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About This Home

This 8-bedroom, 4-bathroom single family at 2276 Mosquito Point Road in White Stone, VA is listed for $2,495,000 ($719 per sqft). Built in 1940, the home offers 3,470 sqft of living space on a 4.80 acres lot.

Agent Description

Poised at the storied confluence of the Rappahannock River and the Chesapeake Bay, this exceptional 4.8-acre waterfront estate offers a rare convergence of privacy, natural grandeur, and timeless Tidewater architecture. A winding gravel lane meanders through park-like grounds past towering hardwoods and sweeping lawns, offering tantalizing glimpses

of open water before the bay reveals itself in full - a narrow barrier island shimmering on the horizon, the sky vast and open overhead. Built in 1940 and set atop a gentle knoll, the 3,470-square-foot residence commands breathtaking bay vistas, brilliant sunrises, and moonrises that paint the Rappahannock silver.

The generous living room, anchored by a handsome masonry fireplace, opens onto a long deck spanning the full length of the home - an incomparable perch for savoring bay breezes and the soothing rhythm of waves against the sandy shoreline far below. A refined dining room, cozy family room with full bath, and a kitchen breakfast nook framing captivating water views complete the main level.

The first-floor primary suite is a true retreat - its own fireplace, a private riverside deck, two walk-in closets, and a spacious bath. Upstairs, four bedrooms and two full baths serve family and guests of every generation. Priced to reflect a compelling opportunity to update and remodel, this is an extraordinary canvas in one of the Northern Neck's most coveted settings.

A screened porch, fenced pool terrace, three-bay garage, the private pier, and pristine sandy beach complete this once-in-a-generation Chesapeake Bay estate.

Key Features

  • Built in 1940
  • 4.80 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
1940

Amenities

FireplaceWaterfrontHardwoodA/C

Monthly Cost Estimate

$13,344/mo

20% down · 6.5% · 30 years

Principal$1,804
Interest$10,812
Insurance$728

Estimates only. Actual payments may vary.

Location

2276 Mosquito Point Road

White Stone, VA 22578

Mosquito Point

Features & Amenities

Interior Features

1st Floor BedroomCable TVDining RoomFireplaceWalk-In ClosetsWasher/Dryer Hookup

Exterior Features

Bay ViewDeckPier/DockPoolRiver/Creek FrontSand BeachScreened PorchWater Access-Private

Property Details

Flooring

HardwoodCarpet - Full

Construction

Vinyl Siding

Pool Features

DeckPorch

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRangeWasher

Questions & Answers

This 8-bedroom, 4-bathroom single family at 2276 Mosquito Point Road is listed at $2,495,000 ($719/sqft). The estimated monthly payment is $10,812 based on 20% down at 6.5% interest.

Key features include: Built in 1940, 4.80 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: 1st Floor Bedroom, Cable TV, Dining Room. Exterior Features: Bay View, Deck, Pier/Dock.

This property is listed by Emily Carter and can be reached at 8044364949 or emily@CarterRealEstate.com.

EC

Emily Carter

Agent at Jim & Pat Carter R. E.. Inc.

(804) 436-4949

Listed by Jim & Pat Carter R. E.. Inc. · View on Broker Site

MLS# 120395· Source: listhub· Updated 25 days ago

Copyright © 2026 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2276 Mosquito Point Road, White Stone, VA 22578

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