# 224 Oak Street, Ramsey, NJ 07446 > **TL;DR:** 4bd/3ba single family, $995,000. > Fireplace, A/C, 2-car garage. Est. $5,321/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $995,000 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,031 | | Estimated Insurance | $290 | | **Total** | **$5,321** | ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - 2 stories - Fireplace ## Description ### Agent Description Set on a truly special property with over one acre of land overlooking Van Gelders Pond, this home offers a rare opportunity to create your dream home in an incredible setting. From the moment you pull up, you can feel the potential. The entry foyer opens to a welcoming family room with sliders leading out to the patio, expansive yard, and peaceful pond views. This level also offers access to the two-car attached garage, a large powder room, and laundry area. Just a few steps up, you'll find a spacious living room with a picture window and fireplace, flowing nicely into the dining room and eat-in kitchen. A few steps above that is the current primary bedroom with a full bath, along with two additional bedrooms and a full hall bath. The upper level features a huge bonus room with stunning views overlooking the yard and pond, plus another large bedroom. This space offers incredible potential to become a future primary suite, private retreat, or flexible living area. A finished basement completes the home, adding even more usable living space. With its beautiful property, special views, and endless possibilities, this home is ready for your vision and personal touches to make it something truly exceptional. ****CORRECT 2025 TAXES ARE $18,172*** - WANT MORE INFO CONTACT LISTING AGENT NICOLE MINETTI @ 201-388 -0077 ## Location - **Address:** 224 Oak Street, Ramsey, NJ 07446 - **County:** BERGEN - **Coordinates:** 41.0481, -74.163379 - **Google Maps:** https://www.google.com/maps?q=41.0481,-74.163379 ## Listing Agent - **Name:** Sally Ponchak - **Brokerage:** Carnegie Real Estate LLC - **Phone:** (201) 445-4300 - **Broker Phone:** (201) 445-4300 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/224-W-Oak-St_Ramsey_NJ_07446_M56836-16482?f=listhub&s=NJMLS&m=26021149&c=propsimple) ## Photos ![224 Oak Street - Photo 1](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f1765617928r.jpg) ![224 Oak Street - Photo 2](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f2593872531r.jpg) ![224 Oak Street - Photo 3](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f3185295539r.jpg) ![224 Oak Street - Photo 4](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f2981874730r.jpg) ![224 Oak Street - Photo 5](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f1328021255r.jpg) ![224 Oak Street - Photo 6](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f20439542r.jpg) ![224 Oak Street - Photo 7](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f1483236502r.jpg) ![224 Oak Street - Photo 8](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f715183889r.jpg) ![224 Oak Street - Photo 9](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f3441162325r.jpg) ![224 Oak Street - Photo 10](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f2971130687r.jpg) ![224 Oak Street - Photo 11](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f1070039000r.jpg) ![224 Oak Street - Photo 12](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f442051477r.jpg) ![224 Oak Street - Photo 13](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f2958788689r.jpg) ![224 Oak Street - Photo 14](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f598797557r.jpg) ![224 Oak Street - Photo 15](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f582032480r.jpg) ![224 Oak Street - Photo 16](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f4121392225r.jpg) ![224 Oak Street - Photo 17](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f2426732033r.jpg) ![224 Oak Street - Photo 18](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f4236264478r.jpg) ![224 Oak Street - Photo 19](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f1235398639r.jpg) ![224 Oak Street - Photo 20](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f3302753190r.jpg) ![224 Oak Street - Photo 21](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f3729225942r.jpg) ![224 Oak Street - Photo 22](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f3362621012r.jpg) ![224 Oak Street - Photo 23](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f781369105r.jpg) ![224 Oak Street - Photo 24](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f1879499982r.jpg) ![224 Oak Street - Photo 25](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f2974600836r.jpg) ![224 Oak Street - Photo 26](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f374550938r.jpg) ![224 Oak Street - Photo 27](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f413303890r.jpg) ![224 Oak Street - Photo 28](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f3831980059r.jpg) ![224 Oak Street - Photo 29](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f568447519r.jpg) ![224 Oak Street - Photo 30](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f1564231808r.jpg) ![224 Oak Street - Photo 31](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f730058001r.jpg) ![224 Oak Street - Photo 32](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f840822542r.jpg) ![224 Oak Street - Photo 33](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f1070177529r.jpg) ![224 Oak Street - Photo 34](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f511865520r.jpg) ![224 Oak Street - Photo 35](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f785965641r.jpg) ![224 Oak Street - Photo 36](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f3469508237r.jpg) ![224 Oak Street - Photo 37](http://lh.rdcpix.com/cef30e63bddc8460f7982f5d435437e2l-f1183904290r.jpg) --- **MLS#:** 26021149 | **Updated:** 2026-09-24 **Source:** listhub *Copyright © 2026 New Jersey MLS Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/224-oak-street-ramsey-nj-07446-26021149) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/224-oak-street-ramsey-nj-07446-26021149#listing", "url": "https://www.propertysimple.ai/listing/224-oak-street-ramsey-nj-07446-26021149", "name": "224 Oak Street, Ramsey, NJ 07446", "description": "Set on a truly special property with over one acre of land overlooking Van Gelders Pond, this home offers a rare opportunity to create your dream home in an incredible setting. From the moment you pull up, you can feel the potential. The entry foyer opens to a welcoming family room with sliders leading out to the patio, expansive yard, and peaceful pond views. 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