-bath home offers approximately 1,969 square feet of living space on a generous 0.35-acre lot. The open floor plan, abundant natural light, and generously sized rooms create a welcoming atmosphere, while the sunroom provides a wonderful spot to unwind and enjoy the coastal surroundings.

Tile flooring throughout offers practical appeal for life near the water, and the screened porch is perfect for enjoying the fresh air. Additional features include a fireplace, a two-car carport, and convenient access for boats and recreational vehicles.

Just moments from the bay and Otter Creek, with nearby opportunities for boating, fishing, biking, and beach outings at Mashes Sands, this property offers an inviting home base for enjoying the natural beauty and laid-back charm of the Panacea area. Come discover the possibilities of coastal living!

Monthly Cost Estimate

$1,733/mo

20% down · 6.5% · 30 years

Principal$234
Interest$1,404
Insurance$95

Estimates only. Actual payments may vary.

Location

2239 Surf Road

Panacea, FL 32346

BAYSHORE-MCMILLIAN

Features & Amenities

Interior Features

StallShowerPantrySunRoom

Exterior Features

FullyFenced

Property Details

Flooring

Tile

Construction

FiberCement

Outdoor Features

PorchPatio

Parking

Carport

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

DryerDishwasherDisposalIceMakerRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 2239 Surf Road is listed at $324,000 ($165/sqft). The estimated monthly payment is $1,733 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1971, 0.35 acre lot, Fireplace. Interior Features: StallShower, Pantry, SunRoom. Exterior Features: FullyFenced.

This property is listed by Jennifer Campbell and can be reached at 8503456147.

JC

Jennifer Campbell

License 3382403

Agent at TNC Real Estate Services

(850) 345-6147

Listed by TNC Real Estate Services · Broker phone: 8505190599 · View on Broker Site

MLS# 406089· Source: Tallahassee Board of Realtors· 1 day on PropertySimple

Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2239 Surf Road, Panacea, FL 32346

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