About This Home

This 2-bedroom, 3-bathroom single family at 2289 Surf Rd #C3 in Panacea, FL is listed for $260,000 ($181 per sqft). Built in 1992, the home offers 1,440 sqft of living space on a 0.02 acres lot.

Key Features

  • Built in 1992
  • 0.02 acre lot
  • 2 parking spaces
  • Private pool
  • Waterfront

Property Details

2 full, 1 half
2 spaces
#C3
1992

Amenities

PoolWaterfrontView
Listing Description

Escape to your own slice of paradise in this stunning 2-bedroom, 2.5-bath condo at Bayside Villas, perfectly situated on beautiful Ochlockonee Bay! This affordable oasis offers the best of coastal living with fantastic amenities right at your fingertips.

Inside, you'll find a spacious layout featuring several new upgrades throughout, as well as a complete chefs kitchen with a huge fridge/freezer and 36" induction stove. Each bedroom and the living room boasts its own private balcony, giving you breathtaking views and fresh bay breezes.

Newly upgraded kitchen and bathrooms include recessed lighting throughout and smart mirrors equipped in the bathroom vanities. Plus, you get a convenient two-car garage and in-unit washer and dryer to boot! Beyond your door, enjoy exclusive access to a community pool, tennis court, dock and pier, private gym, and a clubhouse fit for entertaining.

This is truly a water lover's dream home just seconds from boat ramps, Mashes Sands beach, and the scenic bike trail. Don't miss this incredible opportunity to live the bayfront dream! ***Please note*** monthly association dues are $800 total, with $150/month towards community maintenance, upkeep, and amenities and $650/month for insurance.

Monthly Cost Estimate

$2,191/mo

20% down · 6.5% · 30 years

Principal$188
Interest$1,127
Insurance$76
HOA$800

Estimates only. Actual payments may vary.

Location

2289 Surf Rd #C3

Panacea, FL 32346

Bayside Villas Of Panacea

Features & Amenities

Interior Features

Split Bedroom

Exterior Features

Renovated

Property Details

Construction

Concrete Stucco

Views

RiverWater

Pool Features

Pool

Outdoor Features

PorchPatio

Parking

OpenGarage - AttachedOn Street

Appliances

Convection OvenDryerFreezerMicrowaveRange HoodRefrigeratorWasher

Questions & Answers

This 2-bedroom, 3-bathroom single family at 2289 Surf Rd is listed at $260,000 ($181/sqft). The estimated monthly payment is $2,191 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $800/month.

Key features include: Built in 1992, 0.02 acre lot, 2 parking spaces, Private pool, Waterfront. Interior Features: Split Bedroom. Exterior Features: Renovated.

This property is listed by Nailah Core and can be reached at 8504914243.

NC

Nailah Core

Agent at Waypoint Properties

(850) 491-4243

Listed by Waypoint Properties · Broker phone: 850-926-9100 · View on Broker Site

MLS# 329442· Source: Forgotten Coast Realtor Association· 11 days on PropertySimple

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2289 Surf Rd #C3, Panacea, FL 32346

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