# 227 Bay Avenue, Leonardo, NJ 07737

> **TL;DR:** 4bd/3ba single family, $849,900 ($369/sqft), built 2020, 2,304 sqft.
> Waterfront, A/C. Est. $4,546/mo. Listed 26 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $849,900 |
| Price/sqft | $369 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,304 |
| Year Built | 2020 |
| Lot Size | 12,702 sqft (0.29 acres) |
| Stories | 3 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 26 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,298 |
| Estimated Insurance | $248 |
| **Total** | **$4,546** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2020
- 0.29 acre lot
- 3 stories
- Waterfront

## Description

### Agent Description
Welcome to this beautiful newer-construction single-family home, built in 2020 and offering 2,304 square feet of thoughtfully designed living space. This immaculate home features 3 spacious bedrooms plus a dedicated private office, which can also provide the flexibility of a 4th bedroom. With 2.5 beautifully finished bathrooms, a formal dining room, and an upscale eat-in kitchen, the home offers modern comfort, style, and functionality throughout. Located in the desirable Leonardo section of Middletown Township, this property puts you close to the bayshore, local beaches, commuter routes, and top-rated schools. And the views are truly special. Enjoy waterviews with views toward Sandy Hook, the Verrazzano-Narrows Bridge, and the NYC skyline.Homes also features tankless hot water. Offered at $849,900.

## Location

- **Address:** 227 Bay Avenue, Leonardo, NJ 07737
- **County:** Monmouth
- **Coordinates:** 40.422913, -74.066718
- **Google Maps:** https://www.google.com/maps?q=40.422913,-74.066718

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/msx/2705899R

## Listing Agent

- **Name:** Carole Kubis
- **Brokerage:** eXp Realty, LLC
- **Broker Phone:** (866) 201-6210
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/227-Bay-Ave_Leonardo_NJ_07737_M64483-58744?f=listhub&s=MCMLSNJ&m=2705899R&c=propsimple)

## Photos

![227 Bay Avenue - Photo 1](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3966485235r.jpg)

![227 Bay Avenue - Photo 2](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f4183596362r.jpg)

![227 Bay Avenue - Photo 3](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3725625390r.jpg)

![227 Bay Avenue - Photo 4](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1620904024r.jpg)

![227 Bay Avenue - Photo 5](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f625340851r.jpg)

![227 Bay Avenue - Photo 6](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3902103338r.jpg)

![227 Bay Avenue - Photo 7](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1728180007r.jpg)

![227 Bay Avenue - Photo 8](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f597166896r.jpg)

![227 Bay Avenue - Photo 9](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1115722940r.jpg)

![227 Bay Avenue - Photo 10](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3106388477r.jpg)

![227 Bay Avenue - Photo 11](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f4062213137r.jpg)

![227 Bay Avenue - Photo 12](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2486562859r.jpg)

![227 Bay Avenue - Photo 13](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1796078588r.jpg)

![227 Bay Avenue - Photo 14](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f529933041r.jpg)

![227 Bay Avenue - Photo 15](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1129976302r.jpg)

![227 Bay Avenue - Photo 16](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1306068341r.jpg)

![227 Bay Avenue - Photo 17](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2480279102r.jpg)

![227 Bay Avenue - Photo 18](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2167787235r.jpg)

![227 Bay Avenue - Photo 19](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2867872074r.jpg)

![227 Bay Avenue - Photo 20](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f4268295367r.jpg)

![227 Bay Avenue - Photo 21](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2821777054r.jpg)

![227 Bay Avenue - Photo 22](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2106785634r.jpg)

![227 Bay Avenue - Photo 23](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2134229068r.jpg)

![227 Bay Avenue - Photo 24](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f376491520r.jpg)

![227 Bay Avenue - Photo 25](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3043984144r.jpg)

![227 Bay Avenue - Photo 26](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f612720443r.jpg)

![227 Bay Avenue - Photo 27](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1050985311r.jpg)

![227 Bay Avenue - Photo 28](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2962499706r.jpg)

![227 Bay Avenue - Photo 29](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3305131576r.jpg)

![227 Bay Avenue - Photo 30](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3353592826r.jpg)

![227 Bay Avenue - Photo 31](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2309030104r.jpg)

![227 Bay Avenue - Photo 32](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1526927781r.jpg)

![227 Bay Avenue - Photo 33](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f383798328r.jpg)

![227 Bay Avenue - Photo 34](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2819852660r.jpg)

![227 Bay Avenue - Photo 35](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f823548821r.jpg)

![227 Bay Avenue - Photo 36](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3548933760r.jpg)

![227 Bay Avenue - Photo 37](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3699186324r.jpg)

![227 Bay Avenue - Photo 38](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1995392023r.jpg)

![227 Bay Avenue - Photo 39](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1554229909r.jpg)

![227 Bay Avenue - Photo 40](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f998347391r.jpg)

![227 Bay Avenue - Photo 41](http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2739606570r.jpg)

---

**MLS#:** 2705899R | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 All Jersey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/227-bay-avenue-leonardo-nj-07737-86e167cb65504786aa68027de0e4041a)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/227-bay-avenue-leonardo-nj-07737-86e167cb65504786aa68027de0e4041a#listing",
  "url": "https://www.propertysimple.ai/listing/227-bay-avenue-leonardo-nj-07737-86e167cb65504786aa68027de0e4041a",
  "name": "227 Bay Avenue, Leonardo, NJ 07737",
  "description": "Welcome to this beautiful newer-construction single-family home, built in 2020 and offering 2,304 square feet of thoughtfully designed living space. This immaculate home features 3 spacious bedrooms plus a dedicated private office, which can also provide the flexibility of a 4th bedroom. With 2.5 beautifully finished bathrooms, a formal dining room, and an upscale eat-in kitchen, the home offers modern comfort, style, and functionality throughout. Located in the desirable Leonardo section of Middletown Township, this property puts you close to the bayshore, local beaches, commuter routes, and top-rated schools. And the views are truly special. Enjoy waterviews with views toward Sandy Hook, the Verrazzano-Narrows Bridge, and the NYC skyline.Homes also features tankless hot water. Offered at $849,900.",
  "image": [
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3966485235r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f4183596362r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3725625390r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1620904024r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f625340851r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3902103338r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1728180007r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f597166896r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1115722940r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3106388477r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f4062213137r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2486562859r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1796078588r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f529933041r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1129976302r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1306068341r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2480279102r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2167787235r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2867872074r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f4268295367r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2821777054r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2106785634r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2134229068r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f376491520r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3043984144r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f612720443r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1050985311r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2962499706r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3305131576r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3353592826r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2309030104r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1526927781r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f383798328r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2819852660r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f823548821r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3548933760r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3699186324r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1995392023r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1554229909r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f998347391r.jpg",
    "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2739606570r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3966485235r.jpg",
    "caption": "227 Bay Avenue - Leonardo, NJ"
  },
  "datePosted": "2026-10-05",
  "dateModified": "2026-10-28T04:28:03.186Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/227-bay-avenue-leonardo-nj-07737-86e167cb65504786aa68027de0e4041a#property",
    "name": "227 Bay Avenue, Leonardo, NJ 07737",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "227 Bay Avenue",
      "addressLocality": "Leonardo",
      "addressRegion": "NJ",
      "postalCode": "07737",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 40.422913,
      "longitude": -74.066718
    },
    "image": [
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3966485235r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f4183596362r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3725625390r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1620904024r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f625340851r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3902103338r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1728180007r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f597166896r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1115722940r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3106388477r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f4062213137r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2486562859r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1796078588r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f529933041r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1129976302r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1306068341r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2480279102r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2167787235r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2867872074r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f4268295367r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2821777054r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2106785634r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2134229068r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f376491520r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3043984144r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f612720443r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1050985311r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2962499706r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3305131576r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3353592826r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2309030104r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1526927781r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f383798328r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2819852660r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f823548821r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3548933760r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f3699186324r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1995392023r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f1554229909r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f998347391r.jpg",
      "http://lh.rdcpix.com/6074d4d61d3d701c7b6120542372c86el-f2739606570r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "2705899R"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 4,
    "numberOfBathroomsTotal": 3,
    "numberOfFullBathrooms": 2,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 2304,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2020,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Forced Air, Zoned"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air, Ceiling Fan(s), Zoned"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Self Cleaning Oven, Dishwasher, Gas Range/Oven, Gas Water Heater"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Tile - Ceramic, Wood"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Vinyl Siding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch, Deck"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Covered"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Waterfront",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.29 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 3
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/227-bay-avenue-leonardo-nj-07737-86e167cb65504786aa68027de0e4041a#offer",
    "url": "https://www.propertysimple.ai/listing/227-bay-avenue-leonardo-nj-07737-86e167cb65504786aa68027de0e4041a",
    "price": 849900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/227-bay-avenue-leonardo-nj-07737-86e167cb65504786aa68027de0e4041a#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/227-bay-avenue-leonardo-nj-07737-86e167cb65504786aa68027de0e4041a#agent",
    "name": "Carole Kubis",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/227-bay-avenue-leonardo-nj-07737-86e167cb65504786aa68027de0e4041a#brokerage",
      "name": "eXp Realty, LLC",
      "telephone": "(866) 201-6210",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/822651410cc511e881f30242ac110003k-c3946592998r.png"
      }
    }
  }
}
```