About This Home

This 8-bedroom, 4-bathroom single family at 2276 Mosquito Point Road in White Stone, VA is listed for $2,495,000 ($719 per sqft). Built in 1940, the home offers 3,470 sqft of living space on a 4.80 acres lot.

Key Features

  • Built in 1940
  • 4.80 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
1940

Amenities

FireplaceWaterfrontHardwoodA/C
Listing Description

On a picturesque country lane at the confluence of the Rappahannock River and the Chesapeake Bay, this exceptional property showcases the remarkable features of its setting: stunning vistas of the bay, a narrow barrier island, a sandy shoreline, breathtaking sunrises, and moonrises on the shimmering Rappahannock River.

A winding lane meanders through the park-like grounds with expansive lawns and mature trees, offering glimpses of the Bay. Built in 1940, this rambling Tidewater design is situated on a knoll, providing privacy and elevation. The home boasts a spacious living room with a masonry fireplace, which opens onto a large deck.

This deck highlights the spectacular view, allowing you to enjoy the soothing sound of waves lapping against the shoreline and the gentle bay breezes. The light-filled dining room is simple yet elegant. For a more relaxed gathering space, there is the cozy family room with a full bath.

Overlooking the water, the kitchen includes a bright breakfast nook. The expansive first-floor primary bedroom features its own fireplace and private riverside deck. The second floor is divided by an upper hall with an office, two bedrooms, a bath on one side, and a hall bath with two bedrooms on the other.

The pool terrace opens off a screened porch, facing the river. The attached 3-bay garage can house automobiles, boats, bikes, and golf carts. Down the gentle hill is a waterside deck leading to the private dock and sand beach. This is the perfect location to realize the dream of a life on the Chesapeake Bay shoreline that will be an enduring family tradition.

Monthly Cost Estimate

$13,344/mo

20% down · 6.5% · 30 years

Principal$1,804
Interest$10,812
Insurance$728

Estimates only. Actual payments may vary.

Location

2276 Mosquito Point Road

White Stone, VA 22578

Mosquito Point

Features & Amenities

Interior Features

1st Floor BedroomCable TVDining RoomFireplaceWalk-In ClosetsWasher/Dryer Hookup

Exterior Features

Bay ViewDeckPier/DockPoolRiver/Creek FrontSand BeachScreened PorchWater Access-Private

Property Details

Flooring

HardwoodCarpet - Full

Construction

Vinyl Siding

Outdoor Features

DeckPorch

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRangeWasher

Questions & Answers

This 8-bedroom, 4-bathroom single family at 2276 Mosquito Point Road is listed at $2,495,000 ($719/sqft). The estimated monthly payment is $13,344 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 4.80 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: 1st Floor Bedroom, Cable TV, Dining Room. Exterior Features: Bay View, Deck, Pier/Dock.

This property is listed by Emily Carter.

EC

Emily Carter

Agent at JIM & PAT CARTER REAL ESTATE, INC

Listed by JIM & PAT CARTER REAL ESTATE, INC · Broker phone: (804) 435-3131 · View on Broker Site · Broker website

MLS# 120395· Source: Northern Neck Association of Realtors· 173 days on PropertySimple

Copyright © 2026 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2276 Mosquito Point Road, White Stone, VA 22578

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