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About This Home

This 4-bedroom, 4-bathroom single family at 224 OYSTER Lane in Ocean City, MD is listed for $975,000 ($467 per sqft). Built in 2001, the home offers 2,088 sqft of living space on a 0.08 acres lot.

Agent Description

Nestled in the charming Montego Bay community in North OC, this delightful coastal-style home offers a perfect blend of comfort and convenience. Originally built in 2001, with the new second floor and first floor renovations being done in 2019, this detached residence boasts 2,088 square feet of potential, ready for your personal touch.

Interior features include 4 bedrooms (2 Master Suites), 4 bathrooms, a den, stainless steel appliances, custom 42" cabinets, granite counters, ceramic back splash, luxury vinyl plank flooring, gas fireplace, tankless hot water heater, and so much more.

The low-maintenance lot, spanning 0.08 acres, provides just the right amount of outdoor space for relaxing next to the water. Outdoor features include a boat lift, dock, pier, a covered 1st level deck, and an open 2nd floor deck...all done in maintenance free decking.

You'll appreciate the nearby amenities which include 2 inground swimming pools, a kiddie pool, 2 tennis courts, pickle ball courts, a shuffleboard court, a 9 hole mini-golf course, a wildlife sanctuary/park area with pond and blacktop walking/jogging path,and a bayfront boardwalk with 3 fishing/crabbing piers...all for a low hoa fee of $415.00/year!!

This property is not just a house; it's a canvas for your future memories. Embrace the opportunity to make this charming residence your own. Call now to schedule your private showing!

Key Features

  • Built in 2001
  • 0.08 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
2 spaces
2001

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$5,630/mo

20% down · 6.5% · 30 years

Principal$705
Interest$4,225
Insurance$284
HOA$415

Estimates only. Actual payments may vary.

Location

224 OYSTER Lane

Ocean City, MD 21842

MONTEGO BAY

Property Details

Construction

Stick Built

Parking

DrivewayOn Street

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 4-bedroom, 4-bathroom single family at 224 OYSTER Lane is listed at $975,000 ($467/sqft). The estimated monthly payment is $4,640 based on 20% down at 6.5% interest.

HOA fees are $415/month.

Key features include: Built in 2001, 0.08 acre lot, 2 stories, 2 parking spaces, Fireplace, Waterfront.

This property is listed by Bill R. Rothstein and can be reached at 4432802530 or montegobayrealty@aol.com.

BR

Bill R. Rothstein

Agent at Montego Bay Realty

(443) 280-2530

Listed by Montego Bay Realty · View on Broker Site

MLS# MDWO2037648· Source: listhub· Updated 26 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

224 OYSTER Lane, Ocean City, MD 21842

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