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About This Home

This 3-bedroom, 1-bathroom single family at 224 Kern Street in Waterloo, IA is listed for $129,900 ($127 per sqft). Built in 1937, the home offers 1,021 sqft of living space on a 0.09 acres lot.

Agent Description

Cute as can be and completely refreshed from top to bottom, this charming Waterloo home is ready for its next owner! Step inside to find beautiful new vinyl plank flooring flowing through the living room, dining room, and kitchen, creating a warm and cohesive feel throughout the main living spaces.

The plaster walls have been expertly repaired and painted in a timeless neutral shade that pairs perfectly with any style of decor. The main floor bathroom has been thoughtfully updated with new fixtures and a brand-new shower kit, while the kitchen shines with freshly painted cabinetry, a new stove, and a new refrigerator.

Two main-floor bedrooms provide convenient living, including one featuring a built-in armoire for added character and storage. Upstairs, you'll find a spacious primary suite offering a private retreat, along with additional storage space. The lower level provides plenty of room for storage or the opportunity to finish it to fit your needs.

Outside, enjoy relaxing summer evenings and crisp fall nights under the covered patio. And for added peace of mind, the home features a brand-new roof on both the house and the detached one-stall garage. With so many updates already completed, all that's left to do is move in and make it your own!

Key Features

  • Built in 1937
  • 0.09 acre lot

Property Details

1 full
1937

Monthly Cost Estimate

$695/mo

20% down · 6.5% · 30 years

Principal$94
Interest$563
Insurance$38

Estimates only. Actual payments may vary.

Location

224 Kern Street

Waterloo, IA 50703

EAST PARK PLACE

Property Details

Construction

Wood Siding

Parking

Garage - Detached

Heating

Forced Air

Appliances

Appliances Negotiable

Questions & Answers

This 3-bedroom, 1-bathroom single family at 224 Kern Street is listed at $129,900 ($127/sqft). The estimated monthly payment is $563 based on 20% down at 6.5% interest.

Key features include: Built in 1937, 0.09 acre lot.

This property is listed by Rachel Iverson and can be reached at 7122614772 or rachel.iverson@oakridge.net.

RI

Rachel Iverson

Agent at Oakridge Real Estate

(712) 261-4772

Listed by Oakridge Real Estate · View on Broker Site

MLS# 20262619· Source: listhub· Updated 1 days ago

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

224 Kern Street, Waterloo, IA 50703

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