# 2289 Surf Rd #C3, Panacea, FL 32346

> **TL;DR:** 2bd/3ba single family, $260,000 ($181/sqft), built 1992, 1,440 sqft.
> Pool, Waterfront, View. Est. $2,191/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $260,000 |
| Price/sqft | $181 |
| Bedrooms | 2 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,440 |
| Year Built | 1992 |
| Lot Size | 1,045 sqft (0.02 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Pool** - Porch, Patio
- **Waterfront** - Waterfront location listed
- **Views** - River, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,315 |
| Estimated Insurance | $76 |
| HOA | $800 |
| **Total** | **$2,191** |

## Key Amenities

- Pool
- Waterfront
- View

## Property Highlights

- Built in 1992
- 0.02 acre lot
- 2 parking spaces
- Private pool
- Waterfront

## Description

### Agent Description
Escape to your own slice of paradise in this stunning 2-bedroom, 2.5-bath condo at Bayside Villas, perfectly situated on beautiful Ochlockonee Bay! This affordable oasis offers the best of coastal living with fantastic amenities right at your fingertips. Inside, you'll find a spacious layout featuring several new upgrades throughout, as well as a complete chefs kitchen with a huge fridge/freezer and 36" induction stove. Each bedroom and the living room boasts its own private balcony, giving you breathtaking views and fresh bay breezes. Newly upgraded kitchen and bathrooms include recessed lighting throughout and smart mirrors equipped in the bathroom vanities. Plus, you get a convenient two-car garage and in-unit washer and dryer to boot! Beyond your door, enjoy exclusive access to a community pool, tennis court, dock and pier, private gym, and a clubhouse fit for entertaining. This is truly a water lover's dream home just seconds from boat ramps, Mashes Sands beach, and the scenic bike trail. Don't miss this incredible opportunity to live the bayfront dream! ***Please note*** monthly association dues are $800 total, with $150/month towards community maintenance, upkeep, and amenities and $650/month for insurance.

## Location

- **Address:** 2289 Surf Rd #C3, Panacea, FL 32346
- **Neighborhood:** Bayside Villas Of Panacea
- **Coordinates:** 29.9854062, -84.4078311
- **Google Maps:** https://www.google.com/maps?q=29.9854062,-84.4078311

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/2289-Surf-Rd-Panacea-FL-32346/unbranded

## Listing Agent

- **Name:** Nailah Core
- **Brokerage:** Waypoint Properties
- **Phone:** 8504914243
- **Broker Phone:** 850-926-9100
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2289-Surf-Rd-Unit-C3_Panacea_FL_32346_M56512-50354?f=listhub&s=RAKSGCFL&m=329442&c=propsimple)

## Photos

![2289 Surf Rd #C3 - Photo 1](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2411857166r.jpg)

![2289 Surf Rd #C3 - Photo 2](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f3048987969r.jpg)

![2289 Surf Rd #C3 - Photo 3](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1995085388r.jpg)

![2289 Surf Rd #C3 - Photo 4](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f740375086r.jpg)

![2289 Surf Rd #C3 - Photo 5](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2493533811r.jpg)

![2289 Surf Rd #C3 - Photo 6](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f504350235r.jpg)

![2289 Surf Rd #C3 - Photo 7](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1070978854r.jpg)

![2289 Surf Rd #C3 - Photo 8](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f3002891747r.jpg)

![2289 Surf Rd #C3 - Photo 9](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1252730777r.jpg)

![2289 Surf Rd #C3 - Photo 10](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f31000890r.jpg)

![2289 Surf Rd #C3 - Photo 11](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f685156340r.jpg)

![2289 Surf Rd #C3 - Photo 12](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f3333239889r.jpg)

![2289 Surf Rd #C3 - Photo 13](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f3465820313r.jpg)

![2289 Surf Rd #C3 - Photo 14](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1985719474r.jpg)

![2289 Surf Rd #C3 - Photo 15](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f64912289r.jpg)

![2289 Surf Rd #C3 - Photo 16](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f4113637570r.jpg)

![2289 Surf Rd #C3 - Photo 17](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f3501843092r.jpg)

![2289 Surf Rd #C3 - Photo 18](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1485255012r.jpg)

![2289 Surf Rd #C3 - Photo 19](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1347508346r.jpg)

![2289 Surf Rd #C3 - Photo 20](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1913599602r.jpg)

![2289 Surf Rd #C3 - Photo 21](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2399938608r.jpg)

![2289 Surf Rd #C3 - Photo 22](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1716011567r.jpg)

![2289 Surf Rd #C3 - Photo 23](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f3546666022r.jpg)

![2289 Surf Rd #C3 - Photo 24](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f105100181r.jpg)

![2289 Surf Rd #C3 - Photo 25](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f314682404r.jpg)

![2289 Surf Rd #C3 - Photo 26](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1183459474r.jpg)

![2289 Surf Rd #C3 - Photo 27](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2468010812r.jpg)

![2289 Surf Rd #C3 - Photo 28](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f272560562r.jpg)

![2289 Surf Rd #C3 - Photo 29](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f4203752326r.jpg)

![2289 Surf Rd #C3 - Photo 30](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f575381674r.jpg)

![2289 Surf Rd #C3 - Photo 31](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2291937931r.jpg)

![2289 Surf Rd #C3 - Photo 32](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2008021371r.jpg)

![2289 Surf Rd #C3 - Photo 33](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f220311443r.jpg)

![2289 Surf Rd #C3 - Photo 34](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2065277836r.jpg)

![2289 Surf Rd #C3 - Photo 35](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f3494084521r.jpg)

![2289 Surf Rd #C3 - Photo 36](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f3053752908r.jpg)

![2289 Surf Rd #C3 - Photo 37](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2490385952r.jpg)

![2289 Surf Rd #C3 - Photo 38](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2010658761r.jpg)

![2289 Surf Rd #C3 - Photo 39](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f3426314697r.jpg)

![2289 Surf Rd #C3 - Photo 40](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f2982426006r.jpg)

![2289 Surf Rd #C3 - Photo 41](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f1851156940r.jpg)

![2289 Surf Rd #C3 - Photo 42](http://lh.rdcpix.com/f3696003641cf7750ae867f6b2d69400l-f4093409033r.jpg)

---

**MLS#:** 329442 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2289-surf-rd-panacea-fl-32346-l329442)

---

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    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
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    "@type": "Person",
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    "name": "Nailah Core",
    "telephone": "8504914243",
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    }
  }
}
```