Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 5-bathroom single family at 228 Mills Creek Trace lot: 4 in Lake Toxaway, NC is listed for $2,975,000. Built in 2003, on a 1.04 acres lot.

Agent Description

Overlooking the scenic 4th hole, this stunning 4-bedroom, 4.5-bath retreat is perfect for entertaining. The heart of the home is the expansive living room featuring a massive native stone fireplace and reclaimed timber trusses. The kitchen boasts stainless appliances, granite countertops, and ample storage space.

The main level flows to the screened porch with a second fireplace, offering year-round enjoyment. Beautiful wide plank oak floors and custom mushroom board ceilings add rustic charm throughout, while wainscoting and thoughtful detailing elevate spaces throughout the home.

The illuminated stairway leads to the upper-level bedrooms, a bonus room, and exercise room. The cobblestone paver driveway leads to the home's entrance with abundant parking, a 2-car carport, and natural boulder landscape. Set in a serene, golf-side setting, this home is the perfect backdrop for unforgettable gatherings and everyday relaxation.

In today's increasingly expensive building environment, turnkey living offers a smarter, more effortless path-no delays, no surprises, just immediate access to the lifestyle you've been seeking. Membership to Lake Toxaway Country Club is based on application and availability.

Key Features

  • Built in 2003
  • 1.04 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
4 full, 1 half
2003

Amenities

FireplaceViewA/C

Monthly Cost Estimate

$21,203/mo

20% down · 6.5% · 30 years

Principal$2,152
Interest$12,892
Insurance$868
HOA$5,292

Estimates only. Actual payments may vary.

Location

228 Mills Creek Trace lot: 4

Lake Toxaway, NC 28747

Lake Toxaway Estates

Features & Amenities

Interior Features

WetBarBuiltInFeaturesCathedralCeilingsCentralVacuumEatInKitchenJettedTubKitchenIslandPantry

Exterior Features

PrivateEntrance

Property Details

Flooring

TileWood

Construction

Stone WoodSiding

Views

Golf Course

Pool Features

PorchDeck

Parking

Driveway

Heating

Electric (Heating)

Cooling

Electric

Appliances

BuiltInRefrigeratorDoubleOvenDryerDishwasherExhaustFanFreezerGasCooktopDisposalRefrigeratorWasher

Questions & Answers

This 4-bedroom, 5-bathroom single family at 228 Mills Creek Trace lot: 4 is listed at $2,975,000. The estimated monthly payment is $18,184 based on 20% down at 6.5% interest.

HOA fees are $5292/month.

Key features include: Built in 2003, 1.04 acre lot, 2 stories, Fireplace. Interior Features: WetBar, BuiltInFeatures, CathedralCeilings. Exterior Features: PrivateEntrance.

This property is listed by Ross Hyett and can be reached at 8285530411 or ross@laketoxaway.com.

RH

Ross Hyett

Agent at Lake Toxaway Company

(828) 553-0411

Listed by Lake Toxaway Company · View on Broker Site

MLS# 1000688· Source: listhub· Updated 396 days ago

Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

228 Mills Creek Trace lot: 4, Lake Toxaway, NC 28747

Open this listing in: